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 Having a really hard time. Finally got out of debt 2 months ago and the urge to?
spend again is immense! Just don't want to get back in debt. Sorry not really a question but need to tell someone!!...


 Loan or Cash/Payday Advance??
Which is better, to get a loan or one of those Payday Advances? I only need about $200, but I only make about $100 a week, so I would need a couple of weeks to pay it off...what is the difference ...


 Can a Collection Agengcy continue to lower my credit score?
I've been receiving annoying calls from a collection agency stating I owe my old school a certain amount. I stopped attending the school in 2003 and in 2005 I began getting notices from the ...


 Received a windfall of cash and paid off all extra credit cards and am working with only 1 card. Now. . .?
do I close my other cards accounts or do I leave them open in case of emergencies?

(Also, just found out that one of my cards that I paid off just gave me a positive bump in credit. A REAL...


 I want to bey a mobile phone which company is good?
...


 What is the best way to improve your credit from worst to good? what steps to follow?
...


 Is it good to sign on the back of a credit card, "ask for ID?"?
I have a friend who provides her license as well as credit card for a charge or debit transaction as she has signed "ask for ID" on the back of her card rather than her signature. Is this ...


 I have alot of medical debt, I want to file bankruptch but need to buy a new car. What should I do?
I live in Monroe, NC....


 If I pay for something on my credit card, then pay that balance of in the next week......?
Will it show on my statement when I recieve it? I'm going to pay a bill today for $423, if I pay the card company $423 will it still show on my statement? (I am a total idiot when it comes to ...


 Is there anything wrong with being broke?? who in here is?
a broke azz person??...


 What is the best way to fix my CREDIT SCORE?
I think my credit score is funked up. I used to own a house and I missed a payment or two when I was laid off from my job. I sold it and I paid off all my credit cards. I recently applied for a ...


 I can I get a loan to pay off my credit cards?
I would like a loan, so I can have 1 bill not 5.
I am not interrested in debt consolidation.I can pay for my bills....


 What is the best way to go about paying off my credit cards?
I have several credit cards all maxed out. I cannot transfer anything over to another card because of my low credit score and can't get a credit card company to do that. I feel as if I have ...


 No credit card and never will have one.?
I've got great credit and have had several credit card offers and reject them all. Do you think it wise not to have one? I have saved tons of $$$ from interest by not having one. What do ...


 I have a debt collector calling my parents house asking for me... Anything I can do?
My poor mother now knows i'm in serious debt and I feel terrible. Heheheh but it is kind of funny for some reason. Thanks for any answers.
Additional Details
Ah, my YA friends, if I ...


 How do I cancel a credit card that still has a balance?
I have a credit card from my bank but i really dont use it but it has a balance on it can i still cancel it and just pay it off and if so will that hurt my ...


 Will I lose my house?
If I file for bankruptcy will I lose my house?...


 What does "account charged off" mean on a credit report?
I finally got a friend of mine to take a look at her credit report since she doens't pay any of her credit card bills and hasn't for awhile. We got her report and there are some things we ...


 Is it better to file bankuruptcy or try to work with creditors to pay off debt?
my husband and i have bad credit. his are from schol loans and credit cards. mine are medical bills. his credit is in the high 400s and mine is low 500s. what is the best option or what options do i ...


 Can a loan company take money out your bank account as a payment when there is no direct debit set up?
...



mandeebrooke
Garnish Wages?
I was just wondering if you have your wages garnished can that be undone or are you stuck with it until its paid off. My friend said hers was undone. I was just wondering if that was possible?
                     
 




walter_b_marvin
Rating
Yes if it was done without due process or by fraudulent process it can be undone. Garnishment requires a court judgment. If that judgment was unjust or fraudulent in some way it can be appealed and reversed


Lisa E
Rating
It can be done if you can work something out with the people you owe.


spiritwalker
Rating
only way to undo one, is to find another job, or pay it off,


Isabella
Rating
there's a reason why creditor's garnish your wage's ,because you refused to pay,there's way's to get undone with a lawyer.


CHUMBA
Yes, but only if you make payment arrangements, or pay it in full...I know that sounds idiotic to pay it in full, they would not have garnished the pay, if you were able to pay it in full. Anyway, it is also a per case situation, because they usually try to work with you prior to garnishment, they make endless attempts....so, it is possible.


mwa
Rating
not that I have heard of. My ex had all his governemt checks and such garnished.. he even had his drivers license taken away! He spent tons on lawyer fees to wiggle out of it... and he is not payig anything now, and my account with Maintence Enforecemetn got closed even though he owed me.. He only got out of it by getting a different court oder and I thinking paying off my lawyer.. cause suddenly everything was dropped and never went to court and I never concented.. my lawyer just told me! Whatever, I got the kid. He claims he is injured and no longer working... but I have my baby, it is just money.. I don't plan on fighting it


Greg K
Rating
Each state has different laws that apply to garnished wages. You'll have to do some research yourself on this.

Basic law states that the person you owe money to received permission from the court to have your wages garnished. You need to go to the court to reverse this, but what will be your defense? You need to come up with a reason why money should not be taken from your paycheck.

The judge will ask you a plain and simple question - did you owe the money and why didn't you pay them back. If you don't have a good excuse, you'll be stuck with paying this back.

Good luck.

Greg


Valley R
Rating
it's possible, but not probable.

You have to prove that you have paid the debt or get a judgement to delay the garnishment or reduce the amount. Not easily done.


Jessica B
Rating
I believe this website has some useful information for you check it out. Hope this helps


Barbara
No


?
Rating
at a rate of 25% of their pay or pay off the debt in full


Gary
Rating
Deadbeats must pay. Wages are tasty....otherwise they wouldn't be a garnish.


Whaaa?


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