 Debt Consolidation...? |
| Does anyone have any advice on debt consolidation? I want to learn everything I can about it before I take the leap to do it, what are the best companies, pros and cons...stuff like that. I haven�... |
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 Can a visa gift card.........? |
| can you use a visa gift card to book a hotel?... |
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 If I lied about my age and recieved a credit card when I was 16 am i responsible for paying them? |
| I applied for 2 credit cards in my name when I was 16 and of course I didnt realiize what a pain it is to pay on credit cards. I had a bank of america and Dell credit card. I used it for college but ... |
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 Is borrower slave to the lender like the Bible says? |
Additional Details
If anyone figures out what Duane is talking about, let me know.... |
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 If someone knows they're going to die, what's wrong with them charging up their credit cards...? |
and then giving everything away to people they love, with no intent of paying back the greedy credit card companies?
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I should have clarified--I don't believe in G... |
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 So how do I get a credit card ? (read details)? |
I applied for a Visa Credit card... It was declined...
The reason given to me was that I don't have credit. (not that I have bad credit, I basically have no credit rating, thats why I ... |
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 Credit report information? |
| Okay, I checked my credit report today after about 6 months of hearing the same deal before - I only have a couple of open accounts but I've never been late or gone over my limits on any. My ... |
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 My credit card got overpaid and I need to get my money back? |
| By some clerical error one of my credit cards got overpaid by a thousand dollars! I ended up way overdrawn on my account because of this and my bank is assessing me a lot of fees, plus my other bills ... |
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 I have bad credit what should i do? |
| I have some medical bills that i cannot afford to pay...not even a minimum payment on most of them...but i would really like to build my credit...is there a more strategic way to pay them off? or ... |
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 Do you need to get paypal plus credit card to buy things online? |
do you have to sign up for pay-pal plus credit card to buy things online? or can you just sign up and buy things already?
Additional Details
do you have to sign up for pay-pal plus ... |
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 How do I send a message to the people in India on how banks cheat the common eople? |
Like to share something that happened to me today, I went to Icici atm to withdraw some cash I was astonished to learn that the balance was nil.
Icici bank had taken the whole balance from my ... |
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 Is it wise for me to get another credit card? |
| I'm a 23 year old college student. I currently have one card with a limit of $3000 and a balance of about $500 (which I am paying $100 every month to pay off). My aunt mentioned that I might ... |
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 What Credit cards should I close to maximize my score? |
I just paid off all of my credit cards and now I'm left with the following cards all with zero balances (I know it's a lot, sorry):
Card Date Opened C... |
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 Do you think we should stop making pennies??? |
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tell me why you said what you ... |
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Searcher | Does requesting a copy of your credit score, lower your credit score? |
I've heard that if you request a copy of your credit score from one of the Main credit bureaus, it will actually reduce your credit score. Does anyone know if that is true or not? If so, how much will it lower the scores? |
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traffic814
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You will lose one point
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http://www.bestcreditrates.net |
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SuzieQ
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It does not affect your score at all, pulling the credit file your self is considered a soft inquiry, they are ignored by the Fico scoring system. |
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Matt
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Checking your own credit report does not affect your credit score. |
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Atheist
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My parents were shopping for a car, and they had their credit score checked three times. It lowered their credit score three points.
Pretty stupid if you ask me. |
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Lou
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I dont think it lowers your score if you do it through www.annualcreditreport.com |
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Scuzzy
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Your right if you did it all the time, but. You can legally request it once a year with no problem. Plus say you are buying a car and you go to several dealers and have your credit run, it can tell the differences and not ding you. It really is a good policy to check at least twice a year to make sure everything is in order. So check away. |
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derrickallen1
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FROM A CREDIT EXPERT.
It doesnt effect your credit at all, go for it. |
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mybaby_poohbear
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you are by law allowed to get a copy of your credit report and scores once a year. and it will not effect your score. don't make a habit of it or they ( equifax,experian,transunion) will start monitering it. you can get copies of your credit report by requesting them from the companys i mentioned above either by phone or mail, you can get there numbers and addresses by going to yellow book .com |
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kv5578
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It does not affect you score. Everyone is entitled to one free check a year. It is wise to check your credit once a year for identity theft. |
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Really now...
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Yes it does but not enough to adversly affect you unless you do it repetitavly. I worrked for Capitol one and had to understand so much of this! |
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