 Goodwill letters to old credit card companies in hopes of improving credit score? |
| I was thinking about writing goodwill letters to CC companies that has impacted my credit score in a negative way. I was delinquent on these accounts and that's what has hurt my score. I'm ... |
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 Why can't I get a higher limit? |
| My parents filed for bankruptcy and are still able to get a credit card with $5,000 limit. When I apply, the most they will give me is $500! (if they approve me at all!) My credit score is between 665... |
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 How do I clear up a bad check? |
| I wrote a personal check to and apartment complex. I had a stop payment put on it. Now they consider it a bad check. When I pay the check off and the fees is there anything else I have to do.... |
|
 I'm only twenty and in debt over my head? |
| When I graduated high school I was in an abusive relationship. Five years my senior, he convinced me to get credit cards he maxed out, and then forced me to drop out of school. I got away with much ... |
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 Should I file a dispute with my credit card company? |
Here's the story:
I ordered ham online from a rather famous store in late April. UPS delivered 2 of 3 packages claiming 1 was leaking so the package was returned to sender.
... |
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 Does asking for credit increase affect my credit? |
| If I ask for a credit increase will this affect my credit / credit score? Inquiry?... |
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 Car Credit Problems? |
I have bad credit history
I need a car for work
What are recommendations on how or where to obtain car financing ?
thank ... |
|
 Help me choose a credit card!? |
Hi, I'm a teen looking to improve my credit and have a little more financial flexibility. What credit cards do you think would be good for someone with no credit?
Note: I'd love ... |
|
 Can I cash my stimulus check at Wal-Mart for free without buying that lame prepaid debit card? |
| I can't get a straight answer. I mean I'm gonna spend money there anyways but I don't want that lame prepaid debit card since I already have one >.<... |
|
 Visa gift cards? |
I got this 50 dollar visa gift card for x mas and i tried to buy something online with it at americaneagle.com and i entered the number in and it said ERROR: the number you entered is not valid.
... |
|
 Credit card debt scenario..need some advice.? |
| So, I have about $4400 in debt, which I have to payoff completely, but I am not sure the best way to help repair and save money now. I have one card that has $1200 and the limit is $1300. I have one ... |
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 $1200 loan with bad credit? |
I found an apartment and he needs security deposit of $1200. Anyone know where i can get a loan with bad credit that is not a scam???
Thanks.... |
|
 Am I really in debt? |
| My credit score sucks (514-experian)... But there isn't really that much stuff on my credit report... and the stuff added together doesn't even come close to $10,000.. Would I be considered ... |
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jamienoodle | First time credit card user- which one? |
I've never had a credit card before and I am going to get one to begin building my credit (I'm way too old not to have one!)
What card do you have? What do you like about it? What do you dislike about it? What are the most useful incentives for you? Any other advice? |
 |
 
ibsawdust
|
Don't get an American Express. Get a Visa or MasterCard they are excepted in more places..Be sure the one you get has a low finance charge like 8 percent or less and it has no hidden monthly or yearly fees..If you have a checking account go to your bank and apply there..they will help you find one with low rates and no fees..Be sure you pay the full amount or all of the required fee..and pay it on time..by not paying on time they can start charging you as much as 30 percent with no warning..Never , never get behind or pay late.. |
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kankles919
 |
I have a Capital One Visa credit card. I like it a lot. You can even customize your card by uploading one of your own photos and they will print it on your credit card. Very cute! Also, they have No Hassle Reward points, so for every dollar you spend you get a point. You can then use these to get rewards/prizes kinds of things. |
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GigiPlacaj
|
Don't get a crappy credit card from the a store - they give you very small credit limits and they're just not worth it.
Apply for a secured credit card with a major bank.
It will build you credit very easy allowing you to actually select the credit limit you want - THE BIGGER THE BETTER. |
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flasteve
|
for a large list of credit card offers, visit http://preferred.ecreditdirectory.com/ |
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dolly blaine
|
There has always been a debate about which of the two viz. the prepaid card or the credit card is better? Though each one of them has a range of benefits and a huge fan following, but here we present a case for prepaid credit cards. In this article we will look how a prepaid card scores over credit cards especially if the owner has a not so perfect credit history.
The rejection is non existent in case of prepaid credit cards, there are no credit checks, no employment verification, and approval is guaranteed.
With a bit of dilligent shopping and comparision of various prepaid credit card offers, it is not difficult to find a prepaid card with no annual fees, no late payment fees, no repayments, and no penalties whatsoever. So, the ownership costs of a prepaid card can be negligible.
With prepaid cards it is very easy to promote financial discipline. Since you can only spend what you have, there is no overspending, and hence no debts.
Some prepaid cards do report their use to major credit bureaus and hence are a good instrument to rebuild credit history.
Apply online at: http://www.credit-card-gallery.com/PrePaid_Card.html |
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Tim
 |
Try to get a secured credit card from HSBC. You might have to keep a $300 security deposit. However, it may be worth because since you currently do not have any revolving credit accounts on your credit report, reputed credit card companies such as Citi, Amex might hesitate a little to give you one instantly. You can also try to ask for a credit card from your bank where you have a savings or checking account. |
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GTW
 |
make sure that when you are looking for a credit card to shop around and get the one that suits your needs check out www.fastcreditcardapprovals.com here you are able to compare side by side all major credit cards with the best rates and great rewards, be a smart user and do not mis use it and get your self in debt, Good, bad or no credit this guys have the right card for you. |
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mum_to_simon
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I'd recommend getting a card from your current bank, as long as they offer Visa or Mastercard. |
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Duane
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I like First Premier bankcard at 9.9%! Aspire card is not bad either to get started with. |
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