 Where can i get an unsecured loan with bad credit? |
| i have a ccj which is to come off next year. i use a family members bank account. im struggling to find a company who will give me a ... |
|
 WHAT'S ALL THE FUSS ABOUT THE CREDIT CRUNCH? ? |
I've sacked half my workforce and told the remainder to work twice as hard.
So far I haven't noticed any reduction of income.
Additional Details
Thank you Net Advisor, I ... |
|
 I have been offered a 'payoff' amount on an old debt-accept? |
| I just received a letter in the mail from a debt collector, stating that the creditor has agreed to accept 60% of the balance due, as a lump sum settlement. I have a funny feeling that taking this ... |
|
 When are they suppose to start mailing the stimulus check? |
| My last numbers are 00 and I had direct deposit. But I use h&r and now I am getting a mailed check . Are they Starting to mail them out on May 9th or should I receive it by then. Everywhere I ... |
|
 What is the process of adding someone as an authorized user on an acct to improve their credit? |
| If you were to add a person to another's credit card that is in good standings to improve their credit rating, how would that process work? Do they have to go thru the same approval process (... |
|
 If i used someones credit card on my phone or pc can the cops or bank trace it back to me? |
| if i used someones credit card on my phone or pc can the cops or bank trace it back to me?... |
|
 I have bad credit and need a prepaid credit card? |
| I would like to get a credit card but have bad credit. Does anyone know of any cards that I can get even if it is secured and it gives some sort of rewards, like cash back or anything like that? If ... |
|
 Bad credit..can i change my name and open a new bank account to obtain good credit? |
| Ive heard of stories where people have changed there name...updated driving license and opened a new bank account....in order to obtain a new credit file? stories ive heard of where saying youve ... |
|
 My friend has, unbeknowingly to me, acquired a huge amount of credit card debt. He also has an expensive? |
| car on finance, plus other unknown debts. I know of at least forty thousand pounds of debt. His partner is debt free and also expecting a baby in two weeks, she had no knowledge of the debt until ... |
|
 What is the best option for credit card debt?? |
| What do you think is the best way to clear up Credit Card dept??? Paying each debt individually with minimum payment every month?? Which is all I can afford. Filing bankruptcy??? Settling out??? S... |
|
 I just turned 19, and my credit score is 711. is that good? |
i have a debit card with chase, and a credit card. And i also have an installment plan with Ballys.
Additional Details
i also work @ nordstrom, so that qualifys me for an american ... |
|
 Hello, how long does a debt remain collectable? |
| Is it true that a debt ceases to become collectable after a certain number of years if it is never acknowledged(in the UK)? And if so, how many years? The debt concerned was credit card/overdraft ... |
|
| Child payment??? |
| Does any body know hove much a single, unemployed mother would get paid weekly for her child aged 14?... |
|
 Who can I complain too abut B.T? |
| I recently had my line connected to bt an engineer came round and activated the line I was then told a bill for this charge would be sent out. about a week and a half later the bill had still not ... |
|
 I just paid off my credit cards...now what? |
| I recently paid off all of my credit cards and now I'm wondering if I should close the accounts, since I never plan on using them again, or does it look better on my credit report to have a lot ... |
|
|  |
Bella | Does it affect your credit if you pay off your credit cards? |
I have credit cards that have small balances on them, but I don't want to keep up with having to makey my payments every month because I am quitting my job in 3 weeks and I will be moving back to my hometown to go to school full time. Will it hurt my credit if pay off my credit cards but leave them open. I mean, I'll eventually use them again but since I'm not going to be working and I'll be going back to school full time I thought it will help if I pay them all off, but I don't want this to hurt my credit... what should I do to maintain a good credit score? Any advice would be wonderful! Thanks in advance friends! |
 |
 
SPIFIMAN1
 |
Actually it should help your score because your debt to credit ratio will go down.
Just use them every couple of months for lunch or something small and pay them off. This will keep your accounts active and help your score. |
|
my cat tutu
 |
Pay off your credit cards to keep a low balance. NEVER close them, it looks bad on your credit. And of course, it never hurts your credit to pay your bills on time. That's what they want. |
|
toochins
 |
it wont hurt your credit to pay them off and leave them open. if anything it will raise your points some. |
|
madges_girl
|
It will affect your credit score, but in a positive way. Your score is based on how much credit you have and how much is available to be used. One of the factors used to determine your score is balance due to credit limit ratio. If there are no balances on your cards and they are left open, then you will have 100% of your revolving credit available and that is very good. |
|
XoxoxoxoX
|
No, it will not hurt your credit at all to pay off the balace. But do remember to use it once a while, because some banks do close inactive accounts. If they do, you will loose your long history credit. |
|
metalsnob
 |
pay off the balance and keep them for emergencies only...if you have no other outstanding debts, your credit rating should improve slightly and level out...if you use your cards again, try to pay the balance off within a month or two...your rating will continue to increase... |
|
gary r
|
It will affect your credit rating......all for the good.The card agencies will more than likely increase your credit limits. Go for it. |
|
***____ //_ \\_____***
 |
no it doesn't |
|
JD
 |
Def pay them off before you take off for school.
It won't hurt your credit if you are not using them, however it would hurt if you used them a whole bunch and didn't pay them off or at least make the minimum payments.
From time to time if you are making purchases that allow credit card payments and you know you have the cash, I don't see it hurting your credit score if you use the card and put the cash to it right away. Although I don't believe that this is a must in order to maintain a good credit rating.
Good Luck at school! |
|
Barkley Hound
 |
The credit score is based on the ratio of what you owe divided by the total available credit. It is also based on on-time payments. Paying off a small balance will probably have no effect at all.
I have never carried a balance over my entire life and have a credit score over 800.
* |
|
Leonard D
|
I don't think so, however I am not for sure. When I start my credit card account I made it a habit to pay the bill all at once. Two months later I was pre-approved at CarMax to buy a car under my name. So I bought a car and I am making payments on it. Finishing payments on a car can sky rocket your credit score. But I don't think you have anything to worry about. But to stay in the safe side just put a couple of thinks on your credit. Like gas, food and clothes. And then when you get the bill, just pay it off all at once.
- Leonard Durden |
|
?
|
A little, but not enough to make any difference. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 5 minutes(s) ago
| | | |
12 | 20 minutes(s) ago
| | | |
11 | 40 minutes(s) ago
| | | |
11 | 47 minutes(s) ago
| | | |
12 | 3 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
12 | 1 day(s) ago
| | | |
12 | 5 day(s) ago
| | | |
12 | 1 week(s) ago
| | | |
12 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
