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 Why doesn't my credit report show my credit score?
It got my credit report online from Experian. Why doesn't it show my credit score?...


 I got a credit card offer from washington mutual...is it a scam?
how can i find out?...


 Can I purchase a money order with a debit card and is there a maximum daily limit to the debit card?
...


 Improving Bad Credit Score?
I have a friend that went through a rough divorce. She (my friend) moved out and he remained in the house not making any house payments or second mortgage payments. Trying to make it on her own she ...


 Does anyone know how to remove debt covered in bankruptcy from a credit report?
After I filed bankruptcy, an woman I used to work with told me she went to a seminar about rebuilding credit after bankruptcy.

She was told you should hire a lawyer to clear off all the ...


 Is it possible for a 15yo to get a loan. in any country?
im 15 and i want to start getting somewhere as i dont go to school. i am responsible and will be able to pay back the loan. just wanted to know if its legal....


 If I buy something with a credit card...?
and then return it, is there any way I can make both transactions (purchase and return) disappear from my bill?...


 If someone gets paid bi-monthly, how many payday per year?
...


 I have bad credit?
does any one know where i can get financed so i can get a ...


 How can I buy a home with bad credit?
Me and my husband have our own business and we try to buy a mobile home a month ago but we didnt get approved. We would like our own place. I would like to know who will finance us a home with bad ...


 Is it true that if I dispute items on my credit score, some of them might be removed?
Since the companies have to respond within 30 days, and some of them won't in that time period? Are there any negative affects this might have? Or does it depend on what I say when I dispute ...


 If you are going to file for chapter 7 in 3 Month's, Can you max out your credit cards now?
...


 I have a credit card on my fathers account .is my credit score being affected since it is his account?
the visa credit card is in my name, but the credit card number is the same as is my fathers credit card, when the statement comes in every month it is only in my fathers name. whether he pays it on ...


 An eBay question...?
I want to start selling on eBay but I dont have a credit or debit card. Is there anyway i can sell without one?

I dont want to get one of those pre paid cards either.

Many ...


 Why do we always debit all expenses?
...


 Can a 14 year old own and use a prepaid master card legally?
...


 What do you think my credit limit will be?
I'm 18, and I FINALLY got approved for a creit card through Chase Bank. I'm trying to start building my credit, and I was just wondering what you guys think my credit limit might be? O...


 What happens if you die before you pay off your credit card debt?
Just curious....


 Bankruptcy Question?
Hello everyone. Unfortunately, I had to file for Chapt. 7 BK recently and had a question regarding bank accounts. I know that I am not allowed to have money in my bank account before I file for BK ...


 I am 19, and I do not have any credit?
I have no credit ...besides opening a checking and saving account. With this little amount of credit..can I get a cell phone turned on in my name??? If I can does that build credit?...



dave51_1998
Getting a loan for a house?
i have poor credit ex: forclosures, repo's (being garnished for it), 1 credit card and utility bills. I am looking to get a 2nd chance on life as far as getting a loan to put a double-wide on a plot that was given to me. Is there any lenders that could help me out. I make about $60,000 annual household income. Would putting my land up for calateral better my chances or am i wasting my time? When answering, please give sources if possible.. Thank You!
Additional Details
I live in SW NY State
                     
 




Depressed Champion
In that situation I would find a lease option. Normally you just make payments that contribute towards your principle and at the end of the lease period usuallly 2-5 years you get your commerical loan for the remaining balance which is usually easy to do if you've been making your payments on time, but for the whole period you have full control of the property you can paint you can change the floor, you could even rent it out. where are you looking? I may be able to lease option one of my properties to you


thur03joanne
Yeahn aren't you


goodfella
Rating
try to get a loan from the bank but you would have to pay back so much like interest,down payments,mortgages,insurance,taxes,prope... taxes. but you could pay all them if you have a good paying job. and less spending on credit card can provide less debt.


OC1999
Having collateral is always better than not having it when trying to get a loan. However, the land would have to be worth more than the value of the loan. So if your land was apprasied at only $10,000 the secured loan would not be more than $10,000.

With your history, even with a secured loan you will probably be required to have a down payment, and the interest rate will not be the best.

Since you are putting up land be sure that you go with a legitimate lender, and not just someone who has only an e-mail address or starts to ask for a whole bunch of fees up front. Credit Unions might be a good place to start.


Scott R
Rating
Based on what I have seen, you might have a tough time. It is common knowledge that all people in double wides have perfect credit. You might consider a single wide.


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