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 Would anyone recommend trying to claim back bank charges for late payments?
It seems everyone I talk to knows someone who has got money back from their bank for charging them for late payments over the last 6 years.

Is it as easy as just writing to your bank??
...


 A refrigerator cost 736.12. 100 down payment. to pay the balance in 18 months whats the monthly payment?
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 Bankruptcy?
I was wondering if anyone has went bankrupt and what happen. My lawyer told me to max out all of my credit cards I have toys r us, home depot, lowes, visa and mastercard. If i do this will they come ...


 I want a new credit card that provides great rewards. Is CapitalOne a good choice?
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 Can credit removal agencies really remove bad credit?
Im in market to pruchase an house presently im at a 600 credit rating with no late payments for atleast last 2 yrs. All deliquent accounts have been paid. I've called several creditors having ...


 How can I avoid my creditors?
I have lost my home, cannot pay my creditors, ( credit cards, loans, bills) and my ability to earn a living. How can I hide from the collectors?...


 Can i make a payment online?
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 Paying off credit cards - which to pay on first?
To pay off my credit cards should I start with the one with the smaller balance or the one with the higher interest rate. I have 1 card with approx $350 on it. I figure if I pay this one off first, ...


 I received a summons from a collection firm HELP!!!?
On Friday the 13th I received a summons from a company that bought my old visa debt from 1999 and they've filed a complaint asking for my original debt amount ( $1300) and an additional $4000 in ...


 Credit question?
I Just paid off 2 credit cards on my credit report. When I called them, I asked if it will make my score go up(I would think paying off debt is a good thing) The lady at Equifax told me that they ...


 How do banks make profits?
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 My son owes $25,000.00?
My son who was a former addict, managed to open credit cards in my name and now owes 25 thousand which I have to pay because we share the same name. He managed to get a hold of my SSN and used it to ...


 What's the best(most efficient) way to start credit up in your own name?
I've never had my own credit before, and this is why I want to know....


 I want to start establishing credit. I have none. What is the best way to go about doing this?
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 Does cancelling a CC reflect badly on your FICO score?
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 How do I pick a good bank?
I'm in a federal credit union and they keep taking my money. I'm paying over $32 in over draft fees when I supposedly have overdraft protection. Half of the time, when I am overdraft, I ...


 When having a credit check carried out how far back are they checking history?
Having a credit check carried out by the letting agency which im applying for to rent a flat. Worried about failing the credit check, does anyone know how far back they check when doing this and what ...


 Hi i want to know wahts the best way to get your over due council tax bill payed?
if you can not get a loan becouse youve got bad credit rating and you have also tryed asking the council for a payment plan and theve ...


 How do i get rid of charged off credit cards and student loans (est @ 18,000) with a salary of 11,000 a year?
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 How do i settle a bad debt that has more than tripled since going into collection?
I have been in contact with the collection agency and they said they would settle the $18,000 debt for $11,000. I do not have $11,000 nor am i able to get a loan. Is working with a debt consolidater ...



Lost #1 Still trying for #1
Finance Help?
I have $2,000 on my credit card and I NEED to get it paid off. What are some good ways to get some cash quick?? Or how can I get it paid of quickly.
Additional Details
My credit card has a 0% intrest rate but I can't seem to get it paid off.
                     
 




LW
Rating
I would say, find a part-time job. OR find a credit card with 0% balance transfer. Transfer that amount to the 0% and sell some books, or stuff around the house that you wouldn't need to pay off the $2,000.


Max J
Hello. How are you! Since I don't know how much you make or what your credit is, I can only give you some limited advice. It sounds like you are in a financial cash crunch. Here are some ways you could do this would be 1) To first, ask your friends and family and see if they would let you borrow the money for a short period of time like say for either two or three months and write out a contract. Then again this also depends how well your relationship is with them. Another way is if you had a Universal or Whole Life Insurance Policy, you could actually borrow against the cash build or cash value of your insurance policy. You would be charged fees, but depending on who you were with would determine if they were expensive or not. If your life insurance policy has a convertable option to whole life or unviersal then that is also an option as well. The cash build up value however depends on how many years you have had the policy on long with other factors. Another way you could do it is if you had a clear car title too your car and if it was at least 5 years old. What you could then do is do what is called a sale lease back. A sale least back is, like refinancing your mortgage, in other words you are pulling equity out of your assets in order to get the cash you need. However, this also depends on som factors as well. First the car must be running, in good conditions meaning engine and paint so if the you didn't pay for example, the finance company would reposes it if you didn't pay because now there is a lien on the car. Another way to do this would be to take out a pay day loan which work bi weekly. In other words when your pay day loan comes do you within two weeks time you would have to either pay it back in two weeks or you would have too basically pay the interest until the loan is paid off fully. The interest charge works is 19.95 to 20.00 per 100 dollars. So say for example you did in fact do a loan for 2K ($2,000.00) then the interest on that loan which is the finance charge wuld be $400.00 dollars every two weeks that you would have to pay plus the principal until the loan is paid ($20.00 *20 as in 20 $100.00 dollar bills, since you have $2,000.00). So if you were to pay the whole loan back within 2 weeks you would have to pay back and Ace Checking Cashing or a Cash Advance $2400.00 dollars. You could also go and try and apply for a loan with whom ever you bank with. The best advice for now I can tell you without knowing your options is go to www.credit.com. Be honest about your situation and go under the section called personal loans. If you have any quesitons please feel free to call me or e:mail me, which ever one you preffer.

Max Jackson
Credit Analyst
Mr. Good Credit
1:817:323:7343
bizloanz@yahoo.com
max-jackson@hotmail.com


tom m
A part-time or sell some stuff from around your house on Ebay.


cjraceli
Rating
pay a little each week even 10-15 a week till its paid off. Sell stuff on craigs list or ebay.


ViperKilla
Well first cut up that credit card they are sinful. Second go to your basement and garage etc and find items that you could sell. Have a Yard and or Garage sell. Every penny helps. Then look in your closet and find clothes you dont ware anymore take it to such location as Plato Closest or place where they would buy your clothes. By now you should have a few hundred dollars save up. Then get a partime job working 16hrs a week at $7.50hr -20% for tax(est) you $384 a month you be able to pay off your debt in 5 months give or take. Good luck to you and dont charge anything else.


cdogge
Pay as much as you can afford each month. Don't make just the minimum payments. Also you need to only use the credit card if you are sure you can pay it off each month.


Morena461
Rating
It helps if you pay a more than the payment due on it, the finance charge is what gets you at the end if you dont. GOOD LUCK!


mbrcatz
Fastest way is a second job. You can easily get $100 a night delivering pizzas. Or $75 a night working hotel night clerk, or flipping burgers. That adds up FAST.

Oh, but won't do you any good if you keep charging.


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