 I need help?? i co-signed for? |
| I co-signed for my sister.And she still hasn't made a payment.I got a letter today saying how much she has to pay.My question is is it me and her getting the bad credit or is it just me? I am so ... |
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 First Time Credit Card! I don't want a very large credit limit and i want to choose my design. Please Help! |
| This is my first time trying to get a credit card. I am trying to be as careful as possible because I dont want to ruin my credit at only 19 years old. Im looking for a credit card that I can choose ... |
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 What can I do to bring my credit score up? |
| My credit is bad due to my divorce. My score is 549. I have some charge off's . When my ex left me i was more focused on making my house payment than my credit cards. I would send them less ... |
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 Is it common for credit card companies to charge a "foreign transaction fee finance charge"? |
| I recently traveled out of the country, and used my credit card several times. On my two most recent statements, I see this foreign transaction fee finance charge. It seems ridiculous that they are ... |
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 I need to get a loan.help? |
where is the best place for me to apply for a loan?i dont own my home,i work part time.i want to put all my debts together in this loan as i am struggeling at the moment.
Additional Details<... |
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 I need to get some money from my credit card but i have forgotten my pin. ? |
| if i go into the local branch what details will i need to withdraw some money?... |
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 What interest rate can I expect on a mortgage loan with my credit scores? |
What interest rate can I expect on a mortgage loan with my credit scores?
Today I have 564 588 654...I am hoping to have my mid-score up 10 pts by tomorrow, and then i am applying for the loan ... |
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 Should things like bank accounts, passwords, credit cards be just for you? |
| Here's w hat I believe. I believe that some things in life should be just for you only. Its not a lack of trust but there are some things I refuse to share like bank accounts, passwords, etc. W... |
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 I just got a new car loan under my b/f's name but i will be paying it is it okay to send the check in that has |
| only my name? Will they wonder who I am and question it?? R is it more of a hey we got the $$ who cares who's paying it?... |
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 Do medical bills really affect my credit report? |
| I have a few medical bills on my credit report but I here they do affect your credit and some people say they don't. Does anyone know the answer or can direct me to the correct website to get ... |
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 Will it help my credit? |
| i just bought my girlfriend a diamond ring at a value of about $1500 but i'm payin 4 it in payments and i bought it at "Kay" not some shop on the street.... |
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 Can i get credit card???? |
| can i get a credit card when i am unemployed??????????... |
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 No credit? |
| i am 19 and have never had a credit card...just tons of debit cards. what credit card can i actually get to start off with?? i would like to build some credit while i am away at college.... |
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 Credit Card cancellation? |
| Okay, I am thinking of cancel two of my credit cards, which i've already paid off. My question is, will it damage or cause my current score go lower? **I barely use that 2 credit cards**... |
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 If I paid my credit card off early, can I charge something on it's due date and be okay? |
Or will it be listed on the previous months (Jan.) balance? My due date is tomorrow but I have paid it off but want to buy something on sale tomorrow..it's the last day.
Thanks!... |
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 Why are these debts still on my credit report after 7 years? |
| I recently visited freecreditreport.com and got my credit score. When I was 18 years old, I got three credit cards in the mail. I had no job since I was going to college full time and used the $2200 ... |
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 Can I sue a friend for not paying a credit card that I opened for her in my name? |
| In '05 I opened a credit card for my ex-manager. I was told by her that she paid it off. It never crossed my mind about the credit card until a couple of months ago i received a letter from the ... |
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wow | Fico score of 683, but Wells Fargo denied car loan. Can I get a pre-appro. loan elsewhere? |
Fico of 683, but WFargo denied me a pre-approved car loan due to bankrupcy 4 yrs. ago and a charge-off on a car loan to another bank 6 yrs. ago. My credit since bankrupcy is great. I have three 8.9%apr credit cards that never go over 1/3 of credit limit, debt-to-income is great, and have a job that pays $3467.per month, and a great history with WF for the past 3 1/2 years. What's UP!!
What do I do now?? |
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Angelstar
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autoloan.com and lendingtree.com
Also you may want to check with sites other WellsFargo they are notoriously harsh so is Bank of America |
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bdancer222
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Look for another loan or a cheaper vehicle. My guess is the car price is too high. Banks often set max limits on vehicle loans, even if you have pristine credit.
I am surprised your score is that high with a bankruptcy and a charged off car loan in your history. |
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Terrence B
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They turned you down? Are you serious? What were you trying to buy? A $40,000 + vehicle. A 683 should get you into a vehicle fairly easy. If you got turned down, it would be because of the cost of the vehicle - not your credit. If you were to put a substantial percentage down, you shouldn't get denied. Most institutions will look past the bankruptcy and charge off because they can see that you are somone of their word based on your 683 FICO score. Like I said before, the cost of the vehicle and your down payment should dictate how much you'll need to get approved on your loan. contact Wells Fargo. I'm pretty sure that they were looking at how much you were going to put down and how much the vehicle was going to cost. Also, if this is a new vehicle, you should be trying to get it financed through the manufacturer. Their interest rates are lower than any bank right now anyway. |
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Angela B
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It might really save you some money to just get a car loan price on the web to verify what todays rates are. You might be pleasantly happy. Also if your credit is not the best, a lot of online loaners are more willing to work with you.
What I most often tell friends is that an online quote at http://auto.lowratetoday.com is a no brainer. |
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Ervin
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You can try out this source http://carloan123.net which offers all types of car loan to people with any credit situation. |
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Bianca
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