 How can I get out of my auto loan? |
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 When you use a debit card online...? |
| And you buy something online, would your parents know what you bought? Or would it just say that you spent this much on the card?... |
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 Prepaid Credit Card? |
Can anybody reccomend the best prepaid credit card to go for?
Additional Details
For those who seem to answer just for points you might find they are normally called Prepaid CREDIT Cards,... |
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 How do banks and earn from Credit cards, i dont pay any annual fees or interest charges,? |
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| Are there any debt consolidation loans or personal loans for non-home owners with bad credit? I'm currently on a debt management payment plan but I'd really like to take out one loan to pay ... |
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 How old do you have to be to use a credit card? |
your own credit card btw
and not little cards you can get money out with
Additional Details
and nothing ... |
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 Fake bank account? |
| I reported a lady(an overstayer) who used fake documents to open a current account with a high street bank.Upon investigation,if it is found that the bank granted a loan to her,ie,she owes the bank,... |
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 My sister in-law wants my husband to co-sign for her.? |
She is getting a loan he doesent know how much..
the thing that concerns me the most is that I don't think she is gonna pay it.She already told my husband that if she doesn't pay she�... |
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 Do credit card companies do credit checks for additional cardholders?? |
| Hi there i have a very bad credit history and i was wondering if it was possible to be put on my mums credit card as an additional cardholder. Supposedly all my mum does is fills out my details on ... |
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 How do I clear up supposed bad credit? |
| Each time I try to apply for a credit card, I always get the same response saying something about debts that I owe or something like that. I am wanting to know how to be able to clear those things ... |
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 How do you identify fake money? |
Additional Details
What I mean by fake is counterfeit money.... |
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Tasha C | Does settlling on debt with collection companies make your credit report worse? |
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thewildeman2
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No. It will show that you paid and satisified your debt. If you can get a settlement amount, take it! Also, keep in mind that your creditors aren't the only ones who can offer or talk settlement. If you are strapped for cash like most of us, most collectors will be glad to talk settlement. You just ask them if they would consider a settlement amount and see what they say. Hey, it never hurts to ask! Good Luck! |
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TC
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It is preferable to the alternative. |
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jen92078
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Not at all this is good because it shows that you are trying to pay your debts I was a debt collector that's how I know |
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jamescuckow
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no it makes it better! it can take up to 30 days to show on you credit report though! |
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quackaddictswife
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No!! It shows that you paid it! I should know. But they really start offering these :settlements" when it is about to clear off your credit report anyways.. |
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llwhateverll
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IT DOES MAKE A DIFFERENCE. IF YOU SETTLE IT THEN IT GETS LISTED AS "SETTLED IN FULL" INSTEAD OF "PAID IN FULL"
THE TRUTH IS THAT ONCE IT IS AT A COLLECTION AGENCY THE DAMAGE HAS BEEN DONE ALREADY. THERE IS THIS ONE GUY GOING AROUND HERE QUOTING THE FAIR CREDIT REPORTING ACT BUT HIS INFO IS SOMEWHAT FLAWED, I CANT REMEMBER HIS NAME BUT HIS AVATAR KIND F LOOKS LIKE THE DEVIL. HE HAS SOME GOOD SITES TO VISIT BUT HE IS VAGUE ON HIS ADVICE AND IT SEEMS THAT HE TRIES TO GET PEOPLE INTO MORE TROUBLE WITH COLLECTION AGENCIES THEN TRY TO HELP THEM.
THE ONLY WAY A COLLECTION AGENCY CAN REMOVE AN ACCOUNT IS IF THEY HAVE THE ORIGINAL CREDITOR PERMISSION.
BEFORE YOU PAY THE DEBT TRY TO MAKE A DEAL WITH THEM TO REMOVE IT OR AT LEAST LIST IT AS "PAID IN FULL" |
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jonser99
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IT's better to settle the debt than keep it outstanding. If you have already been sent to collections chances are your credit score is already pretty bad.. Credit is a very important thing to maintain. I found consulting someone about my credit score.. how I could improve it helped me alot. Be careful, your credit score will haunt you for years and prevent you from making alot of good decisions.. |
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Shadow419
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If you settle with any debt it will show up as a negative on your credit report. However it will look a bit better than not paying at all. But still your credit will be affected. |
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Hippie Chick
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As a former banker, lender to be exact, YES, YES, YES. "Settle" means that the credit cards balances are CHARGED-OFF (that's what these "counseling" places don't tell you) and you continue to pay a small amount towards the debt. To a banker (off of the record-they would NEVER tell you this), the next step for you would be a bankruptcy because they feel that you obviously cannot handle your finances. If you had a loan at a bank and that loan "went bad"...and the senior lender saw that the lender did you the loan when you had credit counseling at the time, there is a good chance that lender would be fired. It's that serious. |
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Molly323
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Eventually it will make it better, but it will lower your credit score at first, until everything is paid, and paid on time! |
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