 Posting credit and auto loan? |
| Below, is an example on how my auto company posts my credit report. I don't know much about credit but, as it is posted seems incorrect. Does this seem viable for a valid dispute. It seems to ... |
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 Need a loan without a credit check? |
| need money but cant seem to find a lender for me? anyone know someone or place to get loan with bad credit?? ... |
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 I need $$ BAD Can I pull out of Credit Card? |
| I have a capital one card with a limit of $500, I've spent $150 already on it, can I pull out the remaining amount in cash from an ATM and use it? I'm desperate to help out a friend in ... |
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 Excluding a mortgage, who has the most debt? I dont have any, my mother wont allow me to have credit cards.? |
I am a 40 year old virgin you know.
answers preferably in english pounds sterling.
Additional Details
just a skeleton? well it would explain a few things, she hasn't moved much ... |
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 How long does it take after bankruptcy to be able to get credit again? |
| i filed chapt 13 but had it dismissed and have been making payments to creditors...have credit report and score is approx 601...nothing in judgement area states anything bad other than that i had ... |
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 Which one reflects better on your credit score? |
| If you have six open revolving accounts in which two of them are paid off and four of them have balances but have never had a late payment - is it better for your credit score to close the two paid ... |
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 Can the bank do that ? |
| I used a u-haul truck with my bank debit card. i was charged for 100 miles in error, which caused my bank to charge me an overdrawn charge.The bank said they were not in error, but now that they ... |
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 I have several credit cards which I don't use. Would it improve my credit score to close these? |
| These are revolving accounts such as department stores, etc. I am not carrying balances on any of these accounts and they have been opened for several years.... |
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 Are people to blame for loaning? Or are loan companies to blame for offering the service? |
| I just want to know what your thought are on loan companies. Money Mart actually supported the Canadian Government efforts to regulate payday loans and asked all of their customers to sign a petition ... |
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 I need an Auto Loan but have bad credit, what should I do? |
| I have a credit score around 560 and need a auto loan for 12000. I can put 2500 down and I make 6000 a month, gross. Where can I find financing for a used automobile?... |
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 Buying a car with bad credit...co-signing for my niece? |
Hey guys,
My niece screwed up in her first year of college and really screwed her credit up. Now, her car is falling apart and she is going to get a new one this week.
She has ... |
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 A credit card question? |
If I get a visa credit card how do I pay it off?? I've heard people say they put money 'on' there credit card before they go away? what does that do?
Thanks!
A... |
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 Help im in det? |
| how long do u have 2 wait until banks and other companys write the det off. i owe about £40,000.i have not been made bankrupt and 4 the last five years ive made it very hard if not impossible 2 be ... |
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 Can you be sued by a company if you are making payments? |
| I was going to settle with a collection company for a certain ammount. The only thing is I cant come up with the other ammount they want? Can they sue me. I still want to make payments to them but it ... |
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 I was 1 day late on a $5.00 payment. Will this kill my credit history? |
| Its for a clothes store and they don't send statments. It was an honest mistake.... |
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evildead_eye | Does the creditor has the right to go to my house personally if i dont pay my credit card bills? |
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Kat
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Actually yes the creditor does have the right. The company I work for does house calls for customers they cannot get a hold of that have become delinquent. We do not come to "scare" you but to make contact and see if arrangements can be made before resorting to legal. It's legal collection practices and most states allow this type of collection activity. You can always check your states guidelines but I'm assuming if the creditor is sending someone to your property, they have already done their research and know this is a legal way to create contact with you. |
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castroemma
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Absolutely not. |
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loreleilee23
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Well, they can come to your front door unless you write to them specifically informing them doorstep calls will not be permitted. However they have no legal powers even if they do call on you personally, they certainly have no right to enter your premises unless you have flouted a CCJ and they cannot take any of your possesions, despite what they threaten :) |
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Mary
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You have rights! Go on line, check with state you live in. Creditor has to follow the law. Tell them you are calling the police because you told me you are coming over to my home to cause me harm. Tell every creditor you are recording every phone call. ( THIS IS A MUST) Just put your phone on speaker, and record it. Also them to stop calling, have them send you letters, no phone calls. Plus call the police if need, it will work. |
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mccray_51
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No. They use scare tactics to get you to pay. You have rights. Go to the FTC (Federal Trade Commission) website and while reviewing your rights if you feel they have been violated fill out a complaint form. |
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Crazyjester9
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I do not know of any laws that prohibit a debt collector from coming to your home. I see no mention of it in the Fair Debt Collection Practice Act, but some states might have their own laws banning this. |
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Unknown_Usr
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They will threaten you and try to frighten you, but you have rights. Check out:
http://www.budhibbs.com/
It explains what your rights are and what the creditors can and cannot do. Just read. No need to spend any money on anything. There is a lot of info on debt collectors on that site. It helped me out. And no, I don't work for them or anything. |
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kelly
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oh, hell no those are empty scare techinques, they can't do crap to you but just put a hicky on your credit score whoppie do!!! Chill out!!! |
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Bill S
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Hell no. if they are bothering you read this article http://www.adviceontime.com/Credit/Credit.htm |
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