 Which credit card companies issue co-singing? |
| which credit card companies allows co-signing where the borrower's credit is reported to credit bureaus?... |
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 Balance transfer question? |
| If transfer balances from a credit card to a new credit card, does the new card take all of the debt that is requested or can they choose a portion of the debt and then you are left with two cards ... |
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 Mortgage for Discharged Bankrupt? |
I am a discharged bankrupt (2.5 years clear now) but had the house I was buying at that time included in the bankruptcy, so it was technically re-possed and any shortfall added to the bankruptcy.
... |
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 Court Case is Tommorrow HELP!!!!? |
| tommorrow is my court case, to sum it all up. 3 years ago, I maxed out my $3,000 Credit card. Lost my job, place, and car. Now the credit card is trying to sue me for $6,000. Obviously, the other $3,0... |
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 Is a paralegal just as safe to use as a lawyer for bankruptcy? |
| A co-worker of mine referred me to a paralegal that has helped a few of her friends and cousins get through bankruptcy. He is only going to charge me $600 (as opposed to up to $1700 with a lawer) and ... |
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 My wife secretly opened credit card accounts under my name? |
| I just recently found out my wife opened 2 credit cards under my name without telling me. She's been taken money out of those credit cards for gamble. And she didn't make payment on those ... |
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 What website can I go to to get a copy of my credit report for free with no credit cards or monthy payments du |
| I am trying to look at my credit report ot find out if my house phone provider is reporting my payments and bills to any credit bureau. I dont want to sign up for anything that requires payment. I ... |
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 How much of my credit card balance should I pay at a time? |
| I just got my first credit card. The online statement came in on Aug. 17th for $150. The due date is Sept. 12th. Since Aug. 17th, I have spent another $200. My question is, should I pay the $150 on ... |
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| Does paying late on your credit card statment effect your credit? |
| My due date is the Sept 15th I just got the bill today and Its for 500 dollars I wont have the money until Sept 19th when I will pay the full amount is this bad for my credit or will it not make a ... |
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 Question about financing a car? |
If I get a car loan for 20,000 at 9.04% for 72 months is this really bad? How much more in the end will I pay with the interest then?
... |
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 Is Credit Debt Killing you? Do you think The Government should stop the predatory practices of some of these? |
| Lenders....... Id say that once you have paid 3 times what you originally borrowed .... then you should be out of debt. But NOT with revolving credit ...... I see way too many people being allowed to ... |
|
 What is your jobb?...? |
Ook i'm nearly 16, so i dont have a full time job yet.
But what do you do? Do you like it?
x
Additional Details
Lol, i know job has only one b, i needed to ... |
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 What are my chances of getting a private student loan or a mortgage with these scores.? |
TRANSUNION 622
EXPERIAN 554
EQUIFAX 593
between my two jobs i make about 2500 a month. no big obligations except a rent of 674 per month.... |
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 Are children responsible for parents debt? |
Additional Details
My parents have fallen into great debt, as they always have been. I have put myself through university, and have been working since I was 12, to pay for clothes, ... |
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 I see that about £6000 has been taken out of my bank account in an act of fraud- what should I do? |
This has happened before with this bank so I'm thinking of switching banks.
I stupidly did follow an email and fill in all my details which (in retrospect) probably was the cause- can ... |
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 I don't know what to do about my credit card... pls help..? |
I have one credit card and no other "bad" debt. I have a mortgage, 2 paid off cars and such... my credit has been great.
Last yr my 2 children had a combined 7 surgeries and ... |
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pinklove7 | First Auto Loan? |
Im going to my bank to try and get an auto loan. I dont have the best credit in the world, will it even be possible to get a loan from them? What exactly should I take with me (paper wise)? Anyone know what kind of questions they might ask me? Thanks in advance! |
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Deliah
|
YOUR bank has all they need to know about you if they look up your account. IF you have a great relationship with YOUR bank they may fund you but most banks require a pretty good rating to lend and then get a rate of interest you can afford. |
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SPIFIMAN1
 |
Auto finance is what I do for a living and the things auto lenders look for from a first time buyer are as follows;
1. P.O.I. proof of income, most recent paycheck stub.
2. P.O.R. proof of residence, any monthly bill in your name addressed to your address or bank statement.
3. References, 6 with names, addresses and phone numbers.
4. Recent phone bill. |
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Car Payment help
 |
• Credit Score
o I have no credit history! What can I do?
Having no credit history can be a frustrating experience in getting approved for any type of financing. However, there is still hope!
First thing is to establish a steady income. This will prove that even though you have no credit history you are showing stability at work and a good source of continuous income. Another helping factor is to have at least one year at your current residence. Once or if ; you have both of these factors all you need to do is apply for a Department store card and not credit card!. Before you even know it your on your way into building you credit history.
o I have too many credit cards! How does this impact me?
Having to many credit cards can impact a credit decision substantially.
Many factors lead up to this: Late payments, Maxed out credit balances, or too many open accounts which indicates spend able income at the reach of your finger tips. This can affect your debt to income ratio. Hence you are a higher risk consumer.
o Tips to help your credit
There are many ways to help your credit:
Credit cards can help you as easily as they can hurt you. Several things to take into consideration: making payments on time, never reaching maximum balance by not exceeding 35% of maximum balance. This can help in proving you make your payments on time and are able to control you spending habits. Other types of financing like personal back loans and mortgages can also help your credit if you have kept those loans in good standing as long your debt to income ratio is within the Bank or credit companies guideline in terms of risk assessments
o Credit inquiries
Three of the largest credit bureaus include:
Trans Union
PO Box 403, Springfield, PA 19064
Phone: (800) 888-4213
TRW/Experian
PO Box 2106, Allen, TX 75013
Phone: (800) 422-4879
Equifax
PO Box 740241, Atlanta, GA 30374
Phone: (800) 378-2732 |
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Grandpa
 |
if you do your banking there then the do have the info but if no then they need your SS# and your ID to tell them that it is you and they might if working your newest pay stub |
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bud68
|
They will have you fill out a loan application. Take your ID, proof of income (W-2s, pay stubs, etc.) and records of all credit accounts and debts. |
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Paul Peters
|
Hello Everybody,
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accredited money Lender.
I loan money out to individuals in need of
financial assistance.
Do you have a bad credit or are you in need of
money to pay bills?
i want to use this medium to inform you that i
render reliable beneficiary assistance as I'll
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application form to fill.
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I Look forward permitting me to be of service
to you.
You can contact me via e-mail:
paul.lenders@yahoo.com
Sincerely,
Mr,Paul Smith.(C.E.O). |
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The AntiChrist
 |
What Pam said. If that fails, the dealer has a list of lenders. That's how I got my last car a few years ago...but don't ask what my interest rate is. |
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Paco Raban
|
If you will get problem with your bank try this.
It was helpful for me
http://www.clickaudit.com/goto/?100257 |
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Todd B
 |
if you filed bankruptcy i'd take them. and any other outstanding dept papers to show how much you owe. they pretty much dig up everything to make sure you can afford the loan. did you ever consider a co-signer? like mom and dad to help you? if you go by yourself on this you are either going to get turned down (depending on how bad your credit is) or your going to be looking at a high interest rates for high risk people. i know i've been there! if your married maybe as k him to co-sign. you can usually get better rates with a co-signer and also spread the payments out longer. just remember though, the longer you spread your payments out the less your car will be worth and you'll more than likely still be owing on it on your next trade-in. hope this helps you out!..Good luck!! |
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