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Best Store credit card? |
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I have huge debt, need help, $38,000 in credit card debt and we are a negative $400.00 per month,? |
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danielle | Getting my first credit card? |
So im looking at getting my first credit card and its through CHASE. They sent me a letter asking me to send a copy of my Social Security Card & Drivers License....is this normal? If so how long will it take to actually get my card once they approve me? |
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ezelion
|
It's quite normal for a credit card issuer to ask you for these documents, especially since it is your first time. They need these documents to verify your identity and ascertain that you are who you say you are, and live at the address you've given them. You may be able to give them alternative documents like a utility bill or bank statement, but that is completely at their discretion. Talk to them if you don’t have what they want.
The period for a new card to actually reach you is about 4 to 6 weeks from the date of application, but I've received mine within 7 to 10 days at times, so it all depends on how soon they receive all the documentation they need from you and can process the application. Hope this answers your question.
Use it wisely. It gives you freedom, but it can also come to be a chain! |
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lacy k
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Go to : http://www.credit-card-gallery.com/Chase.html and apply online for a best chase credit card and get instant approval. |
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north o
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Yep this is normal.
Once approved, you should get the card within a week. |
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Personal Angel
|
cut the card up when it arrives and cancel it- why does everyone want a credit card? They are just evil! If you don't have the money for something, then you can't have i- save up instead.
Cancel the agreement- you'll wish you had in five years time when you're in debt up to your ears |
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hmark
 |
Once you get your card, please read the Credit section on this blog carefully and see the problems many of us get into with credit cards. Don't join the long line. You can be wise, and only spend what you can pay back. It's when you start to live on your credit card that you'll have very big problems, especially when it's time to pay back.
Good luck and watch out. |
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heybulldog
|
Dont play the credit card game. sooner or later you will lose. They make all the rules and can change the rules in the middle of the game.
Just read the fine print.
And it is a game people play with credit cards. Once you start losing the game its hard to get out of the game. High interest fees (that they can raise for ANY reason), outrageous late fees and over the limit fees.
Dont obsess with your I love debt score. All its good for is getting into debt.
Pay as you go and live on less than you make. You will win with money.
Debt free is the way to be! |
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*Cara*
 |
I wouldn't get one through Chase. They are known to raise their interest rates to almost 30% for whatever reason they so chose. Plus, I have NEVER sent a copy of my drivers license or social security card to any company, so I would be wary about doing that as well. But if you decide to go ahead with it, it can take a couple of weeks to actually get the card. If they don't approve you it will take about 30 days to get a denial letter. |
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GTW
|
check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates and rewards, GOOD, BAD OR NO CREDIT they have the right card for you. |
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zwl88796
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I would personally go with capitalone.com |
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JB
|
How sad for you. Welcome to the world of debt and outrageous interest rates. |
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paulie10182
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check out www.myfirstcreditcard.com.au to see what the providers are after they are some non bank lenders on the panel good luck |
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