 Is bankruptcy a good idea if your debts are spinning out of control? |
| Due to ill health I cannot work. My husband on a very low wage £600 per month in Cornwall. Our rent is £480 a month alone plus £40 electric on top. We don't own but rent, with no hope of ... |
|
 I have a credit score of 651. Should I get pre-approved for a house now or after I get married next month? |
| My credit score just recently jumped from a 620 to a 651 so I'm eager to apply for a home loan since my score is a whole tier higher. I'm getting married next month and don't know ... |
|
 Is a 637 an okay credit score? |
How can I make it better. I only have 1 account. which is my car. I got pre-approved for a credit card, but then when I applied for it online, I was declined.
I would really like to ... |
|
 If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus |
If I pay my credit card one day after the due date can the credit card company report me to the credit bureaus?
I've heard from a CPA's assistant that they can only report you if ... |
|
 Bank of America shut down my account for "Fradulent Activity" even though I reported everything to them. |
| Last week, I saw that there were large deposits made to my Bank of America Account via BAD CHECKS.(1 for $2900 and one for $2500), I also saw that my ATM card was being used while I was at work & ... |
|
 Chase changed my apr rate to 27%!? |
| I have an account with Chase and it was at an APR of 17%. I went to their website and got their number, after waiting 15 min. I finally got a 'customer service representative'. I asked if ... |
|
 Did you know that free credit-report.com are liars? |
| I went online to obtain a free credit report for 30 days free trial membership.It is supposed to be free.They charged my account 12.95.How free is that? I called them and inquried about the reason ... |
|
 Someone opened a discover credit card account back in 1989 with my SS# I just got a collection letter.? |
| Saying I owe them almost $8400.00 I had an account with $0 balance which I closed years ago. I got my discover card in 1997. How can I have 2 accounts? They say I opened one 1989. They have 2 ... |
|
 The only income I have now is Social Security Disability, and I am unable to work. Can credit collections sue? |
| I owe a good bit on credit cards I had before I was disabled. I am now unable to pay them. My social security barely pays the bills. I am being threatened and they are calling my parents, whom I ... |
|
 Halifax email: scam or not? |
| Hi I just got an email from halifax saying something about a statement which is funny as I'm not with halifax. Shoul I presume this email is a scam and if it is how, how the hell did they get my ... |
|
 What credit card is best for someone who's never had one? |
| I'm lookin though some stuff on credit cards... seeing that I need one. I have some money saved up, I'm 18 and I've never had a credit card before.. so this whole thing is kinda new to ... |
|
 I dont have very good credit, no bankruptcy, just a couple non payments adding to $800 can i purchase a house? |
| I dont have any collateral, but I have a great job and can definitely afford a home. What are the steps needed to purchase a home. I am going to be a newlywed in Sept. but my husband does not have ... |
|
|  |
music man | Easiest credit card to get? |
which credit card companies are more know for accepting practicly anyone? someone had told me orchid but they will only give me a secured credit card. im not looking for one that i have to give 300 to spend 300... i have practicly no credit, i had a c.c that i got when i turned 18 and i finally paid it off but it took me a few months so it is making this a little harder for me. but i have had to because more resposible do to sertain events in my life and i know i can know handle it. |
 |
 
worldpeace
|
premier bank card is the easiest card to get, check out www.fastcreditcardapprovals.com and go under bad or no credit section and you will find a few choices.
http://www.fastcreditcardapprovals.com/ |
|
epol29
|
Citi |
|
Dan E
 |
First Premier |
|
linz_b
|
check with your bank if they have any credit cards with a low APR. they usually have good rates for current customers |
|
HelloHello!
 |
Kay Jewlers...they usually willl give you a very small limit around three hundred and you have to put down 20% of whatever you buy...buy something pay it off right away and in six months they will redo your credit and take away the 20% down. |
|
nunubrownie
 |
The best way to bump your credit score is to use credit cards, BUT PAY THEM OFF AS SOON AS YOU GET THE BILL. Dont drag it out for 6 months payng on 300 dollars. Dont spend more then you have!!
Otherwise, you are going to get involved with all this spending and not realize how much money you really owe!!
USE CREDIT CARDS SMART!!! |
|
krazyladee
 |
Capital One |
|
hayzee_haze
|
capitol one |
|
candy
|
chase |
|
MZGREENIZ
 |
Chase!!!!!!! |
|
traffic814
 |
There are many credit cards available to people with poor / no credit. Orchard Bank and First Premier are two of the most popular issuers. You'll also have to decide between 'secured' and 'unsecured'. Since you won't pay a security deposit with an unsecured credit card, I would try that first.
--------------------------------------...
http://www.bestcreditrates.net |
|
M K
 |
You might want to try First Premier.
From what you're describing you don't have a high credit score. The hard truth is you have to pay the fees to get a credit card now. Have you been applying for multiple credit cards? If you apply for a credit card an inquiry is placed in your file. Too many will lower your score. Each credit inquiry will stay on your report for one year from the date of the inquiry. After six months of no credit inquires a person's credit score will begin to recover.
I know you don't want to pay fees, but if you get a card designed for people with less than perfect credit, you have a chance to start building good credit history again.
Once you have good credit getting a credit card with no annual fee will be no problem. The better credit you have the better interest rates you'll get on a car loan, mortgage, etc., and that can save you thousands of dollars throughout the course of your life. |
|
tokar429
 |
you had a card and you missed a few, neglected a few, and forgot a few payments, but you finally got it paid off. what? 3 years later? if you want to rebuild your credit (i speak from experience) is do not fill out every application you see. this looks on your credit report like you are desperate for credit and flags go up. accept the $300 (or more) secured card. it does not work quite like you think. the deposit is only used when and if you do not make a regular payment as per the billing agreement, exactly the same as a non secured card. but as you 'charge' something, and make payments just as if it was a non secured card, it shows to the credit granter that you can handle the responsibility of having the card. after a set period of good activity on your card, the deposit is returned to you including interest. and at that time your credit limit may be increased.
to rebuild your credit may take years. you have to start small and then take small steps. if you have only had one card think how hard it must be for someone that had ten cards or more and then had to declare bankruptcy. for him it's an almost impossible task for many years. just because you have it does not mean you have to use it. |
|
nez
|
try discover; i didn't have credit history but they approved me. |
|
thatoneguy
|
The great deppression happened because of credit cards. Don't spend money you dont have! Don't get a credit card, period! Get checks or use cash. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
15 | 32 minutes(s) ago
| | | |
7 | 3 hour(s) ago
| | | |
11 | 4 hour(s) ago
| | | |
15 | 6 hour(s) ago
| | | |
15 | 7 hour(s) ago
| | | |
15 | 9 hour(s) ago
| | | |
13 | 10 hour(s) ago
| | | |
15 | 1 day(s) ago
| | | |
13 | 3 day(s) ago
| | | |
15 | 5 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
