 Best way to get a credit card? |
| I'm ready to get a credit card. I've applied for a few online, and I have gotten no responses at all. It's getting a bit frusterating. Why is it taking them so long to respond, and ... |
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 We loaned my cousin money for a down payment on a motorcycle. He won't pay us. Can I put a lien on the bike? |
| We already took him to small claims court and he admitted that he owed the money. But now he still won't pay. I was hoping that I could put a lien against the motorcycle so that he would have ... |
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 Get out of debt? |
| I am sick and tired of paying high interest fees on credit cards. I have over 10,000 in debt from college days in credit cards and I can never seem to bring down the balance. I have tried to be ... |
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 Will collector's actually sue me? |
I owe over $130,000 and I no longer can afford to make payments. Some of it is credit cards and some of it is loans from Chase, Bofa, Capitalone and American Express.
I know the creditors ... |
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 Credit card ? ? |
i have a credit card if i put it in a glass of water and freeze it in the freezer then take it out a day later let it unmelt use a tea towl to dry it will it wotk again.
Additional Details<... |
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 Can I pay for school and living expenses entirely on credit card and with loans? |
| I want to go back to school full-time. I don't want to work full-time and crawl through school part-time. I will shoulder any high interest rate to make this happen. Is it possible? School and ... |
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 Yes .loans? |
| i have been offered a loan of yes . loans and want to know has anybody else had a one of this loan company. and what are they like???... |
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 Despite high APRs, why do people still take payday loans? |
| I came across this website http://www.wongatree.co. . It seems almost all lenders charge APRs, 500%+. Why are payday loans still popular?... |
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 Why would anyone pay an APR on a credit card when you can get one with 0% introductory rate for 1 year? |
| A lot credit cards today give you 12-18 months with 0% APR.....After the intro period is up just cancel the card and go on to another one that is offering the same type of promotion. I just don'... |
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 Help paying off credit cards in order.? |
im getting $3000 for income tax returns and need help paying off these...
BB 809.16 19.8% APR
Dell 1,543.57 28.49% APR
sears 1,021.11 27.24% APR
N... |
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 Ebay credit card...? |
hi, i'm wanting to bid on a product, and it wants me to 'place' my credit card details on ebay, its secure and everything, but it says -
card number (visa and mastercard) and my ... |
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 What are the best practices to develop a good credit with a credit card? |
Please read first:
I'm well aware that it is ill advised to carry any balance over that would accumulate interest on a credit card.
I'm also aware my balance should always ... |
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 Good credit or Bad Credit? |
Help, Solve a fight between my husband and I......
Can having to many open credit cards with zero balance hurt your credit rating? Does it matter when you are trying to get a loan, let... |
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 Will it mess his credit up? |
| My boyfriend has a card with a credit line of $400. He went over his credit like by about $100. His minimum payment is $120. He doesn't want to pay the minimum. He says as long as they get some ... |
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 Posting credit and auto loan? |
| Below, is an example on how my auto company posts my credit report. I don't know much about credit but, as it is posted seems incorrect. Does this seem viable for a valid dispute. It seems to ... |
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 Need a loan without a credit check? |
| need money but cant seem to find a lender for me? anyone know someone or place to get loan with bad credit?? ... |
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rust1909 | Does having savings account increase a persons credit score.? |
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sheeegan
 |
If your account is in good standing and you haven't written an over abundance of bad checks. |
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shlangemann
 |
No, because a savings account is not credit or a loan of any kind. The only way to improve your credit score is to pay your credit cards and other debts on time and demonstrate fiscal responsibility with how you manage your finances. |
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RedSoxFan
|
No. A savings account does not demonstrate the responsible use of credit, which is what is evaluated by a credit score. Paying back bank loans, mortgages, lines of credit and maintaining revolving credit is what determines a person's credit score.
There are 5 factors which determine your score: payment history, balances, age of credit, new credit, and a balance of different types of credit. Maintaining these types of accounts responsibly will result in a great credit score. |
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ed
 |
Somewhat, depending on the amouint. This is a liquid asset. |
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Water's Away
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nope not really try getting a 100$ limit walmart card easy to get if you have a job. |
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T J
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Not really. It's a good idea, but the point of credit scores is to measure the likelihood that, if someone lends you money, that they'll see it back.
It would be better to get a small card, like from Orchard Bank (http://www.orchardbank.com), use it, and do a good job paying it back. That will positively affect your credit score. |
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Eagleflyer
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The disclosure of a savings account and the balance can increase your credit score, but I would hope the balance in your savings account is not a public record for credit companies to look at. |
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ittybitty789
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no |
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Inquisitive125
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No. Your credit score is based on your credit and is derived from your credit history. |
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