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 I owe money to credit card , want to leave canada for next 5 years ,then what are the problems i have to face? |
| hi,i owe money to credit card companies,but still im maintaining good credit ,but im facing heavy financial problems without having stable job ,now im planing to look for some other job in other ... |
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 I am $26,000 in debt and I would like to get a new car to rebuild my credit help!!? |
even the so called "any credit accepted" people turn me down.
Additional Details
I went to CCCS and they told me that I don't make enough money to pay on a debt ... |
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 How can a voluntary repossession hurt you? |
| My husband and I live in a crap, crap, crap, did I mention crap mobile home. Well, now we need to buy a house becuase our place is falling apart and I hate that my son has to grow up in such a POS. A... |
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| I cancelled my (UK)credit card in March this year, having paid off all the balance. Then out of the blue a few weeks ago I received a bill for £140 on the cancelled card. This turned out to be ... |
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| How do you cancel the free 30 trial for credit report? |
hello i was going to look at my credit report with experia
or something or other it says its free 30 day trial.
has anyone tried it?
is it really free?
and if so how easy is it ... |
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 How do I establish credit,when I am denied everytime I apply for credit cards? |
Additional Details
My first credit card was from Capital One w/ 25% apr. which at the time I was only paying the minimum.... |
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 Is it true that after 7 years your debts get wiped off your credit report? |
| I've heard, but not sure if it was correctly, that if you've had a debt for 7 years, it automatically gets wiped off of your credit report, and your credit score returns to normal. Please ... |
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 Where can I get a mortgage loan with a credit score under 500? |
Additional Details
I filed a chapter 7 bankruptcy. It has been discharged for 3 years. I have reestablish several lines of credit. I've had some identity theft and someone keeps ... |
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| I have a total of about 6,000 in debt from little credit cards that Im wanting to put together and pay off but I need something that will give me a apr of 0% for 12 months. Does anyone know of a good ... |
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| and a person named Barister Adam Adamu is calling me to send Euro 485 to coolect the prize. Shall I do ... |
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 How do I go about declaring myself bankrupt? |
And what's involved? How much does it cost? How long will I not be able to apply for credit?
Additional Details
Some of you people really need to confirm the information you are ... |
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 If a co-signer of a loan files Bankruptcy, does it affect the other's credit rating? |
| I think the question speaks for itself, but my mother=in-law has a situation where she co-signed a loan a number of years ago for someone's car. He's missed payments and basically screwed ... |
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tex | Even though I paid the debt, I can't open a checking account after being reported to check systems. Help me? |
I had an overdraft that went unpaid and was reported to check systems. I paid the debt in full, but I'm still unable to open a new checking account with any bank. What can I do? |
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Orchideye
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Call the former financial institution where the debt incurred and ask to speak to the collections department. Also, do you have some proof that the debt was paid, such as an account number of a copy of a check or receipt of payment? If so, when you speak to the collections department, let them know you have proof and you'd like for them to look up your account and remove your name from check systems. The thing is, this has happened to me too and YOU have to be the one to tell them to remove your name from check systems (which doesn't really make sense if NOONE ever tells you). Once they remove your name, ask them to send a letter to you verifying that they DID remove you and the debt was paid. If you don't receive the letter within 10 days, call them again. You practically have to harass them. After all, they harassed you to get the debt paid, they might as well get their end of the bargained cared for! |
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davabombshell
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Check the internet. They have a number of 2nd chance banks. |
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ruth4526
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contact the check systems and see what they can tell you. |
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scott w
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Once you are on chex systems it is hard to get it taken off even if you have payed it.I dont know where you live but if you have a us bank in your area they will open an account for you even if you are on chex systems try usbank.com |
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mouses1
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Walmart has a new service where you can open an account for a small fee in a situation like this one. Call another bank some will allow you to open another account with a very small monthly charge. Old National Bank in Evansville, Indiana will for $6.00 a month. I do not know what walmart chargres. |
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lisa B
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tell the bank that you got the draft from and tell them to recheck there information on your account to the collection agency and they would fix it for you. |
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shiprepairwoman
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Many people can't get checking accounts because they have abused the privilege. You can buy money orders and cash checks at check cashing places until your checksystem info is old. Try a credit union or maybe someone will open a savings account and let you use it. I let a nephew use mine once because he didn't have a way to cash checks. |
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OC1999
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First verify that it is updated in ChexSystems. They are considred an CRA(Credit Reporting Agency) so they are required to provide you 1 free report every year, just like the big 3, under FACTA. If it is not marked as paid you need to dispute it and have it corrected.
Now, if it is correct it will remain in there for 5 years from date of the event. This is different than your normal consumer credit report that has info remain for 7 years. Several major banks are starting to allow people in ChexSystems to open an account if the debt has been cleared and at least a year old. |
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