 I just got my credit card ... ? |
| So if i want to buy something (google ads) if i just buy some it will add to my balance and then how do i pay for it and is the limit to pay your balance the end of the month or something because its ... |
|
 What is the best credit card for an 18 year old? |
| I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I ... |
|
 I got ROBBED!!!? |
| I returned something back onto my debit card, but it did not post today, I have been spending money today, and I am in the negative, when realistically, there is plenty in there, it just needs to ... |
|
 Is it legal to give credit to someone on social security benefits? |
| i have been given credit while on bebefits and the interest is very high, do i legally have to pay it all back? the collection agency have stopped collecting payments and now sending me ... |
|
 Can you build great credit, without credit cards? If so, how? |
| I am about to have my first job ever, start paying taxes, grown up things you know. I don't want credit cards, I don't want to spend money that I haven't earned, and end up in debt, ... |
|
 I need to consolidate my debt through one of those financial counseling places, but also want to keep my C.C.? |
| My biggest debt problem is a credit card that has nearly a 10K balance and about 60% of that is on Cash Advances which has a 25% APR. You see the C.C company has it rigged where making the min. ... |
|
 Can I use a credit card to pay on ANOTHER credit card? |
Long story... lol. I just dont want to pay a lot of interest if I have to get cash
Additional Details
Long story... lol. I just dont want to pay a lot of interest if I have to get cash ... |
|
 A collection agency drained my bank account, how can I get my money back? |
| I owe a few hundred dollars to my credit card that I hadn't been able to pay yet because of financial difficulties. I recently received a long overdue check from my previous employer for about ... |
|
 Should I pay it off all at once? |
| I have a credit card that was cancelled. (We had a rough couple months) It had a very small limit on it. $300. There's $150 left owing on it, and my husband and I are having differance of ... |
|
 Will paying off my loan early lower my credit score? |
| I have $140 montly due for my student loan, I want to pay the $1680 once a year insted of remembering to write a check (or worry about what is in my bank account if i set it up to withdraw ... |
|
| Is it smart to get a credit card when i turn 18?!? |
im 17 now, and im thinking of getting a credit card to buy alot of stuff i want, plus of course college supplies etc.
what do you think??... |
|
 I have a credit monitoring system and my recent credit score was 635? |
| I went to pull my report today and it dropped to 598 I had to charge some medical things for a family member for about 2,000 dollars and used a couple hundred on another card. DO you think that'... |
|
|  |
misslaura_porter | Does too many credit checks affect your credit scoring? |
I've had a few credit checks done recently when shopping for loans and stuff - can that affect your overall credit scoring - cos other than that my history is near on perfect so i don't know why i have a low score. |
 |
 
Randysgirl
 |
Yes this will affect your credit score to many inquiries in a short amount of time will also raise flags to lenders that you are searching quickly for credit which usually means that you are in some sort of money trouble, best to shop are and ask questions about loan types and average rates before you allow them to run your credit, there are lots of other things that can affect your score, just because you have near perfect credit does't alwaya mean that you score will be high example being that you credit may be perfect but your debt to income ratio may also be high mean that for your income level you have a high number of debts, credit it a very hard thing to understand sometimes, if you have other questions about your credit than pull a free credit report that you can take to your local bank and talk to a laon officer there and see if they can help you figure out what is causing your score to be lower than you think it should be. Best of Luck I hope that this as helped you. |
|
isleofskye
 |
Yes, It doesn't matter if they were successful or not, when firms are searching your records it just comes up as a check which ultimately goes against you. |
|
J - A
|
Yes, too many credit checks can have a negative impact on your credit. There are other factors that have more of an impact though, such as: late payments, collections, bankruptcy and maxed-out credit. For some beneficial information on credit and how the bureaus determine your credit score, do some research at www.myfico.com. |
|
beauty s
|
yes to many will hurt your score and they last for 2 years on your credit report.. so if u have more then 6 its too much |
|
noodle
|
Yes, everytime your credit is checked you lose 2 points!! |
|
CJ
|
Low score is either you don't have enough credit, or or any cards you have they are not enough 'free' credit, meaning your close to max on the cards. If you are shopping for a car, the credit company knows that where ever you go they are going to pull your credit it. some dealerships will put your credit out there for a few companies to pull and see if they can get you the loan bcuz they want to make the sale. If you are looking for a car it would of been better to call around to a bank and get your own money through them so that the dealerships don't pull it so much.
Yes it does effect your score, give it sometime before you check it again. And it is important what kind of credit you are looking for, make sure that it is important. Don't apply for just any card. The way they want it to set your self up to buy a house is having 3 lines of credit-3 cards open with 30% being used and the open line being at least a year. Treat it like gold, very careful, it is very important. |
|
yaquese
|
it affects big time , it happened to me ..i was aplying to all this credit cards without knowing anything ..my credit score when down..it took me 2 years to bringit back up ...so b carefull |
|
Vanessa
 |
yes it can every credit check comes up on your report a lot of checks in a short period of time can make your score go down just hold off for a little bit and your score should return to normal |
|
EJ
 |
i have been told that it can as it looks like you are trying to get varios credit from a range of sources. however it should'nt stay on your file too long if you don't actually take out the credit facility. |
|
MCFC
 |
Yes it will,
why dont you access your credit account online through www.creditexpert.co.uk you can keep track of everything then and it is free to join. |
|
londongirlie
|
i think so...
but other things effect it too..
you can easily find out if you google it. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 27 minutes(s) ago
| | | |
10 | 39 minutes(s) ago
| | | |
11 | 57 minutes(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
5 | 6 hour(s) ago
| | | |
11 | 10 hour(s) ago
| | | |
11 | 11 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 5 day(s) ago
| | | |
7 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
