SPIFIMAN1
|
No, credit history is linked to your S.S. number and that doe's not change when you get married. |
|
kathamahoney
|
Nope. You'll just have you maiden name AND your married name attached to your credit rating. If you want to clean up your rating, just keep good credit habits starting now. In three years, all old ("bad") credit records will be wiped and only the last three ("good") years will show.
Bankruptcy and foreclosure stay on your record for longer, I should note. |
|
jojo
 |
No, your social security number and credit history stay the same. They just change your name on the card. |
|
Steve M
|
You keep your same social security number and thus you history will follow. The name change will be noted by all three credit agencies, but that shouldn't affect your credit score. You should check your husband's credit because that can have a huge effect on your ability to use your own credit in the future. |
|
XoxoxoxoX
|
No, they do not change. But if you and your spause eventually have join account (credit cards). Both of you will effect each other's credit. |
|
jplrvflyer
 |
Your SSN does not change. Your credit history will follow you. |
|
Island*Chica
|
No, your SS stays exactly the same, ONLY the name changes. Therefore, your credit history follows you no matter how many times you marry.... |
|
Jessie H
 |
You keep your SSN for life. Your new card will only show a name change |
|
wizjp
|
Same number and history; different name and marital status |
|
.
 |
The only thing that will change on your Social Security card is your name. Everything else will be the same. |
|
koifishlady
|
your ssn number does not change when you get married. your drivers license will need to be updated and you will probably get a new drivers license number because you will have a new name. |
|
♥
|
your credit history does not change. and yes, you will get a new social security card, your SS# will stay the same, just the last name changes if you do decide on the name change. |
|
babidollishere
 |
Nope....you can't run away! |
|
Mom of 3
 |
Your credit history will decline if you begin to apply for things together and they become delinquent.
If you buy things together and they are paid for on time you will be OK and or your score might improve |
|
Over The Rainbow
|
SSN does not change. Credit history does not change. You just change the name listed with the SSN |
|
Libby
|
No, it would be nice though to be able to wipe everything away. If it worked that way, I'd probably be married 15 times! : ) |
|
jrock1206
|
never changes |
|
G L
|
If you are asking about having a new joint credit
Having a joint account does not cause your wife’s previous credit history to be linked to yours, so there will be no negative impact on your credit report.
In fact, because the joint account appears on both your credit history and your wife’s credit history, the on-time repayment record likely will have a positive impact on both.
Your wife’s negative accounts would appear on your credit history only if you were added to them as a joint account holder. As a joint account holder, you would share equal responsibility for the debts and as a result the accounts could be reported as part of your credit history.
Any future joint accounts you share will appear on both credit reports, but your credit lives before your marriage should remain separate.
However, that doesn’t mean her past bad credit history won’t affect your ability to get credit together. When you apply for joint accounts, both credit histories likely will be reviewed and taken into consideration as part of the approval process. |
|
Bumblebee's Mama
 |
Your SSN and credit history will stay the same when you get married or change your name for any other reason. |
|
Lauren B
|
Nope, its all the same. |
|
LACSAP
|
THE ANSWER WOULD BE NO REGARDING YOUR CREDIT HISTORY AND NO YOU KEEP THE SAME SOCIAL SECURITY UNTIL THE RAPTURE COMES.
YOU AND YOUR OTHER HALF WILL NOW FILE TAXES AS A MARRIED COUPLE,HOWEVER IF ONE OR THE OTHER HAS BAD CREDIT,STUDENT LOANS,CHILD SUPPORT, BANKRUPTCY, LIENS FROM CREDIT CARDS, YOU CAN FILE SEPARATELY TO PROTECT YOUR CREDIT. YOU DON'T NEED TO INHERIT A LOVED ONES DEBT JUST BECAUSE YOU SAY I DO. |
|
boston_jeff8
|
Your history doesn't change, just your name on the report. You will also probably also see an alias entry for your maiden name. You will need to contact all your creditors and provide them your marriage license so that they will change your last name. |
|
rosalie podvarko
|
Yor credit history stays the same because your
SSN stays the same. |
|
The Knowledge
|
no it doesn't |
|
nite_angelica
|
Nope. The only thing that changes is that your husband's credit is now attached to yours, so you have two to worry about instead of one. |
|
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
