 How to pay my hsbc visa card bills while am in overseas? |
| I have a HSBC credit card from singapore and am currently stationed in Thailand for few months. How can I pay my HSBC credit card payment from here.... |
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 Can you ask credit Card Card companys to defer a payment for one month? |
Can you ask credit Card Card companys to defer a payment for one month? Or a Car payment?
My husband lost his job awhile back, he is having trouble finding a job and we have had several ... |
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 Credit Repair.? |
| What is the real skinny on Credit Repair. Seems it costs quite alot. Is it honest and worth it. Can someone shed some light on this for me. Can't I do it myself and save the dollars and where do ... |
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 Why do credit reporting agencies make it so difficult to clear your credit? |
| judgement placed against credit, judgement was paid I have the paperwork but trying to find out about sending it to transunion, experian etc is a royal pain.... |
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 Credit card question people? |
| so if im 17 and get a credit card will they take out money every month?... |
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 Credit Score is 619, Cant get approved for a car loan? |
I know my score isnt that great, but I dont think its that bad. I have tried to get approved several times, and keep getting denied.
I pay all my bills on time, I have no defaults on my credit ... |
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 I deposited a check today that and now feel as if it may be a phony.what can i expect? ? |
| i recieved a check for a car i have for sale online and have now read up on this and believe i may be a victim after i have deposited it. I should have payed closer attention and investigated it ... |
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 How to remove old negative account from my credit? |
| me and my husband are trying to buy a house but his credit is showing allot of old negative things like his bankruptcy that was discharged 4 years ago and old medical bills. what can we do to clear ... |
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 Can anybody tell me how can i find out what is affecting my credit record? |
I have recieve just denials from the creditors I apply. They say that I have a Collection, to which I honestly ignore what could it be, since I make all my payments on time.
Can i avoid paying ... |
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 Loaning money and want it repaid back? |
Hi all,
I have a dilema with an ex. Last year I lent her money for her to pay a cell phone bill (twice I might add), since then she claims that it was something I wanted to give to her, ... |
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 Will having multiple credit cards increase my credit score faster? |
| I'm currently 18, so Im new to credit and would like to build credit. I have a decent part time job and am currently a student and will be a student in college in the fall. I have applied for ... |
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 I have a credit card question.? |
| I am getting ready to start looking at houses to buy and I am wondering will the credit cards that I have out effect my loan? All my credit cards are paid off and I have good credit. But will they ... |
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 Credit card advice? |
| Does anyone have any advice on the best credit card on the market. I at this time have never had one. I want to have only one credit card for emergency purposes only. but I dont want to pick a bad ... |
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 If I transfer my credit cards onto my boyfriends will I still be the one getting the credit history? |
| I have 19% apr on my 2 credit cards he only has 4% it makes sence to transfer the balance on to his but will I still be building up good credit and credit history?... |
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hermina2 | Does having a very high limit on a credit card hurt your FICO score, if you pay off the balance every month? |
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 |
 
Miss Know It All
 |
No! Amex has no limit and I never heard of that hurting your score ... now if you have a lot revolving accounts that could have a negative effect...kr
Good Luck! |
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Not Laughing w/ U
 |
Depends on how much other available credit you have. If you have several cards with available credit then you almost become a higher risk because at any time you could charge them all up and then refuse to pay. If it is the case that you have many (4 or more) cards with high amounts available and low balances then you may want to close enough to get yourself down to 3. Never close the oldest card. It shows credit history and a long credit history is very good for your score even if you never use the card. |
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Just me........
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no, as long as you pay the balance every month... |
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dustystar
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NO, as long as the used amount is 25% or less. In fact it would help your credit to have a higher limit and only have a small part used. |
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fuzzykitty
 |
If the limit is way higher then you would ever use, have the card company reduce it. The limit is there and could be used at any given time . Fico looks at it that way. |
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beauty s
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No, that makes your score go up |
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Phineas J. Whoopee
 |
Are you referring to the limit or the balance. Usually a high limit is good and has a positive effect on your credit score, because it shows a low balance to limit. However, to carry a balance which is near your limit is not good. It seems that the intent is for you to have access to ample credit but not to use it. GOOD QUESTION |
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iceman
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Having a high limit HELPS your score.
And you dont even need to pay the entire balance to have a good score. You just dont want to keep the cards to close to their limits. Alot of experts say keeping a small balance on the card will help your credit score more then having no balance. |
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halestrm
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Nope, actually it can help your credit score. They like to see that you have available credit and it isn't all used. It will raise your score.
I have one card at a $28K limit and never charge more than a few $100 per month. After having the card a few months, my credit score increased. |
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