A company said I owe them £76 for a contract that I signed. This amount came about due to their own fault such as saying that the staff I dealt with forgot to sent some paper work to their head ...
Is there a limit to the time bad credit such as charge offs, unpaid medical bills, credit card bills are listed on your credit report? I think there is a limit on the collection time but what about ...
i got sued by one credit card - but worked out a payment to stay out of court. can someone tell me worst case scenario? can they garnish my wages if we go to court?...
I owe lots of money toward bills(such as utilities) and credit cards. I just got a nice chunk of change from my tax return. How do I get my credit rating up without going broke? Or is it wiser to ...
I have about 10 credit cards that I dont use anymore they are activated but dont have any balances and I was just thinking of canceling them but dont know if I should would that affect my credit in ...
I applied and received my first credit card this month and was first affraid to use it due to my sis being in so much debt from hers. I finally had my first "emergency" 2 days ago where I ...
I have problems with Midland Credit Management. They have never validated anything and yet continue to make entries on my credit report. Here they are--check out the new dates!
My partner and i are going to get a mortage and we want to find out if our credit is ok as we have had trouble with it in the past,i was told you could contact a company and they would send you all ...
I was wondering out of curiosity because I was declined a credit card for being "out of the service area." I heard that it will show that your credit was looked into, but it wont decrease ...
I am trying to get out of my bad credit slump from when I was younger and just went crazy with my credit cards. Now that I am older I am trying to start over. I have about 4 or 5,000 in Credit card ...
just read about Lehman bro's bankruptcy filing>> i do not have deep knowledge of economics...so could someone explain to me in simple terms about the issue i have written>>...
i took out a car loan/financed in 2000, went delinquent in 2/03, it was repo'd in 8/2005. When does the SOL start ticking? 2000, 2/03, 0r 8/05? in what year will the sol run out?...
5yellowchips
Does having a regular savings acc help your credit rating?
it should but it dosnt. Still saving is better than charging
NATALIE W
not on your credit file,because savings accounts don't show but it helps with your bank relationship
naplusultra
Not really, you can't default on a savings account. Get a credit card, never use it and pay couple of pounds a month towards it. Your rating will soar ;)
Health Freak
no, but if you apply for a loan, the company will ask how you will pay for it( referring to your savings) if you do not take out the rip off insurance!
loanman46
It will not affect your credit score but from a lending perspective it will definitely help document liquid assets...an important part of the qualifying process.
Here is some additional info. Hope this helps.
smiley20903
no it does not......because it is not a revolving debt.....
taz c
Staying in the black & keeping a clear credit card account are what helps your score.
solitary
No to open credit accounts I have never been asked to declare my savings, just earnings and personal details. What helps your credit rating is actually if you have a credit card or two and have paid them all off regularly without being late. It shows them that you can manage your money. I used to think having a credit card extra would damage your rating until a financial boffin told me otherwise!
cereal killer
no
mr_crankypants
Only if the balances have been large over time and are large now.
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