 Can I remove a late mortgage payment from my credit report? |
| Is this possible? There are companies that say they can. Is that true?... |
|
 Good first credit card? |
Apart from capital one, which i already have, whats a good first does anyone know of a good first credit card for building credit?
(I don't have bad credit, just limited and am trying ... |
|
 I Owe $8000 on My Discover Card....Can i negotiate with them to pay half? |
| I been paying $224 a month never missed a payment, But i am losing hours at work, and owe on to many things...Is it possible to pay just half of the $8000 say like $4000 and if so how can i do this..... |
|
 Can I solve a debt problem before going to court? |
| After my divorce I ended up with almost all the bills. Some of these ended in collection; now I received a letter stating that I will get sued. I called the agency and told them that I want to start ... |
|
 Whats the fastest way to build credit? |
| Whats the fastest way to build credit? I have no damn credit history. What should I do? what credit cards are easier to get? have long will it take before I get my own credit card? any tips? ' 5 ... |
|
 Is it best to ring debt collector companies? |
| When it isnt your debt.I keep getting debt collector letters sent to my address,they are not for me,its not even for a previous tenant and I have lived at my address for 4 years.after the first ... |
|
 I have some old debt on my credit should I ...........?? |
| just let the 7 year period run out on them since they're so old or what? I don't use any of my credit anyway as I pay cash for everything and my husband's credit is excellent. So we ... |
|
 Fired from credit union, bad credit? |
| Okay i accidentlaly gave away 3000 dollars and got fired from a credit union - it was a complete accident but im trying to get a job at flagstar and not only did that happen but i have poor credit. W... |
|
 How will this work? |
| My husband and I are considering bankruptcy. We have about 50,000 in debt and he recently lost his job through no fault of his own. We want to keep our vehicles that have financing out there as ... |
|
 Bad credit home loan? |
| My husband and I have bad credit well I should say I have bad credit he really has no credit, we thought we had a loan even had the house appraised and a closing date a day before the closing the ... |
|
 Debit card payments? |
| is there a time limit of which a company can take money from your account when you have paid by debit card - i.e you pay for something but they dont take the payment out until 5 months later!... |
|
 Is it a good idea to get an unecured loan to pay off credit cards? |
| So I've got some credit card debt - not a lot, but enough that I want to pay it off ASAP. Is it better to get a lower-interest unsecured loan to pay off my higher interest cards? What does doing ... |
|
 Collection Agency Phone Disconnected? |
| I have a medical collections account from 2002. Today I tried to call the collection agency to set up a pay for deletion agreement. The phone number is disconnected. I tried to google the company but ... |
|
 Question about overdraft fees on checking account? Please help answer? |
| I was told that I didn't have enough money in my checking account by my bank, but before I knew this, I used my card to purchase things. I looked at my statment, and I spent 4 dollars on ... |
|
 Does Anyone know about pass due bills, what I mean is I heard after 7 years they are cleared, is it true? |
| I'am asking for a friend, she's a big fan of Susie Ormen I think that's her name she's a Financal adviser, well I just want to know is it true.... |
|
| Is this a violation of the Fair Debt Collection Practices Act? |
| I made arrangements with a debt collector to pay off a balance in 3 monthly installments. The arrangement was sent to me in writing by fax. All payments were to be taken out of my checking account ... |
|
| How do i get a credit card? |
| how do i get a credit card like mastercard visa and ... |
|
|  |
Joe | Does your credit score really go down each time that you apply for credit? |
I've been told that my credit score will be lowered everytime that I apply for credit whether applying for a personal loan, car loan, credit card, etc etc......is that actually true? |
 |
 
jen.guth
 |
Yes, although they tend to include multiple inquiries for car loans and mortgages as one application because they expect people to shop for the best rate. |
|
Jez
 |
Yes, it's best to leave 3 to 6 months between applying for credit or it will also show up on other credit applications.
You can always check your credit score with an independent credit office such as experian if you are worried. |
|
Bill C
|
Yes it does, they see you as getting deeper in debt. |
|
Your #1 fan
 |
Generally 5-10 points for a credit card, and 10 points for a mortgage or car loan. You want to keep your score at 720 and up when applying for any loan or credit card. |
|
Max
|
From personal experience, I have found that my credit score goes down every time I pay off a loan or credit card. I just finished paying off my car a few months back, and my score dropped 7 points. It seems that the more you owe AND pay on time, the better your score is. Mine is doomed to plunge as all I owe is my mortgage, and that is all I plan on owing. |
|
Kaitlin
 |
To find out specifically what you must do to raise your score, you can order your score report from all three national credit bureaus. In addition to your score<!--you'll get your credit report, an indication of how your score ranks nationally and an explanation of how you can boost your standing.
http://best-loans.awardspace.com/creditscore.htm
In order to improve your credit score, it's important to know where you stand currently. Despite all the media attention given to free credit reports-->you still have to pay to find out your credit score, the three-digit number ranging from 300 to 850 that is the key to your borrowing costs. |
|
Lynn
 |
Having credit card is only good for in an emergency. Otherwise, your setting yourself up for doom! |
|
eldarwen996
|
Your score can go down every time you apply for credit. I would recommend that you only apply for credit every 9 months. If you keep applying in a short period of time, it looks bad on you. Creditors will see that as a sign that you are desperate for credit, you cannot manage money that well, and is ruinous to your credit score. If you get a credit card, the credit limit may be low, but after paying your card off or keeping the balance low, the credit line will increase. |
|
Edward H
 |
Yes, especially if you do a lot around the same time. They stay on for about two years. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 15 minutes(s) ago
| | | |
9 | 43 minutes(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
8 | 11 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
8 | 3 day(s) ago
| | | |
10 | 5 day(s) ago
| | | |
9 | 1 week(s) ago
| | | |
9 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
