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 I need help building a house. Bad credit problems. No money down. HELP!!!!!!?
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 How is it that i just got approved for a $20,000 car loan but cant get a $3,000 personal loan?
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 What info is needed to run a credit check?
S.S. #, address,... ?

Thanks : )
Additional Details
allansc20... : That's not funny!

Thanks everyone.... the reason I ask is because I think a woman who made ...


 Should I close my credit card, once I paid it off?
should I close my credit card, once I paid it off, say I pay off my no annual fee credit card should I close it out or leave it active and just not use it? I heard that if you close a credit card ...


 How will the auto industry survive if nobody can get an auto loan?
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 Hi im ebay seller and recieve my payment via paypal.?
hi, im a ebay seller and recieve my payment via paypal. does the payment go automatically to my bank account? coz I just check my online bank statement, and it did not show any pay-in. I've ...


 How can furniture companies offer no payments and no intrest until 2010? Is there some "fine Print?
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 If somebody has no credit score can they get a car loan?
If somebody has no credit score can they get a car ...


 How can i get a credit card with bad credit?
i hear how ppl with bad credit still get approved for all these credit cards. How and which cards are they??? what cards have high limits also for bad credit without paying for a secured card or and ...


 My mother??
when you apply for different lines of credit they ask for your mother's maiden name??...


 Is it legal for liquor stores to charge different prices for cash versus credit card purchases?
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 My wife makes more money then I ?
My wife need a loan for a new house. But her credit score is bad. She makes more money then I . However I have a good credit score. Could I Co- Signer for her ?...


 Hi there. i have a bad credit history and am looking for a loan in Ireland banks wont give? can anyone help?
I want to get my loan repayments into one, cant get a loan of the banks can anyone help me out plz.......


 Should I go bankrupt? 23years old.?
I'm 23, and I have about 30k in credit card debt. Is going bankrupt an okay thing for me to do you think? I'm young, so I'm not sure. I have plenty of time to rebuild my credit fresh ...


 I went over my credit limit by fifty cents?
i made a small payment before they charged me any kind of fee. if the payment goes through before they can charge one, will they still charge me?...


 Can I get money off a credit card without having the pin?
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 The store near my house charges a different price for credit card purchaces than for cash?
When customers use a credit card to make a purchase the the store owners charge a higher price for the purchase. I do believe that it is illegal and I want to know what to do. Also they make you ...


 I need a loan for $700 that's not a payday loan and i need it asap can someone help?
i had posted a question yesterday about getting a loan for a banshee for a b-day present but i came up with some money now i need a loan for $700 and i dont want to go to a payday company it cost ...


 How long do i have to wait to claim bankruptcy after getting a new credit card?
Long story short I do work but work has been really slow for me and I have 2 kids to support and have been using credit cards to supplement my lost income. I just got a credit card about 2 months ago ...


 If i have a debit card with a mastercard logo on it is that considered having a credit card?
I'm pretty sure that i don't have any credit score because i have never had a credit card but i have a debit card with a master card logo on it and i use it as credit on purchases,
i ...



david o
Every time i go to get a bank account,i get refused because of my bad credit,where do i go from here?
                     
 




charterman
Providing you are not a bankrupt, you can open a "basic bank account" at any high street bank, but shop around first, because some offer more facilities than others.
I have a Natwest Step Account, which gives me a Solo card. This is a debit card so you can pay for your shopping and get cash back. It will pay direct debits and standing orders. I like it, despite my poor credit history, I don't feel like a second class citizen denied access to banking.
The bank that offer a debit facility on a basic bank account are;
Abbey, Halifax, Natwest, HSBC, Yorkshire, Co-op. You should be able to open an account with one of these.
Another good thing about these accounts is that if you have insufficient funds to pay an item and it is returned, they don't keep loading on the charges. A £5 shortfall does not become a £170 debt!. Good luck.


Nutty Girl
you need to ask the bank for a non current account that will let you do direct debits and pay wages into it just won't come with a cheque book or visa on the card most of them do this account.
I've this account with the Natinwide no credit check is needed .


girly girl kel
if you are in the UK
I work for abbey bank we have an account just for you its just a basic a/c you cant have an overdraft or cheque book and you can only have a cash card or a solo cant remember which one, you can have dd and so set up on it, and you can have money paid into it.
Or if this isn't what you want why not open a saving account you can have money paid into it and you don't get credit checked so you can def have one
Hope this helps good luck


chellis
You need to call and speak with the branch manager. They can override it. Or have your mom or dad(someone you trust with good credit) open a checking account with you. Maybe even a (Power of Attorney with good banking history). Its probably due to overdrafts moreso than bad credit. In the meantime open a low fee savings account with ATM access. It might save u more money. Best wishes.


melvnews
Start your own credit union.
http://www.mortgage-explorer.co.uk/credit-union.php


richardwales79
Rating
Ask for a basic bank account where you dont get a cheque book or overdraft & try and build up your credit score. NatWest offer a good basic bank account as you get a debit card & you can set up direct debits & standing orders.


MARTIN D
Try www.surefirefinance.co.uk they may be able to help.


Not Ecky Boy
Just don't borrow any more money, Okay?


Infohigh
Having bad credit should not affect your ability to open a bank account. Credit is used to evaluate someone for a loan, which may include overdraft protection. There should definitely be no problem in getting a basic savings account.

That being said, having bad credit makes it difficult to do a lot of things. Once you find yourself able to maintain good credit, you should look into fixing your credit report. You should look into repairing your credit.

You can hire a credit repair agency to do it, for about $50-$90 a month for a year (at least $600). Most people who are SERIOUS about fixing their credit can do it on their own. You need ot be disciplined about it though. For more information, visit these two sites:

http://attorney-credit-repair-guide-review.blogspot.com/
http://credit-secrets-bible-review.blogspot.com/


gabriel jones
Rating
Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!


DENIS
GO TO TSB AND ASK FOR A CASH ACCOUNT


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