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 Does any one knows if this is a possible scam?
Dear Prospective Partner,
My name is Andrew Wang, I trained and work as an external auditor for the
Dah Sing Bank (DSB), working as part of a bigger team that covers the
entire Asian ...


 Who can i get an unsecured loan from if i got bad credit rating ? ( uk answers only please )?
i have a very poor credit rating and i need a loan . i rent my house so its got to be unsecured and im not interested in those companys where you have to pay a fee up front cos they r a rip off. it ...


 When I get too many bills I just move and start over but there must be an easier way. What do you do???
...


 I have $12,000 debt and i'm only 21?
I dont know what to do.. I also have $25,000 in student loans as well (failed school actually, so it was all for nothing)

I was born to lose. i need $1500 a month ($600 of which is for ...


 Why citybank at nigeria asking to transfer more money to this bank.?
i had make the first money tranfer and now this bank ask for one money transfer in order to credit me the money....


 Wondering, Can I get arrested for this? Or is this a Civil Matter?
kjj
i just wanna make sure the cops dont knock on my door.
I already did this, just want to double check.
To Make a long story short.

I have 2 accounts at a bank.

...


 Has anyone had any problems with Capital One credit cards?
This is regarding their debt company Debitas....


 I've been denied my mortgage because of bad credit, but don't know where it's from. Advice please?
My boyfriend and I have just been turned down for a mortgage because of my bad credit. When I was a part time student (at aged 20) I incurred a debt of £800 in outstanding council tax which I then ...


 If my wife and I.?
To put it bluntly if my wife and I pop our clogs,which we dont plan to do in the near future.Do my son and daughter have to pay off any unpaid debts we may have had.
Additional Details
S...


 An overdrawn bank account from a year ago has gone to collections. Can I go to jail if I dont pay?

Additional Details
Will someone anwer who knows what they are talking about please? This is not a "farud" case...it has gone to collections!...


 Every time you use a debit card does the bank charge you?
Like every time you use a debit card, does the bank charge you for that? Thanks in advance....


 How many credit cards do you own?
i once owned 12...im down to 3!...


 Im 19 years old and wanted a credit card?
hi i want a credit card im 19 years old have a 5 different bank accounts a few catalogues and wanted a credit card any body know any websites that might accept me thanks
ps please dont say the ...


 I need a loan but I don't have a bank account are there any online that will give you a loan one?
I need a loan so I can move but every site that i go to they are asking for bank info and i don't have a bank account is there any online that i could get a loan without having a bank account?...


 Can a credit card company get a court order to garnish your earnings?
If I owe money to a credit card company, they already send me to collecttions can they go to court to get a withholding order and take money out of my pay check?...


 Why is cash no good anymore?
i went to Dixons today to order something that they did not have in the shop, i went to pay for the order with cash, i was told sorry you can only pay for an order by card....


 I have spent 50000 on credit card. now i have no money to pay. wht will be the consequences?
shonnasweetu@yahoo.co....


 When writing a check and you have no funds what happens?
When you give a friend a check and their is no funds in your bank what will happen to the check?...


 Help!!!! credit card question?????
My Dad has a credit card if he adds me as a additonal person on his card so that i can use it will it help me to build my credit?...


 I have an unpaid debt from 1998 it is only this year they started chasing me for the debt wot rights do i have
can they still chase me for this debt as i was told that after 6 years it should be wiped y are they chasing me for it 9 years down the ...



darren m
EBAY QUESTION i have no credit card so i went to buy now and picked other payment it says i have to send money
to a certain address but does my item come first?? or do i have to send my money first??
                     
 




Edgar
pony up, big boy


Mistress
You have to pay first!!

If you have concerns about that, check the sellers rating to see how reliable they are. It shouldn't be a problem. But you always pay before you get an item!


Sarah K
Rating
You send the money first. Once the seller receives your payment, the seller should ship your item. Make sure that you have a record of payment. If you send a check, you'd have the carbon copy or your bank's record. If you send a money order, you should photocopy the money order (with the number) so that you have proof that you sent payment. If the seller doesn't ship the item, you can complain to eBay and send in your photocopied payment as proof that you paid.

I'd suggest paying through Paypal if you have a bank account. Paypal offers extra protection for most buyers.


Wiz
Rating
You pay then you get the goods


Wizard of Ahhs
Rating
send a money order and once the seller recieves your payment , he will ship. I would make sure they have good postive feedback (the # next to their user name) to make sure they are legitimate sellers and wont rip you off


C. M.
Rating
The ebay seller should have in his listing what the expectations are. Generally, yes -- you do have to pay in advance prior to receiving the item. You might send a certified check or money order (for tracking purposes)...but yes they will probably want to ensure that the check clears before sending you the auctioned item.

If you will be continuing to use Ebay without a credit card -- I would encourage you to do several things. Before purchasing an item -- what is the approval rating of the seller (I ONLY purchase if approval rating is 99% or above), how many items have they sold previously (See Ebay feedback from buyers) a lot or a few items, review some individual buyer's feedback comments (are there consistent problems, only great comments). For the most part Ebay can be a great and honest experience...but there are some very convincing dishonest people. Working with checks and cash is very difficult on Ebay for the seller and the buyer, and usually incurs a long delay (for receipt of checks and clearance of funds). That is why "Paypal" is encouraged (and it has some conflict dispute resolutions features also for buyers and sellers having disputes).

I hope your purchase goes smoothly. Definitely do some homework prior to future purchases.


Jen
Rating
Request a total from the seller. You need to mail the funds to them first BEFORE they ship to you.

Good Luck


SKYDOGSLIM
you have to send the money first. just check the sellers feedback to make sure his reputation is good and it will all be OK. i have bought and sold hundreds of items on eBay with no problem.


Your_Star
go to 'ask seller a question'...it should say on the page whether or not they accept just paypal or checks.


chikkenbone
I do not send anything until I receive payment. Especially from newbies.


katie
Rating
i would email the person and ask what method of payment he /or she would prefer, in most cases they will accept any other payment.then they will post your goods.


nicemanvery
Rating
You'v got to send the money first !!


DickyNowItAll
Rating
No one in there right mind is going to send you something without you paying for it first........Think about it !


What?
Rating
You have to pay for it first. Then they will send it as soon as money is received.


M Kerr RN L&D
Rating
You have to send the money first...my advise is to send payment via paypal you dont need a credit card to set up an account but you will need a checking or savings account. This way if the item you paid for is never recieved by you, you can get your money back from paypal and paypal will go after the seller


Andrew R
Send postal order crossed that way you will get your item quicker and yes course you have to pay first


tracy c
Rating
you will have to send the money first i.e cheque or postal order the seller then sends the goods.


Mikeone
Rating
money first;)


Gecko
You send the money first (good luck)


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