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 What Happens if you stop paying your credit cards?
I have $8,000 in credit card debt and I can't make the payments. And My other question is what happens to my other credit cards? I have never missed a payment. I live on my own pay all my own ...


 Credit Card Fraud. I'm 18 years old!?
I recently found out my 35y.o. cousin activated a credit card that was sent to me a few months ago. I stay with her my last year of high school so i still have mail coming to the address. I found out ...


 Where can I get a credit card if I have poor credit rating.?
I already have a Capital One card - serious answers only please!!!!!! websites would also help. T...


 Where can i get?
a licence to print money ?...


 Why are so many folks in debt ?
Hi

I personally do not spend more money than I have
I am not wealthy, but will not borrow, although I could easily

I am bemused that some borrow more than they can re-pay<...


 Why Cant I get a loan.. my credit score is quite good at 524. Is it because I am black?
I have a 524 credit score, my salary is up 23k/yr and I cant seem to get a loan for 20k. I just know its because I am Black. What do you think?...


 What was the first "brand" of credit card? (Hint - it's not Visa or MasterCard)?
...


 A company asked me to pay $100 for a background check?
I got job interview with a company called World Financial Group and during the interview I was asked to charge on my credit card $100 to pay for a background check on myself. I was wondering is that ...


 Debit/credit... im so lost. help!?
i got my first debit card with the us bank and... let see they allow me to to credit purchases.... but why would they do that if its a debit card. soo whuts the difference and why can i make credit ...


 I have bad credit and i need a personal loan?
please help i need it as soon as ...


 Need a loan for plastic surgery but have bad credit!?
I need to get a full body lift and breast lift. i have bad credit. Is there any way i can put like $3000 down and pay the rest off monthly? do you think they'd let me do that? or is there ...


 I need a personal loan but I have almost bad credit. Any suggestions on who I should go to?
I don't want to end up paying double back. Is it even possible to get a personal loan with out paying double back?...


 I wanna use my moms debit card.....?
i wanna use my moms debit card. but i dont want her to know. so if i use it does the bank send my mom somekind of mail or bill?
Additional Details
i only need like $5... i wanna buy this ...


 Letter from debt collectors?
hi my husband has recived a letter saying a company has brought his debt, he knew nothing about the money they are trying to reclaim, so he rang them the debt is from 1993, they have told him he can ...


 Does paying off old debt improve your credit score?

Additional Details
the debt has been handed over to collection company. one is recent the other is like 5 years ...


 Is it a good idea to close down your credit cards after they have been paid off ?
...


 What happens if you write too many bad checks?
...


 I need a personal loan for about $20,000. How can i get this without collateral?
I don't own a home, and I owe on my vehicle. The upside is I never miss payments and I have pretty good credit. Is it possible for me to get this kind of loan?...


 Need a 40k loan but it have 603 score, is it possible i get it with a cosigner?
hi, i need a loan of 40k but my credit score in equifax is 678, experian 613, transunion 616 is it possible to get the 40k loan with these score and which score will they consider? would it help to ...


 Can an unpaid medical bill affect your credit rating?
We don't agree with a medical clinic's bill (it was for some heart tests), and they refuse to adjust it. What happens if we don't pay it?...



~Cheta K.~
Don't u hate it when people swipe their credit cards for something that doesn't cost that much?
I've been guilty of not having cash on me a lot of times, because it's more convenient to just swipe and go but doesn't it make you kinda look at someone like they're crazy when they make a credit card purchase for something like under 2 bucks?
Additional Details
Jaz, I do the same thing! I feel so bad when I have something that doesn't cost that much that I'll go back and get something else just to make my purchase a little more.
                     
 




Sreeni
Hey .. You are a good person. Don't beat yourself over it.

We are not trying to nibble @ the profits of small business owners when once in a while we have to charge a very small amount. Sometimes, we can't help it. Blame it on the technology :)


Ginny
Quicker than waiting for them to right a $2.00 check. LOL!


Mr. Hellcat
Rating
I am sorry but I hate places that don't take cards I just prefer cards then cash. Cash makes me insane burning holes in my pockets.


UFO
Lol, I don't use cash anymore


outlawimmortal2
It doesn't really bother because i never carry cash with me so, i swipe my card for $1 soda. What gets on my nerves are people that still write checks in convenience stores. It's totally with in their rights but, it just time consuming waitinig in line.


lilredhead
I have not used cash in almost 2 years , that Credit/Debit card is just too handy !!


thatgirl
Rating
I'm guilty of it and yes I think it's absolutely ridiculous. I use my bank/check card for nearly everything and rarely carry cash. I'm even guilty of looking for something else to buy just so I don't have to "charge" such a small purchase. I don't like using my card for anything under $10 -- but I do . . .


CoolDude
Rating
No, not at all, not since I've been doing it myself!

What made me craziest was being at Target once behind a mother and two teenage girls, all chit-chattering away. Then when the mother had to pay, she acted surprised and started fishing through her purse for her checkbook and DL. The girls both laughed and laughed. Then when they each had to pay for their few items (always lipstick and nail polish), they EACH pulled the same crap! Looking surprised that they actually had to pay and then starting to fish around for money to pay with!!! Aaghhhhhhh!!!


Uncle Red
Sorry but use my DEBIT card all the time, easier than writing checks. Easier to track also.
I know it looks like a credit card. You have heard of them.


Tennessee Democrat
Rating
Guilty as "charged"


thai
Rating
as a consumer, i think it is more convenient than having cash.

as a business owner, i HATE it! especially visa. the fees are outrageous and i end up losing money on the transaction.

but then again, as a consumer, i hate when stores (our local dollar tree) posts signs that says the will not accept debit for purchases under $7. that's illegal and if their credit companies found out, they could get into trouble. i also hate that they won't take credit cards.. only debit.

it's a win/lose situation.


Tab H
Nope (I feel a bit stupid when I do it myself, like you) so in that respect I never worry about it when someone else has to do it, I figure it is their time at the check out they can do as they wish.

I actually had some grouchy old dirt bag say something to me once - he thought I swiped it for a soda - but I had purchased gasoline as well. I told him off!!!


TasHh..
this is completely the decision of the buyer. you can do nothing about it unless the seller has any problem.


twocute4u
NOPE!! Do it all the time. It's 2007 and it's the way to go.


Steve
Rating
I hate that!


Kim
No...what do I care about how much they spend? It could be $2 or $200....they're still ahead of me and I just want them to hurry up. Swiping the debit card is faster than digging around in the bottom of their 20 gallon sized pocketbook!

I say....just hurry up!!...LOL


DJH
Ive bought candy bars on credit...I rarely have cash on hand..I never have change..


lynnn30
It really none of my business.. Besides most places will not let you use ur card unless it 5 bucks or more anyway.


Pete The GRADUATED Cylinder...
Hey Cheta! *HUGS* Hope you're having a great day!

Anyways, I've been known to do this a few times. There were times I just came to get a paper, and I think I have a buck in my wallet, but I don't. So I had a charge on my debit card for 35 cents!!

If you stood behind me in line that time, I sincerely apologize. But I'll star ya!! :)


intrepid_mesmer
NO, because I do it. If you don't carry cash you have an excuse not to give money to beggars. Put your money in the back and use it to pay off your credit card every month that you swipe in stores. Why? Credit rating, ever think of that one? OR it could be a single parent that's hard up that month and just needing the decency of a credit card company to help them through tough times. Stifle your inconsiderateness and impatience and consider yourself lucky that you're not in their shoes.


♪♫Jay is Sexy♪♫
Rating
No cause its just the sign of the times.. and most people dont carry money anymore.. sad but true.. look at the comercials you see on t.v. now a days.. i.e. that visa comerciall. everything running smoothly until someone brings a check or money than they look at them all funny.


scorpio1120
Rating
Oh yeah, I work in the food service industry and people will swipe their cards for a 50 cent refill or a 75 cent item. But I know that not everyone carries cash or loose change.


vaar69
Rating
Most stores now have a minimum purchase limit. Or they should.


Stoney
it kills me happens all time


BQ
Rating
i always wonder why, then i say to myself ,they have there reasons. i try not to judge .


unrau_abe
Rating
a lot off stores now have limit before you can use it that is so good and you are too


TG
Why? Some people find this easier than carrying cash. It means each month you get a statement showing all your expenditures. You need to find more important things to worry about.


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