 Obtaining credit card? |
| Can someone get a credit card with a beacon score of about 618 and some late payments? Just wondering.... |
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 Pay off credit card question..close account ? |
| Im going to pay off my Washington Mutual credit card this afternoon, ( esp 2500.00 ) after i pay off and get to a zero balance, should i close the account and cancel the card or just cut up my card ... |
|
 Im 18 and i wanna build up credit. what kind of credit card should i get? |
| i just thought there might be a good credit card that i should get. secure and all that.... |
|
 How old do you have to be to get a visa debit card? |
| work colleague has one who is only 16 and i think he might be lying to me as to its wherabouts.... |
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 Why is my credit score so low? Detail Inside.? |
I have a score of 544 and Im going to list the details about it.
2 public account
8 total accounts
PUBLIC:
1. Rental Management company for $440, it was paid same day as ... |
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 What do I do? The dumb cashier kept my credit card.? |
| Okay, so I went to a burger place earlier today and did drive-thru. The cashier forgot to give me a receipt and my card back, and I totally forgot all about it myself too. I guess I was prob. ... |
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 Whats a good CC for peoples like us? |
Wife and I have low to average credit, but are now out of all debt (except mortgage).
We are looking for a credit card that offers some rewards since we already use our debt card to pay for ... |
|
 How can I collect a debt from someone who is hiding from me? |
| Someone owes me several thousand dollars from a dishonest investment scheme. He lives in another state. I tried having my attorney bring him to court to get a judgement issued, but the sheriff can... |
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 I received a bankruptcy letter from someone who owes me money, $1200, what should I do.? |
| I received a bankruptcy letter from someone who owes me money, $1200, what should I do? Should I go the meeting they have set up in another state? Also, is there a chance that I will get my money ... |
|
 I'm a little confuse about credit cards HELP!!!? |
| Everytime I buy something i'm ask if I want debit or credit, I always choose debit, but I've heard some say that's not a good idea, can you explain why people prefer credit???... |
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 Credit card company comming after me been 5 yrs ago? |
| is there a statute of limitations on credit companys its been 5 yrs since last payment did not receive any letters from them in yrs also.... |
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 Credit collections with wells fargo bank? |
| A few months ago i got fired from my job and i havent been able to make my monthly payments. Ive honestly been trying desperately to find a job.. but know one is hiring. Ive gone to interviews and ... |
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tattooedchik84 | Fico Score? |
Is there a site where I can check my Fico Score for free !? I'm cheap bare with me !
Also, what is a good fico score !??
Thanx |
 |
 
Etta P
 |
FICO is actually one of three "brand" names for the scores.
The range of scores is from 350-850.
Here is the website for the Federal Trade Commission. FTC provides tips on shopping for credit cards, using cards carefully, and keeping your credit record clean. Also explains credit reports and credit scores, how to protect your identity, improve your credit record, and what to do if you are a victim of identity theft. A good source of information for people learning about credit. The FTC alerts consumers that there is only one website providing free annual credit reports under Federal law: annualcreditreport.com, and to warn consumers about “imposter” sites. |
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dragonfire
|
no
you are entitled to one free credit report from all 3 reporting agencies every year
but no one will give your score for free
not only that all 3 will give slightly different scores
complicating matters |
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Dr. Gigi
|
A good score is over 740. Check this under increase credit score :http://www.nextcreditera.com/1.php You have a link to free credit checks there |
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luv2help
|
You can write or request online to each credit reporting agency (Experian, Equifax, Transunion) your allowed one free report a year. Each Credit Reporting Agency will have their own score. However, your overall score will be based on a combination of all three. |
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Nandina (Bunny Slipper Goddess)
|
No credit agency is required to give you your FICO score for free. The annual credit report is just that - an annual credit report.
Some credit card companies will offer "free FICO score" information from one of the reporting bureaus if you have one of their cards (WaMu will give you your Transunion FICO score) - that's one way to keep tabs on it for free.
If you're looking to make a major purchase in the near future, pay the $12.95 or whatever it is and get your FICO from all three bureaus, because they can vary widely.
What's good? There's no real "hard cutoff" but the higher, the better. Mid 600s is considered "Fair" by most agencies, I believe |
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Sgt Big Red
|
First off, there is no such thing as a FREE FICO score. You have to pay a fee for this. Credit reports are free once a year but DO NOT INCLUDE the FICO score.
And besides, all that FICO scoring is about to change very shortly. |
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bob
|
I found The best info about your Question HERE:
(VERY good loans - c.cards - credit repair & score; info)
http://new-loans-center.blogspot.com
Good luck! |
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Queen Kat Rules!!!
|
A fico score is your credit score. It tells you how much credit you do or do NOT have.
To check your status you can go to:
http://www.creditreport.com/Index14m-Dark26bse2-Off1.asp?src=fgoogle&cid=171&tid=26808180&kwd=credit+scores+b&gclid=CO33nJKMp5ICFQksswodhj6ERw |
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pagodaboy2001
|
Your Fico score can be obtained through Experian TransUnion, and Equifax.
Edit
You are allowed one free every year. I believe the range is from 300-800, and as for a good score not sure (in the 600 range) but the higher the better. |
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