 Job centre crisis loan? |
| Has anone had a crisis loan from the Job Centre? How much did you get? What are the terms of re-payment?... |
|
 Can someone tell me the consequences of going bankrupt? |
| I'm in too much debt and unable to pay it all and can only see the way forward is bankruptcy, not sure on how to do it and i dont no the full consequences of doing this. can anyone help?... |
|
 Free Credit Report? |
| I keep seeing the commercial on TV about freecreditreport.com, but then it asks for your credit card number for some kind of charge. How is that "FREE?" I will not give them my CC number ... |
|
 How did someone get my credit card account number? |
| my credit card number has been used by someone. How do people get these? I have never ordered any thing online with this card, in fact I rarely use it.... |
|
 I need a personal loan of $5000. My credit is bad. Don't want anything from overseas. Any ideas for me? |
Any type of loan will help. If needed, I can pay it back in a year. I just need the money for school and to fix my car. Like I said, I don't want anything from overseas.
Additional D... |
|
 When approved for a credit card are you supposed to send in a payment for the card? |
they sent the letter stated i was approved and to send 34 dollars for the card to be sent to me...just making sure im supposed to
Additional Details
the bank is bank of ... |
|
 Can a prepaid credit card help reestablish my credit? |
| I have paid off all my depts. What are some good ways to build up my credit again. My credit score is 576. I don't want to apply for loans because i am afraid of inquiries bringing my score down.... |
|
 Credit card question!? |
| I applied for a credit card on the 4th of September, and the invitation said pre-approved. On the seventeenth I got a letter in the mail saying that my application had been approved and I would be ... |
|
 Debit Card Disaster!,... HEEEEEEELP!? |
| ok, Here's the thing. While on vaccation My husband bought a ticket with is Visa Debit Card. The clerk made a mistake with the flightplan and told us she would cancel right away. Then she ... |
|
 50 Point FICO score drop? |
| I just checked my FICO score (I am provided my score every month from my credit card company) and it dropped 50 points in one month. I haven't opened any new accounts, missed any payments or ... |
|
 If I payed at least $5 on the two credit cards I have in collections would it help or hurt the card? |
| I have two credit cards in collections that I am trying SO hard to pay off. I want no debt! A lady suggested that even if I pay $5 it's still a payment, and they can't do anything more. Is ... |
|
 How do I find out who to pay when I'm trying to pay off my debt? |
| I have a few accounts that are currently in collections that range from store cards, credit cards, and bills....but since they're now in collections, how am I supposed to know who I submit ... |
|
 Spouse cosigned for bro. said no more than $500 now debt is over $5000. what can we do? bro wont pay? |
| we did not know brother had gone over limit we verbally agreed to. we have tried being nice. he wont pay. husbands credit is going down fast. can we sue? what do we do?... |
|
|  |
Mel | Fiancial Advice for someone who is in big trouble. What should my friend do? |
My friend's parents are in debt 2 Million dollars because of some bad investments. They are trying to pay the mortgage on their home. The mortgage is 10k per month. The husband just lost his job and the wife doesn't make enough to cover the mortgage. What are their options? They are asking my friend to give them $2,500 a month for an indefinite amount of time. I told her to tell them to file bankruptcy. What do you think? Please help. |
 |
 
Minina
|
They need to give up their extravagant lifestyle. They should sell their huge home (they've probably gained some money on it) and use their gains to purchase a more modest home and pay off some of their debts. |
|
Lonnie M
 |
Your friend needs to stay away from this, period!! It's a dumb idea! If he does this, he is just asking Murphey to move in with him.
Bankruptcy is also not the answer for this couple. They can work this out and a great place to start is at www.daveramsey.com
Also have them check out "The Total Money Makeover" book.
Lonnie |
|
BoomChikkaBoom
|
They need to sell their home and move in to a place they can afford.
Borrowing money is not a solution. |
|
dr.whiteman
|
I would tell them to look into a Chapter 13 at least it will give them a little time to figure out what to do and they will not lose the house. |
|
Studly
|
Not enough info to give any advice. Don't know if the debts from the bad investments could be discharged.
You will not qualify for Chapter 7...and with a Chapter 13 you will still be paying the mortgage.
Just based on these facts, I'm thinking they need to sell the home immediately, and talk to a lawyer to see what to do about that $2M debt. |
|
regerugged
|
The parents need to talk to a credit counselor and/or a bankruptcy attorney. If they owe as much as you say, they will not be able to repay your friend.
If the parents lose their home, your friend might be able and willing to give them a place to live, if they become that desperate. Giving money to the parents to help them out sounds like giving a drink to an alcoholic to tide him over. |
|
jamie_brahan
|
I am in the same boat, so I got a job, and I start on Monday |
|
Hoa N
|
Just let the house go
do not try to rescue the ship already sinking into the bottom.
just trying to sell the house as quick as possible even with upside down.
First foreclosure the house first, then bankrupcy is last resort
That the valuable lesson for people out there trying to living large, above their mean. It is not a joy , just nightmare when living large |
|
Ted
|
I would check with the mortgage company to see if they are willing to reduce their payments if that fails to work they just might have to sell their house filing bankruptcy could be avery bad headache and not solve anything |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 16 minutes(s) ago
| | | |
9 | 34 minutes(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 2 week(s) ago
| | | |
9 | 3 week(s) ago
| | | |
9 | 1 month(s) ago
| | | |
9 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
