 Is anyone else in their overdraft each month? |
| because im forever init! it gets me so down sometimes!!! i get out of it then im back init, i seriously need to win the lotto!... |
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 Survey on credit card debt? |
| How much do you owe to date? How are you planning to pay it all back?... |
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 Bank acc. No. to unknown persons? |
| Sometimes people from african country sent email asking bank acc. no as they want to invest in my country and i can be their trustworthy person. what is it ?... |
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 Why are people so brain washed that they think paying off there credit cards is a good thing? |
| Seriously it means we would only be slaves to a credit card company. So who are we really working for and why is our country debit base and not positively based. Wouldn't it be better to take ... |
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 Where can a 16-year-old get a loan? |
| can a 16 year-old get a loan or an overdraft?... |
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 Too much debt? |
I am about $40,000 in debt from 5 years of post secondary education. I am 26 years old and make about $44,000.
Do I have too much debt? Anyone have any interesting solutions to bring ... |
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 How can I build my credit? |
| I have a credit card and I have cards at stores and such and I pay on time, but isn't there another way to build my credit without getting a loan or anything like that?... |
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 Paid off debt that was in collection....? |
| my boyfriend has horrible credit. so we got his credit report and started paying off the debt collectors. his credit score has not gone up. should we just not pay the rest of the debt collectors off ... |
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 Am I liable for a debt of £269 which has been outstanding since 1993. I have just been contacted about it? |
| It is that long ago, I have no idea what the debt is for. The solicitors are acting for a third party. the debt is apparently owed to a finance company.... |
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 How soon, once debt is paid off, does it disappear from you credit? |
| My fiancee went through a bad divorce and had to resort to not paying his bills. His credit got screwed, then he recieved a decent chunk of inheritance. He has since then paid off all debt and has no ... |
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 Fair Credit Reporting Act - ?? |
| I have two entries on my credit report for the same account (one by the original creditor and one by the collections). Is there a section number in the FCRA that applies to only one company legally ... |
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 Can you go to prison for credit card debt? |
| My fiance is struggling with credit card debt and can't do anything to pay it off. He keeps telling me they can't get money from someone who has none. Anyways someone made a phone call to ... |
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 Free credit report? |
| Where can I go to get actually free credit report? Also, how do I dispute something on my report?... |
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 Banks charges? |
| After watching watch dog tonight i have decided to go ahead and claim all my bank charges back, What have i got to lose, but i need to know how do i go about this? ... |
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| Will opening 3 credit cards at once hurt my credit score? |
| I just recently received a new credit card adding to my 3 cards that I already have. I was trying to transfer a balance from one card to the new one but since I wasn't given the credit limit ... |
|
 Can The Bank Take Money From My Checking Account 4 Credit Card??? |
| My checking account and credit card are through the same bank. I stopped paying on my credit card and it's gone 2 collections. What I want 2 kno is can the bank take money out of my checking <... |
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babygurl | Getting a credit card??? |
My credit isn't pretty but I would like to try to get one, do you have any advise on getting a non pre-paid card? If possible I would like to apply over the internet...thanxs in advanced |
 |
 
$m¤¤v¥ £¤¢¤
 |
Orchard Bank will probably be your best bet, but I would still try to see about going for a secured credit card. Granted, you would have to put a deposit upfront in order to get the same in a line of credit, but that's the price you pay sometimes for questionable credit. The deposit is linked to a savings account, so it would gain interest while it's there. And you could boost your credit line ever so often by adding to the deposit. And as long as you keep the balance managable and pay more than the minimum payment on time every month, usually after a year, the card either converts to an unsecured card, or an offer for a better card would become available. I provided links to some secured cards as well as orchard bank. They also offer secured cards if you don't qualify for an unsecured one. |
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tomwill8517
|
I have listed a source below that has a free consumer list of prepaid, secured and unsecured credit cards for people with not so good credit. |
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donsteitz
 |
yeah i would just type in "orchard bank credit card" into a search engine or "credit cards for bad credit" and see what you can find. |
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beauty s
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orchard bank |
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Jeremy P
|
You can find a complete list of credit cards to help build or repair your credit here:
http://www.wowcreditcards.com/bad-credit.htm
Although these offers tend to have higher interest rates (and additional fees) when compare to 'standard' credit cards-- they'll help you establish or rebuild your credit history over time. Eventually, with regular on-time payments-- you'll be able to apply for better offers with lower APR's and less fees. But for now, these are the offers you'll be limited to...
Hope this helps. GOOD LUCK! |
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See Saw
|
Though prepaid credit cards resemble debit credit cards a lot, the two are vastly different. When you use debit cards for any purchase, your shopping will be automatically debited from your bank account. On other hand, the purchases made with prepaid cards are deducted from the balance present on the card.
The prepaid cards offer various benefits like:
Interest-free purchases
People with a bad credit history are eligible to apply for a credit card.
The credit limit varies according to the balance available on the card. |
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christopher s
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I was given a card with a low limit, no more than $500/month. It works pretty good for me. Just go to a site, like capital one or discover card and apply. |
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nadya
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An informational site about credit cards. I hope you'll find it interesting and useful. |
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KitKat
|
Try Chase, First Premier or ORchard Bank |
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Ken
|
Yahoo has a link for Orchard Bank on the front page often. If I recall correctly, they were listed pretty highly in Consumer Reports for weak credit customers. You have to be careful of the fees when getting an unsecured card with not so great credit. I have seen cards that offer a $300 credit limit and then charge over $200 in fees to get the card. That means you owe them over $200 when you receive the card but have less than $100 in available credit.
Best of luck. |
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Mrs.H
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Here are some resources |
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