 Do u know what is the diference between VISA and MASTER CARD credit cards?? |
| I had checked the benefits of each one and they give you the same, but sometimes in some shops you can not pay with VISA or with Master card, does someone can tell me the diference?? ... |
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 My credit is fair to bad and I need to get a loan for $4000 where is the best place to go? |
I have a good job but just got behind during the winter months and my daughters first prom.
Thanks and God Bless
Mike C.... |
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 No one will approve me for an auto loan? |
i work a very good job and i need a 3600 dollar auto loan.
all the credit unions are denying my applications because i just turned 18 and i have no credit.
i do not have time to open a ... |
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 How can I get a debt consolidation loan in Rep. Of Ireland with bad credit history? |
Want to wipe the slate clean but having trouble getting loan. Not a homeowner.
Additional Details
Can I please stress that only Rep. of Ireland related sites are of use? Unfortunately ... |
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 Credit score went from 750 to 600? |
| My wife did not pay her personal credit card for 5 months. My credit score went from 750 to 600. I had no knowledge this was happening. Anyway I can help myself?... |
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 Why every credit card deny my application? |
| cause i have ipplied for every single credit card and they always deny it. I have a good job.... |
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 Can anyone sugges a secure, no scam payday loan site? |
| I need to get a loan very fast. So I guess the payday on is the best, but I dont want to get scammed. Suggestions please........ |
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 What is the best credit card for a college senior? |
| I have no outstanding debt and a 7,000 credit limit but i want to switch cards for a number of reasons. I will start working in July and I always pay on time. Any suggestions?... |
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 What are Charge-Off's? |
I keep reading people mentioning charge-off's? Some sort of bankruptcy?
Just learning something new everyday ;0
Thanks.... |
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 Im 18 and i want a credit card, how do i get one? |
| and which one is the best? also do i need a JOB?... |
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 What does the k mean after numbers? |
| I know this probably sounds REALLY dumb but what does like 20k and stuff mean?... |
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 Can Creditors Take My Benefits and Assets? |
I'm aware that creditors can place lawsuits for not paying them, they can also garnish paychecks in an attempt to recover the debt.
But can the creditors seize homes or cars that have been ... |
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 How can I get a collection agency to agree to take a item off my credit report? |
| I am trying to get my credit in better shape so that I can buy a house. I made deals with a couple of collection agencies. I told them I would pay in full if they would agree to take the items off of ... |
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 I need help with my debt consolidation.? |
| I recently got married, so now we have his credit card with a large balance, my credit cards (2) have all the wedding expenses on them, and we other misc. cards for smaller amounts. The total amount ... |
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 How do I get a refund for $498.00US that was debited out of my credit card from a vacation scam? Please help!? |
| I replied to a pop up: 06/05/07..You have won a free vacation good for 1 year from Summer Bay Resorts. at 888-782-9847 FL . Since our group of Landsailers sail 2x per year at Ivanpah Lake, Primm in N... |
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 How can you get a loan for a business with poor credit? Is there any help? |
I am interested in opening my own child care center but my credit is not so good. I don't need much.
Additional Details
I have been in child care for 13 years. I have managed a ... |
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Ryan R | Does running a credit report lower your credit score? |
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SPIFIMAN1
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It depends.
If you are using one of the sites where you pull your own credit, then no. That's a soft pull and doe's not count against you.
If however you work someplace that has access to credit reports like I do and you pull your credit through them then yes. That's a hard pull and counts 3-5 points.
The only exception to this is when you are shopping for a home or vehicle, then all inquiries made in a 14-day period are lumped together and only count as one.
They all show, but your credit only takes one hit. |
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shamieya
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when you get it yourself it doesn't. when it is pulled several times for a mortgage or a car loan with 2 weeks, its treated as one. multiple inquiries will affect your score, but inquiries are only about 10% of you score. every inquiry doesn't matter but the bureaus look at the total number of inquiries over a set period of time, usually six months |
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oh la la
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Nopes. You can run your credit report as many times as you want - it wont lower your score - as long as it is you who is asking for the report. For eg, there are lot of companies that you can create your account with and subscribe to their services for a monthly charge, you can view and update your credit report (as many times as you want) using their service, that wouldnot lower your score. Your score will decrease only and only if it's somebody else (like a credit card company or a bank or any type of creditor) that asks for your credit report because this way the credit bearaus believe that you are looking for credit, thus your financial situation is not good (which personally I think is not right). |
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Brain
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Not when you run it, but yes if others run it. 10% of your score is based on inquiries. So, it is an accumulation of inquiries that hurts it. Good luck |
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Ask M
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no |
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Alterfemego
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I don't think it actually lowers your score, but it does show on your report, so I wouldn't check but once or twice a year. Most lenders see many hits on your report and they become concerned that you're seeking a lot of credit/debit. |
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sarge927
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Running one credit report doesn't lower your credit score, but having your credit report run more than once in a short time period can -- that's a signal to the credit companies that you're looking to make a major purchase or that you're looking to open another line of credit somewhere. |
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Seament
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not if you pull it |
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Whitnie d
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I've heard you can check it once per year without it affecting your credit score. If you do it more than that then yes, it can lower it. |
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