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 My daughter cut my visa check card in half is it still useable?
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 Which is the best credit card? It's going to be my first one, im 37.?
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 I am in debt about 12 thousand and need help?
I wanted to know if there were any companies out there who help me get rid of debt or at least help with my credit score. I am in my last year of college and I do not have anymore money for school. I ...


 Are there any credit card companies (uk) that will provide cards for me even with a really bad credit history?
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 I recently got a credit card for the first time and I was wondering how does it work?
for example I have a $500 spending limit which I have spent when will I get the $500 back do I have to pay it back first or ...


 Do Collections/Charge-Offs really just simply fall off a credit report in 7 years?
I have done a lot of internet browsing and reading on the subject and it seems that half say yes, and half say no. I am looking for an official answer on the topic. I have a few debts from my early 20...


 How many credit cards do you have? ?
I was just wondering how many credit cards people have? I have one, but I read somewhere it's good to have more than one. Is there any advantage of having more than one credit card?...


 What is patty cash means?
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 Is their any students loans for students that have no credit history and the cosigner has bad credit?
just wanting to ...


 Who thinks that if O'bama is going to be elected he will sink the tumpling boat of economy to the bottom?
i am not a ...


 How would you deal with this Collection Agency Problem?
I have recently obtained my Annual Credit Report from the Big three Credit Bureaus. This is a similar question to that posted a few days ago by another user. My credit report shows no deliquent ...


 Credit Card Reform is Needed by the U.S. Economy?
I am wondering if anyone agrees that the credit card industry needs to be drastically reformed in this country to combat our recent economic dilemna.
I have watched all presedential debates on ...


 Subscription Cancellation, Why is it so difficult to achieve?
This is the third attempt to cancellation my subscription. My credit card bill was received today and as I feared my renewal was charged to my credit card. What do I have to do to receive credit for ...


 How to get a new gas card?
how can i get a new gas card for a quanton meter as soon as ...


 Will american express company call my father if i did this ?
he gave me his card told me to buy something costs 7000$ but i bought two items cost 10,000$ i dont want him to know.he wouldnt notice the different anyway if the company didnt call, i mean do they ...


 Can I take legal action against my employer for making my credit history bad?
The payroll officer of my employer received my return to work form on the last day for collection but decided not to send it to payroll.I ended up not being paid for 2 months and had to ask for ...


 Will I build credit if I'm on a friends credit card account?
I have no credit. My frined offered me to join his credit card account, we will have the same cards basicly, I'll just be able to use his card, I will have a card in my own name, but on his ...


 Ebay Question.?
How do you know if the person you are buying from will accept a credit card?

I don't want to use PayPal, or any other methods, just a credit card....


 I want i higher spending limit on my credit card?
i just got my first credit card with a lousy 500 limit, i got that thru my credit uniom, if i got to mastercard, american express or visa, can they just give me like a $10,000 credit card, or do i ...


 If I add my girlfriends name as an authorized user does my 7 years of perfect payments attach to her credit?
Will her credit report show the same payment history as the account on my report? Thus extending her credit history and raising her score....



<3
Does paying late on your credit card statment effect your credit?
My due date is the Sept 15th I just got the bill today and Its for 500 dollars I wont have the money until Sept 19th when I will pay the full amount is this bad for my credit or will it not make a difference because its only a little late
                     
 




WDOUI
This is the fastest way to get bad credit.Late fees and an increase in annual percentage charged also occur


Joe M
Anytime you miss your billing cycle it can have a negative effect on your credit. look up the "Universal Default clause."


Monkeys
It will affect your credit. Your credit card will report it to credit agencies that you were late on a payment. Just pay the minimum on the due date and when you get the rest of the money, pay the entire balance then.


stan c
Rating
If you can make the minimum payment, do it. If you do not have any funds at all, perhaps you can borrow from a friend or relative.


the playa
only if you dont pay it at all...nd how long before it gets counted as not paid depends on the company


pappy12a
Rating
It'll effect your rating,but unless you do it on a regular basis it won't do anything long term


mortiicia3
Rating
Yes. Not only do creditors review the amounts you pay, they also look at whether you made minimum payments or not, and if you made your payments regularly and on time.


Blue Eyes
they will definitely charge you a late fee and they may raise you APR. I just went over my limit several times (i never missed a payment) and they jacked my APR from 7.9% to 29%!!!!!! be careful they are sneaky. i would call your company and talk to them about it. good luck!


Patti
Rating
They'll charge you a late fee and possibly an over the limit fee. They only report to the credit reporting agencies starting at 30 days late.


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