 How bad should your credit be before considering bankruptcy? |
| In other words, If i have a lot of negative items, and a score of about 560, should I just go ahead and file, or try and battle through everything? I have a mortgage that I am behind on and 2 car ... |
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 Ebay paypal? |
| is a payment by paypal only protected if you purchase off ebay,or are all paypal payments protected upto £500... |
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 If your check is being garnished for an unpaid debt can you file bankrupt? |
| or sue the debt collector for collecting on a debt that is over the statue of limitations?... |
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 Credit card hellpp meee? |
| ok i close my credit card at the point that it was about 563.00 know i receive a call that is 800 and something does it continue going to go up after close also they call and they tell evreyone how ... |
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 Whats a good way for a person like me who has no credit to get a credit card? |
| I have been applying for credits cards for a while online and stuff and it seems as if I cant get accepted and im guessing cause I have no credit history so I was just curious is there a website i ... |
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 Good 1st credit card? (plz read details)? |
I am 18 & have not had a credit card b4, I am looking 4 1 which i could use free (provided i payed the balance of monthly) & if possible 1 which gives cash back or points.
I have no ... |
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 Experian is saying that my credit score is 703. Why can't I get an auto loan? |
| I am only 19 and I have a lack of credit history but with a credit score of 703, why can't I seem to find someone to finance the car that I want? I make approx 35000 annually, so I definitely ... |
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 How do you raise your credit score fast? |
My credit score is 475 right now and I want to raise it to 800 before the end of this year. How would I do that?
Thanks.... |
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 How old does a debt need to be before you can no longer be chased for it? |
Additional Details
I am in the UK, I don't live above my means. I own my own, very profitable business! This is a debt i knew nothing about util they contacted me after 4 years! I ... |
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 Why did i get a credit card im 15? |
| ever since i turned 15 iv been getting credit card in the mail when i try to actavate then they say i must be 18 or older it relly ... |
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 How do I get rid of a credit card (other than just cutting it up)? |
| If, for instance, I just wanted to close the credit card account.... |
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 I don't have much credit, how can I build it? |
| I am 26 and finnally starting to grow up, I had a couple unpaid collections probably totalling $500, other than that I have never paid for anything on credit. Now I have a pretty good job and I want ... |
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 What happens to my debt if I die? |
I am a 23 year old college student, I don't live at home, but am still counted as 'dependant' on my parents taxes, and included in their insurance.
I am wondering, what ... |
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| Just wondering about *********? |
| What does everyone think about *********? Good or bad. I've read on the internet a lot of things about *********. Some were good, some were bad. There's a lot of people on the internet ... |
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Thedrip | Free credit report? |
Where can I go to get actually free credit report? Also, how do I dispute something on my report? |
 |
 
Quizzle
 |
You can get a free credit report from the sites listed here, but you'll have to pay for your credit score. To get a totally free credit report AND score, without being signed up for a service you may not want or a bunch of spammy e-mails in your inbox, go to Quizzle.com and create an account.
To dispute something on your credit report through Quizzle, you simply click on "dispute this item" in your credit report and you'll be brought to Experian's site (the credit bureau that supplies the report) where you fill out some information about what you're disputing and why, which will then launch an investigation in which the bureau has 30 days to look into the account in question. I believe a similar process exists directly through the credit bureaus (you can also send the bureaus a dispute letter via snail mail). |
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tudorjason (matt)
 |
Here is the official site to get one from all three at once. You can also go to each individual credit bureau Web site to request them.
For free, you can get a report from each of the three once per year. |
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Rigo
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annualcreditreport.com; do not go to freecreditreport.com, it's a ripoff.
When you access the information on the webpages of the three companies, it will give you instructions on how to contest the entries online, or you can always mail them all a letter post. |
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ElGuapo
|
The site that was created from the legislation is annualcreditreport.com. Don't go to any of the others, as they are pay sites that try to hook you into subscribing. This will not give you an actual score (you still have to pay for that), but it will show you if there's any bad info in your credit history. If you have a specific dispute you generally take it up with the actual creditor. If you're having trouble there's also a discussion board at myfico.com where people can help you. |
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momtooone
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The site is called annualcreditreport.com. When you go online, follow the instructions. Very easy. |
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Tammy M
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freecreditreport.com just like the commercials |
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rache0116
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go to freecreditreports.com
you have to enter your credit card info but only $1.00 will show on your bill.... you'll be a memeber with them for a month then they will start billing you afterwards. If you don't want them to bill you, cancel with them before the free month trial is over. when you do receive your credit report, i think, experian and equifax will let you dispute things online... the other one tranunion, will expect you to mail them... unless things change |
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-doozer-
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freecreditreport.com
The commercial plays like an endless loop on my television. |
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hackerglory
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Freecreditreport.com or annualcreditreport.com
You will be able to receive a report once a year for free, or pay monthly to retrieve it whenever you want. Scores are not free, though. |
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animal lover
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Free credit report.com Then when you get the report there is directions on how to make any disputes or changes. Good luck to you! |
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