 Please HELP, Im going to cry. This seller/website has my credit card info, and they ripped me off? |
I found a site a body jewelry site on google last week, and placed an order.
I contacted the owner of the site last week and asked a general question about my order and received no reply.<... |
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 How did $10,000 debt disappear? |
I racked up $10,000 in debt at college while psychiatrically disabled. I used to get a letter asking for payment every month.
Now I don't get anything from them. Its been over a year now ... |
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 Can they hold you legally responsible for the debt if you are an authorized user on a credit card? |
Additional Details
the credit card is not mine, i was just added as an authorized user. isn't the holder of the account responsible.... |
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 My parents paid off my credit card for me and now I'm recieving all these offers for credit cards in the mail |
| can someone explain how I can keep these from coming? Because I don't need any more credit cards and this is just a waste of paper for them and I'm a little uncomfortable about my personal ... |
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 I need help my brother need wants to join but he hasnt got a credit card yet he 18 but he does now want one? |
I need help my brother need wants to join but he hasnt got a credit card yet he 18 but he does now want one so what sould he do reply thanks
Additional Details
sorry i spelt loades of ... |
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 What is the difference between a bank and a credit union? |
| which one is more likely to aproove me for a personal loan?... |
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 Is this a good offer for a credit card? |
| Its a Mastercard from Capital One, the credit line is $300, 0% APR on purchases until May 2008 - 9.9% after that and a $59 annual fee. I have 1 other credit card, Visa from WaMu with a $500 credit ... |
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 Why should I care about the credit crunch? |
| If I didn't watch the news, I wouldn't even know about the 'credit crunch' or 'recession' - we even bought our first home this year! The only thing I've noticed ... |
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 I am unable to pay the personal loans that i have taken from banks? |
| what to do it is impossible for me to pay the bank loans which i have taken from diffrent banks .I have no property right now,but i want to pay the loans but i will be not able to pay the intrests is ... |
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 How in the world do you actually get a FREE credit report with out a credit card? I never had one.? |
So why cant i get approved for any thing? Not even a credit card they said that my credit is to bad. I havent even done anything to my credit to be bad.
Additional Details
Thank you all. ... |
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 What are some of the best credit cards for someone to start a credit history? |
| This person is a student and will graduate soon and wants a card so he can establish credit. Any ideas on a good one for someone who has never had credit?... |
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 My sister opened a credit card in her name and my mom's, ran up a lot of debt. Is my mom legally responsible? |
| One of my sister's opened a credit card account in her name and my mom's and ran-up a lot of debt, all without telling my mom. The account is now delinquent and in collections and the ... |
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 I received a letter stating that my account had been placed with a National Collection Agency? |
| This is a medical bill apparently. The first sencence says Your account has been placed witha NATIONAL COLLECTION AGENCY. Our client has not yet received full payment from lab work your physician ... |
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 Credit cards /No credit history? |
I would like to establish some credit history since i have none.
Is there a credit card that will except me with no prior credit history?
Additional Details
i see a limited credit ... |
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 Collection Agency Claims They Have a Warrant...? |
| I just got a phone call/message on my cell phone and my voice mail at work from a company called Delanor Kemper & Associates. They claim that a creditor that I dealt with almost 2 years ago is ... |
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 Money Question ? Help !!? |
| So i really need money but i cant get a big amount of money all the time i spend around $106 every month, do you think i should get an allowance for around $132 every month instead? but im such a ... |
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 Mother messed up my credit....? |
| I got my credit report and now I know why I haven't been able to get any credit. I'm 24 now and living on my own. When I was 18 my mother took out a phone and cable account in my name.M... |
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kogirl | Getting out of credit card debt? |
Can anyone offer really good tips on how to get out of credit card debt? I'm just like my mom and money burns holes in my pockets, I just can't seem to buckle down and just "do it", so to speak.
Can anyone offer some tips or advice that will really work? I've tried cutting up my card but they (credit card company) just sent me a new one a few months later (no, they didn't know I had cut it up...how did they know?)...they even increase my limit and I don't know about it. The main problem is that I make a payment of about $500 a month, but then I end up using it again! What can I do? Help!
Additional Details
Cancelling the card isn't an option as my credit will go down the tube with it. My credit is actually good I just can't seem to pay it off completely. |
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oilman11977
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you really need get tough on yourself and stop over spending or you are going to dig yourself deeper. Decide on an amount you can pay every month to your credit card that will leave you a little cash to spend. Only spend the cash, not the card. It feels good to make a big payment on your card, but if you are only going to recharge, what is the point. Learn to spend only what you have in hand. |
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Fool in the Rain
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I would cancel all of your credit cards except for one. (Choose the one with the lowest interest rate). Probably the best thing for you to do, since you lack control is not carry your credit card with you. Only use it when you truly need it. Some people even freeze their card in a bag of ice in the freezer. It'll make you think twice about a purchase. You don't have any impulse buys. You also need a budget. If you have to have a new pair of shoes, you'll just have to cut back in other areas. Maybe not eat out so much. Don't carry alot of cash on you either and you won't spend it. |
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saint b
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Hi, These articles provide the tips you require.
Building Wealth by Reducing Debt
http://www.askaquery.com/Answers/qn1578.html
How to Manage Your Credit Card Debt?
http://www.askaquery.com/Answers/qn1579.html
Best Ways to Consolidate Credit Card Debt
http://www.askaquery.com/question/Best-Ways-to-Consolidate-Credit-Card-Debt.html |
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stopccdebt
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A credit counsellor can give you strategies to repay your debt faster. They may also be able to help with lower interest rates and lower payments. |
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Kat Mar
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Cancel the cards. Tear up any other Credit Card offers that come into your house. I took out a loan and paid off my cards and that has helped AND I've just made sure I either use cash to pay for stuff or use my checking account debit card. You can do it!! |
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carlos
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ask them to lower your limit every month.
... or get a prepaid card ! |
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lighthouse
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Pay it off and use your debit card. |
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jean
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they sent out another copy of the card when it's almost expired, so cut it up again, they won't send i in a while (at least 2 years)
you should open an account with treasury direct and have part of your pay check direct deposit into it, then set up recurring purchase for bonds. there are different bonds, bills for 1 month, 3 months, 6 months, ect up to 30 years. the bills(these are under 2 years) are minimum of 1000, savings bonds are 5 years and up minimum purchase is 25 dollars.
the interest you earn are tax exempt from the state. you can find out more information on the site |
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♥Amanda♥
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start paying it off, tell them to close the account and just keep it paid off! |
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jen
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its a hard lesson to learn,i suggest you get credit counseling and if you are serious about getting it under control,tell your credit card companies to stop sending you more cards and close the accounts and just pay them off....like i did.i ended up filing bankruptcy because i got so far in,it is an addiction,but there is a way out...and you should start paying cash for everything,and i don't mean with cash advances via your credit cards either.... |
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Richard L
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Find a reputable credit consultant or debt agency. They will contact debtors and get your debt reduced (interest and total amt.). You must, however, agree not to use your cards. They will have them cancelled after you start the program. You may consider keeping ONE for emergency use only. |
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David D
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There is some useful advice here. |
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reichman2007
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Stop paying and let them sue you. If you are on a low income or have no job, they will get basically nothing. |
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stinkyraccoons
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Tragically, it sounds like you're just financially irresponsible. I don't know of any "tricks" that will make you otherwise if that's the case. Maybe you could go into Chapter 13. I'm pretty sure you won't be allowed to amass fresh debt if you do, and you'll be put on a payment plan that may help you eventually pay this off.
UPDATE: You are an idiot. Don't cancel the card, then, so why are you here? Are you hoping that someone has a magic bullet for inumerate dolts like you? Keep your card, keep spending and the REALLY watch your credit go down the tube. Idiot. |
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