 Need nose surgery asap... awful credit. can i get a medical loan with a cosigner? |
| Ok, i have a very severe deviated nasal septum. my nose is crooked and it has gotten to the point where my throat is so torn up (because i can't breathe through my nose at night) that I ... |
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 I need 4,500.00 to get out of debt? |
| But since I've got a little behind on my payments no one will loan me any money. I need a debt consolidation loan, but all of them have turned me down to. I'm paying out 600.00 a month in ... |
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 Paid surveys? |
a scam or a gift?
anyone out there actually done it and got paid?... |
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 Pay it off myself, or go to a credit reduction agency? |
| I'm 23 years old, and I'm 1500 dollars in credit debt. It's impossible to find a renting place for an apartment with the bad credit, so I come to the friendly people here for some ... |
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 If I signed for students loans before I was 18, am I legally liable for the debt? |
| I started college when I was 15. I signed for $23,000 worth of student loans. My parents did not co sign. Now this debt is on my credit report. Technically, I don't think they can enter a ... |
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 My husband and I got behind on some credit cards and plan on paying them soon, problem w/ them calling...? |
| A few of my husband's creditors call probably 15 times per day. Sometimes I'll talk to them, they get nasty when I explain the situation and still keep calling and calling and calling. Isn&#... |
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 Harrassment by Collection Agency, can I sue for this? |
| This is in regards to a credit card. I told them I will pay it off in full when I get my income tax return because I lost my job when I was on maternity leave (differnet subject and now grounds for ... |
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 Now that WAMU went belly up, what happens to my credit card debt with them? |
| Seems to me that they went out of business and are no more. My debt to them should do the same.... |
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 Bad credit needs refinaceing a car.? |
My husband has been paying car loan almost a year with very high rate 20%.
He tried capital one but got denied. may be the credit is still not good..
Is that possible that I can be the co-... |
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 Credit for 16 year olds? |
| hey does anyone know the avialble credit cards avaiable to 16 year olds like a debit card ... |
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 My boyfriend is bankrupt.? |
| Today he recived a parking ticket from a Euro car parks inspector on behalf of tescos, its a £50 fine. He has on means to pay the fine as he is un-employed, does him been bankrupt make any diffrence ... |
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 Could i write myself a check from one bank and deposite that check in another bank of mine? |
Additional Details
or is there an easier way to transfer money from one bank to the other?... |
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 Can I dispute a credit card Charge that I willingly paid for? |
| Ok here is the deal. A friend of mine needed some help paying her phone bill. So I did pay it using my credit card. But now, she is refusing to pay me back. She also has supposedly cut me off her ... |
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 What happens with a closed account?? |
| a couple of my credit card accounts became closed after i had trouble paying them and the balance got to high. since then i have paid them off. now what? do they just sit there and show up on my ... |
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Leah | Does marriage effect good credit? |
I have great credit, my boyfriend on the other hand has very bad credit. We have been talking marriage for quite some time now and always just thought that with the current situation we would use my good credit in the future to get a home etc. Now it has been brought to my attention that if we get marriage his bad credit will effect mine negatively. Is this true? Thank you. |
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Annie Mation
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The only way he will affect your credit is if you have joint accounts.
I've seen many spouses buy houses alone because one has bad credit and one has good credit. |
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Junior
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No...not marriage itself. If you have a joint account and he screws up it will screw you up. It may be hard to get a house though. But it really doesn't take that long to straighten out bad credit. Go to Equifax.com to get started Don't use on of those credit repair services. You can do anything they can and it wont cost you. Equifax is the credit agency we use, and I have helped many to get their credit on track. |
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RomeyM
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No, it is so not true. Your credit is completely separate from his and it stays that way after marriage. Just help him work on his, I got my husbands credit score raised over 130 point in a little over a year, all I did was got him some credit cards and paid them in full on time every month and it really raised his score fast. |
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andy
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His credit score will not effect yours as long as your finances are separate. Once you start getting joint credit than if one of you abuses it it will affect the other. Just like if you help him bring his up by teaching him good credit sense. |
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peilthetraveler
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My credit was 680s when i got married and my wife only just got her social security card about a month before we got married. I put her on two of my best credit cards and now her credit score is near 800. Thats higher than any credit score i have ever had! My negatives didnt go on her credit, but most of my negatives are paid anyway, so i'm probably not much help to you. |
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loanquest
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Who brought this to your attention? What is their source for this information? I wonder.
Unless you have joint accounts your score will not merge. Do not get joint accouonts. Manage your own finances.
You can help him out by making him an authorized user on one or two of your credit cards but keeping the cards on your person. When you pay a bill he will get improved credit score without even having access to the card!
You could also consider co-signing for him to get a credit card but the risk is higher because you are liable for the debt if he defaults. Not a good choice.
With the authorized user approach, he is not charging anything just getting credit for having done so based on your authorization everytime you buy something and make a payment. |
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Chelsea Handler kicks @ss
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It can negatively impact your credit...for example, when purchasing a home it could raise interest rates, the amount you qualify for, etc. The best way to avoid this situation is make him improve his credit...start paying off whatever you can, even if it is only $10/month...also, a lot of debt you can settle for a fraction of the original amount if you pay in a lump sum! |
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Bill
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Hi there, here is an article you might find interesting http://taavii.com/credit6.html |
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maricopasea
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goodness, just dont get married. sounds like it would just be a huge stressful future. if he has bad credit, then he will eventually bring you down. |
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tcoJCoLDS member
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yes it will |
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Dutchess
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It sure is true. |
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Steven
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depends wether your partner has good credit and if he does then if you have good credit then yea you will have good credit. |
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