What are some things I can do to improve my credit in the short-term? |
| I want to improve my credit. I know what to do overall but I need to know what to do in the short-term to increase my credit score.... |
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What happens if you say you never received your credit card and you really did? |
| I recently called my salute credit card company because im sick of the way they do buisiness and the way they've been taking out funds from my bank account without my approval but they claimed ... |
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Debt and Overdraft problems. Advice please? |
Hi,
I was made reduntant from my job last September. I worked for a large bank and they layed off 80% of the department.
I had only been there 8 months so I was not elible for ... |
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Credit Card without large fees? |
Additional Details I am talking about the annual fees and application fees. I know there will be fees for late payment and I am not talking about that.... |
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How can a vehicle title be transfered without my knowledge or permission? |
| A vehicle I cosigned on,and still has an outstanding balance,has had my name removed as owner,and co-owner is now listed as sole owner...I never signed title,certificate to gift vehicle,or any power ... |
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How long can a collection agency try to collect on a debt? |
| I owned a business (sole proprietorship) which was closed. All but one debt was paid off. The business has been closed for 12 years, and about 4 years after it closed, I got invoices for an unpaid ... |
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How do you know its a collection agency and not a fraud? |
| I just got a call from a collection agency well actually they called my grandmothers house and i got the number and called back today. Its for a sprint bill from 2004 and they said they could take it ... |
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Someone has used my social security number! HELP? |
| All I know for sure is that it was used to get food stamps in another state. I am terrified what else may have been done. Can anyone tell me what I can do? I definately cant travel to another state BT... |
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How can a 13 yr old girl make some money for summer clothes? |
I need ideas and tips for making money this summer, for summer clothes etc...
If you can help that would be GREAT!
=)... |
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Should I get another credit card? |
| I have one credit card and I'm currently trying to pay it off. I've been late on some payments so my interest is really high. I try really hard not to use it, but sometimes I need to. Even ... |
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Idenity theft help please ASAP!!!!!!? |
| hello i'm so down right now, don't really know where to begin :(, i just recently know that my MOM using my name to apply for a whole bunch of credit card and now i owe like 13K, and she ... |
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Do you know of ant lenders who offer bad credit home loans? |
| My husband and I both have bad credit (both from previous marriages). We both work and have stable jobs. Do you know of any lenders who legitimately offer home loans to people with bad credit. The ... |
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I Need information regarding a $300 loan.? |
| I just started work last week and they're holding one week back from me and I need $300 fast... I'm 20 years old and have bad credit... can I still take a loan out? And where?... |
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Bank Fraud or Theft? Please help :(? |
Hello - I am asking this question for a friend who needs help.
1) I'm going to call my friend "Jane" & her ex-husband "John". FYI. They're just separated. ... |
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lu_consulting1993 | Does how much i have in my saving and checking account show up in my credit report? |
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dahublaz
 |
Nope...and neither does a cell phone unless you dont pay it.. |
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ole_lady_93
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No thats not credit. Just shows the bill you pay or don't pay ... even Utility bills. |
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Kim
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No it does not. The only businesses who show up on a credit report are those you have actually applied for credit and loan institutions where you have applied to borrow money. Each business will list the amount you owe, and if you are current on payments. If you are not current on payments the report will show how many months you are behind, and those you have failed to pay at all. If you file bankruptcy, this will also be noted. |
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Tracy S
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No, but how much you owe on yor credit cards and loans does. |
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Aaron A
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No. Your credit file is all about how you handle credit, whether that's a car loan, a mortgage, or a credit card. Some people say that you can build credit by paying your household bills (like electricity and cell phone) on time, but that's generally not true.
About the only time that the electric bill can affect your credit is when you ignore your bills long enough that they close your account and report you to a collection agency. And trust me, you don't want that.
If you go here [1], they can tell you more about what is and isn't in your credit file. |
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curiously strong
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no only that you have them, credit reports show how if you pay your bills on time and pay them off and how much of a credit line you have with them and how much you have charged on them. check your credit report every 6 months to make sure no one has been accessing it without your knowledge....there is a way to get a free credit report once a year though....clarkhoward.com, follow the links you should find it there. remember pay early and a little more than you owe every month and you will have great credit. |
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tryinthis2
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nothing except debts show up on your credit report other than personal info like names used, addys used and places that have inquiried your credit.
if your bank inquiries your credit then a creditor may be able to guess where u bank if youre trying to kepe things private. only thing is laws changed recently preventing even being able to verify funds available in someone else's account. |
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jannie
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no |
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ttingey77
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No. A credit report tells limited information about your loans and bank accounts. By law you are entitled to a free credit report every year. Logon to transunion or one of the other agencies. |
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blair1813
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No. |
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Their Mom♥
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no |
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epizan
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No. It's only what someone has extended credit to you that shows up. |
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