 Should I pay my credit card off in full? |
| Hi! I am a college student, and I have save enough enough money to pay my credit card off in full. Should I pay it off in full or should I make payments to pay it off. I have still been making my ... |
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 Does anyone know any thing about debit cards .tried 2 use mine 2 day 2 get connected 2 sky tv but they told me |
| that my account number was invalid.thats twice now i take cash out all the time with the same card .have cash in my account now and checked my account details and thats correct.but dont want 2 go 2 ... |
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 HELP!!!!what are small baby steps i can do to boost my credit? |
| i cant pay off my medical collections because im paycheck to paycheck with 2 kids and a house, i have 5 credit cards all with different balance all with close to their limit, i feel like everyones ... |
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 Whats the best way to overcome low limit credit cards? |
| I have worked hard and now have spotless credit, and have paid off most of my credit card debt. However my existing credit cards have low limits and that is hurting my credit score. I was wondering ... |
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 Are bill collectors allowed to call you on Sunday morning? |
| I thought there was a law about when bill collectors can call you? What are my rights and what can I do about it if they call anyway?... |
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 I HAVE QUITE A FEW DELIQUENT ACCOUNTS ON MY CREDITREPORT. but I WANT TO FIX MY CREDIT AND MY CREDIT SCORE!? |
| AFTER I PAY OFF ALL THESE DEBTS HOW DO I GET THESE REMOVED AND HOW DO I IMPROVE MY CREDIT SO I CAN RAISE MY CREDIT SCORETO 800??... |
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 Is this a scam? Pay Pal? |
| So a lady wants to buy my PSP and i need to ship it to Nigeria, and i just got an email from Pay pal saying I have recieved the money and all i need to do to be credited the money is email them the ... |
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 What are you going to do with your $600 Rebate check? |
| I know it is going to help you in a lot of ways but what are your plans for this check?... |
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 How do you attain credit if you've never had credit? |
Additional Details
read carefully, I've tried to get credit cards, and small bank loans...but don't have enough CREDIT already built up. Hence, it takes credit to get credit?... |
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 Am i screwed...? |
me an my sister share the same address and initials, im nathan shes natasha. and she has bad credit. subsequently whenever i apply for credit i am turned down.
is there any way around ... |
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 I need advice with paying off my credit cards.? |
| I owe 5800 at 8.9%, I owe 4000 at 15.99% and I owe 800 at 14.9% I have some extra money, should I pay off the lower one first then move up? Or Start at the highest interest rate? Or should I start at ... |
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 A score of 662? |
what score do i need to get a $200,000 mortgage with a 662 credit score, i ask because im only 20 i havecredit cards for over a year and all have been paid on time. my income is $30,000 year
A... |
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 My child has a credit card in his name he is an adult, he defaulted on payments, can they charge my account? |
| Can I be held responsible for my adult childs credit card debt? The company has placed his debt on my account?... |
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 What if your parents got a credit card in your name? If you turn them in how much trouble would they get into? |
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I'm an adult and it was fraud. I just don't have the money to pay the bill which is very high now and I know that they will not pay it. I don't want to ... |
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 Can you pay with a debit card in ebay or amazon? |
| I dont want to use my credit card so I want to use my debit card.... |
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janett g | Does paying your gas or electric affect your credit ? |
Additional Details
as in Gas Bill for Home or Electric Bill for home.
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Everybody's posted their answers, I'm going to give you mine.
Those bills do NOT report on your credit, unless you become delinquent. Doesn't it suck that nobody sees you paying something as important as that every month, but the very second you don't, now it's on your report?
Well, a new credit bureau called PRBC changed all that. If you're needing to build or re-build credit by reporting payments that you're asking about including rent, phone, cell phone, insurance, which are other monthly bills that don't get reported on regular credit reports, you can do it with PRBC. The scored report PRBC uses can be used with your other reports to help your credit, but just don't take my word for it, check out the website! (click below) |
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sean1010
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No not at all if you owe them money and don't pay it will go on your credit years ago it didn't but now it does.
Good Luck |
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candy licker
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Yes unpaid utilities can go on your credit report. You can also be denied new service if you have a utility that you never paid off. |
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leaptad
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If you do not pay on time, then yes, they can report it to the credit bureaus. If you fail to pay any of your bills on time it can affect your credit. |
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J M
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Of course. Any bill thats not paid will show on your credit rating. |
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CCRIDER69
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any company that asks you for your SS# will be connected to your credit score.. |
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♫ Sweet Honesty ♫
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Yes! If the bill is in your name, it affects your credit. If you live with roommates and the bill is in your name, make sure they pay their share or u will suffer. |
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andrew5544
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Yes actually, good question. |
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SPIFIMAN1
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These type of monthly bills are not reported to the big three credit bureaus. Along with cell phones, gym memberships and trash pick-up.
The only way these type of accounts will be reported to the big three is if you do not pay them and they are sent to collections. |
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John T
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The answer is both Yes and No.....
If you pay on time all the time then it has nothing to do with your credit as most if not all electric, gas etc. companies don't report that you pay on time etc......
However, if you don't pay them and they send it to collections then it does go on your credit as a negative.... this is the only way that I know it will show up on your credit, as I have never seen any on my report....... |
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beauty s
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no |
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timandrea27103
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As long as your account doesn't go into collections, it shouldn't show up on your credit at all.
It can affect your ability to get utilities in the future, should you move into a new area. |
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Moondog
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Not paying affects your credit. |
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wisemancumth
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not unless you charged them. |
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☆BTriX☆
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Not really, only if you don't pay them and they go into collections. |
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Purple Rayne
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no....just not paying it does. |
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