Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Why do people use credit cards?
i need 3 reasons P...


 Hey, what are your legal obligations to pay back debt that is over 10 years old and has been sold off.....?
to a collection agency, its not that much, and I was young and forgot about the whole thing. Now I have these vultures calling me at all hours and making me crazy they are rude so Im rude back- ...


 Is it legal for stores to refuse my credit/debit if I do not have my id?
My credit card is signed with my name and DOES NOT say See I.D. on the back.
Additional Details
I am NOT asking what you think....Or if you think it is right or not... but the proper ...


 I'm in college, 21 and I was extremely stupid and now I have 6, 531 in credit card debt!?
I don't want to tell my parents and I am trying to figure out the best way to pay off this debt. Should I close the account? Will that hurt my credit score even more? What does my credit score ...


 I have bad credit and I need a personal loan for my education?
I need a private loan .. Give me some ideas if you have any .....


 I have received a visa card but no pin number yet.can i still use the card in a visa outlet ?
i have received a visa card but the pin number has not arrived yet.can i still use the card in a chip and pin outlet with just my signature and some i.d?...


 What is credit card,debit card?whats the difference between them?
...


 I wanna cancel one of my credit cards...?
is that true that it could affect my credit history? Is cancelling generally bad idea?...


 My Credit is Really Bad and I owe 50,000 in Student Loans!!?
If I start paying for my student loans will that improve my credit?
My credit score is around 512 for past mistakes--what can I do to get out of this hole? SHould I leave the country and ...


 My husband and I lost our jobs about the same time, we couldn't pay a lot of bills, can credit card comp do an
Can credit card companys do anything like take our home or vehicles, etc. we have our home paid for, and our cars, and we have one debit card we keep up, but just started working again and can not ...


 I have an aunt with a lot of credit cards?
I'm going to ask her to put me on them to improve my credit score. How does this work?...


 I owe 26 grand on credit cards,should i do a moonnight flit?
...


 Getting a credit card without any credit?
My husband and I are just starting out and we are trying to build up credit. (i know...not the economy to do it in...) are there any companies that specialize in this?? We have absolutely no credit......


 Could someone lend me 1600$?
i want to start internet bussines and its impossible to take a credit in a bank in belarus. so i asked the world for the help. i do belive that there is more good people then the other ones. thank ...


 Do you like to shop by credit or cash?
...


 Is it okay to give my credit card number?
...


 Can i apply for credit card without using social security number ?
...


 I USED MY MOMS CREDIT CARDS SHE FOUND OUT THEN CALLS THE CARD CO AND REPORTS FRAUD . i have 2 pay 1/2- jan
i have til 15th jan to pay 2500.00 in a ...


 If you are just starting out, how do you gain credit?
...


 Credit card 30 days past due will anything bad happen to me?
I have a credit card that will be 30 days past due next week?
will i be sued?
i have quite a few cards and a few late payments none 30 days or more ...



jude
Ebay - Item not recieved?
Can anyone give me some advice please. I purchased an item on ebay and never received it. Have waited about 28 days for this item. Have communicated with the seller and totally believe they have sent the item, have now received their proof of delivery together with a completed claim form for Royal Mail, enclosing sale of item information. I told the seller I did not want them to be out of pocket as I know the item has been sent, but is it correct for me to claim from the post office of paypal? secondly, how do I leave feedback for this item? as it would be negative for the seller, but I dont really want to leave a negative feedback coz the seller has done all she can to assit me. Any advice appreciated. Thanks
                     
 




Lord_Benjew
Since it was not the seller's fault that the item was lost, then you should leave a feedback that the item was lost in the mail. This way you are not giving her a bad feedback.
Take the copy of the sent item receipt to the post office since they are the one who are responsible for lost packages. They should have the amount equal to the value of the item given to you as a replacement.


Yanda
You should claim for the item through the post office. I would leave neutral feedback stating that the item was lost in the post.


TallPaul
Rating
It is up to the seller to claim from Royal Mail. They had a contract with Royal Mail, not you!


Fuzzybutt
Rating
If you used paypal contact them.
They will refund you money up to $2000

If you have a delivery reciept you can take it up witht he post
office - This will take about 2 month. - i did this and it was
more hassle then it was worth


Carrot Cruncher
Make a claim via the Post Office as they appear to be at fault and not the seller - leave neutral feedback or just don't leave any feedback at all.


franja
Rating
I once had something lost in the post and I just stated in feedback that it wasn't sellers fault and I would use them again...

Item turned up about two months later... so I informed the seller and eBay added a note to the feedback.

Course, by then I'd bought another one from another seller, but, hey-ho what the heck!


Thomas
just file a claim to Paypal that the item was never received. The buyer should be helping you track down the item. although they have proof that the item was delivered, it was not delivered to the correct person. They should have the respect to help you find your item by talking to Royal Mail or who ever the delivery service is. i would just continue to talk to the seller about the matter.


Charlene
Check with Royal Mail first then decide what to do.


steve_felix_1
The sender has to claim from the Royal Mail. Open a paypal dispute and let that run it's course. Usually pretty efficient. There should be no problem if the item was sent by recorded delivery etc. You don't have to leave feedback, if you are really happy that the seller is genuine. You can just tell them that you are going to leave the feedback until the issue is settled.


STARS
file a dispute


Millie
It is the fault of the post office, so I wouldn't leave negative feedback for the seller as that is a bit mean if it isn't their fault. I am a business seller on eBay & a couple of times parcels have been lost in the post but I have always sent a replacement or given a refund as it isn't fair for the buyer to be out of pocket & as a business I feel you have a certain responsibility. The seller will almost definitely get compensation from the Royal Mail, which they should pass on to you as you have paid them for the item. You haven't said what it is, value etc, or whether the person is a business seller or private seller so it is hard to say exactly what action you should take, but if the seller won't give you a refund (less delivery costs is normal practice) you could try taking it up with PayPal. You should be covered by the PayPal buyer protection policy, but you'll have to look into this as I don't know much about the small print. I hope you get it sorted - it is most annoying I know.


door.uk
Rating
If they have sent proof of sending an the item is lost in the post then the post office will cover cost up to £32 all you need to do is send a copy of the C.O.P certificate of posting and a copy of your invoice to the amount you paid.
they will then reimburse the seller up to £32 so as you brought the item its no on you to claim.
The responsibility falls on the seller


Sarah Styles
THIS HAPPENED TO ME! at the end of the day its your money...if the item is lost then report it as not recieved and you will get a refund!


Bush Blows
I dont know why the others are advising you to file a claim with paypal. If the seller has proof of shipping, there is no case. Filing one would be a waste of time. If you dont believe me, call paypal and ask them for yourself

The feedback is up to you. You CAN leave negative if you want..Personally, I think it would be more logical to leave neutral feedback and and brief explanation of why. check their feedback. If they have a history of things like this happening....leave 'em negative fb with an explanation


bestanswersinchicago
Are you in Canada? I've worked for companies where whenever we send stuff to Canada we have trouble. Seems to be the same with ebay. If you claim with paypal, paypal will rule against you if there is a tracking number showing it arrived, reguardless of whether it actually ever did or not. Plus, even if they ruled for you the money would be taken from teh seller which wouldn't really be right. The seller actually fulfilled their obligation and it's not really theyr fault there's all these problems with Canadian mail. I would leave a positive feedback as he/she did everything they were supposed to. By the way, paypal is a terrible company. First off they are owned by ebay so it's ebay charging you even more money to sell your items. Secondly paypal reports people to the govenrment for all types of things so don't deal with narcs, and thirdly they can for any reason hold all the money in your account or freeze your bank account for no reason at all. They are crooks and a scam and I wouldn't use them if I were you.


forgetmenot1908
First off dont do it through paypal - if she can provide a tracking number then you wont have your claim granted.

You state that you have received a proof of delivery? If that is the case - where was it delivered? Or are you just meaning a proof of postage? If the item was not sent recorded delivery or special delivery- then you can make a claim through paypal and will win.

If the item has been sent via trackable means then its up to THEM to make the claim through Royal Mail, as the contract is between the poster of said item and the delivery company i.e royal mail.

Also note that you only have 30 days in which to make a paypal claim


Rob
Rating
report that to ebay. Make a dispute about it and people will solve your problem.


SYJ
Rating
You must let Paypal know and make a claim. That is why they were set up. It is not your fault the goods have not arrived but these things do happen and claims must be made. Not everyone can afford to just write the matter off.


Prohibition Rose
You need to file a paypal dispute and give the timeline as you have above. Then Paypal will investigate it, either get your stuff or get your money back!


Jonnie
Rating
I think you should take it up with both the Post Office and Paypal. Let the seller know that you'll send her the money again when the Post Office refunds you. That way, no one is disadvantaged.


SCH
If the seller did not insure the item when he/she shipped it then there is no claim to be made to the post office (also the shipper has to file the claim, so she would be filing a claim with Royal Mail).

If you file a claim with paypal then they debit the sellers paypal account and give you your money back. Beware, this is not automatic, if the seller disagrees and provides the proof that she shipped the item to you and it was delivered...even if the delivery didn't go to you, she wins the dispute, this is EXACTLY what happened to me, I wasn't even given a chance to rebut the seller, they proviede a tracking number from USPS and paypal said that was sufficent proof that I was sent the item, even though it didn't arrive.

If it were me and I was sure the seller did their due diligance and shipped the package and it just got lost or delivered to the incorrect address then I would leave either neutral feedback or no feedback. You can't give a positive feedback because you didn't get your item, and you believe that they did their job, so it isn't ethical to leave negative feedback. Nothing says you MUST leave feedback for every purchase, so just don't leave any, the transaction after all was never completed.


julie d
You would leave the seller positive feedback saying something simple like she is a good ebayer-you don't need to go into the ins and out of the whole story.As the seller has the proof that she sent the item she needs to claim on your behalf from the post office-it is quite straightforward to do.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.074
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy