 Can I pay for school and living expenses entirely on credit card and with loans? |
| I want to go back to school full-time. I don't want to work full-time and crawl through school part-time. I will shoulder any high interest rate to make this happen. Is it possible? School and ... |
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 Yes .loans? |
| i have been offered a loan of yes . loans and want to know has anybody else had a one of this loan company. and what are they like???... |
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 Despite high APRs, why do people still take payday loans? |
| I came across this website http://www.wongatree.co. . It seems almost all lenders charge APRs, 500%+. Why are payday loans still popular?... |
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 Why would anyone pay an APR on a credit card when you can get one with 0% introductory rate for 1 year? |
| A lot credit cards today give you 12-18 months with 0% APR.....After the intro period is up just cancel the card and go on to another one that is offering the same type of promotion. I just don'... |
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 Help paying off credit cards in order.? |
im getting $3000 for income tax returns and need help paying off these...
BB 809.16 19.8% APR
Dell 1,543.57 28.49% APR
sears 1,021.11 27.24% APR
N... |
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 Ebay credit card...? |
hi, i'm wanting to bid on a product, and it wants me to 'place' my credit card details on ebay, its secure and everything, but it says -
card number (visa and mastercard) and my ... |
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 What are the best practices to develop a good credit with a credit card? |
Please read first:
I'm well aware that it is ill advised to carry any balance over that would accumulate interest on a credit card.
I'm also aware my balance should always ... |
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 Good credit or Bad Credit? |
Help, Solve a fight between my husband and I......
Can having to many open credit cards with zero balance hurt your credit rating? Does it matter when you are trying to get a loan, let... |
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 Will it mess his credit up? |
| My boyfriend has a card with a credit line of $400. He went over his credit like by about $100. His minimum payment is $120. He doesn't want to pay the minimum. He says as long as they get some ... |
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 Posting credit and auto loan? |
| Below, is an example on how my auto company posts my credit report. I don't know much about credit but, as it is posted seems incorrect. Does this seem viable for a valid dispute. It seems to ... |
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 Need a loan without a credit check? |
| need money but cant seem to find a lender for me? anyone know someone or place to get loan with bad credit?? ... |
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 I need $$ BAD Can I pull out of Credit Card? |
| I have a capital one card with a limit of $500, I've spent $150 already on it, can I pull out the remaining amount in cash from an ATM and use it? I'm desperate to help out a friend in ... |
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 Excluding a mortgage, who has the most debt? I dont have any, my mother wont allow me to have credit cards.? |
I am a 40 year old virgin you know.
answers preferably in english pounds sterling.
Additional Details
just a skeleton? well it would explain a few things, she hasn't moved much ... |
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pinky200626 | Gettinng credit report cleaned up? |
I have things on my credit report over 9 years old How do i get them off my credit report |
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Lianne
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Not everything in your credit report goes away after 7 years. Some items can stay 10 years and others up to 10 years. Refer to the credit report timeline at http://creditwisdom.blogspot.com to determine how long certain items remain on your report.
Refer to your credit report and determine which items do not belong and then contact the credit reporting agency to dispute the item. You can find a sample credit dispute letter on http://creditwisdom.blogspot.com along with the contact information of the three major credit reporting agencies. |
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ScamBuster
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Be wary of credit repair scams.
There are no "loopholes" or laws that credit repair companies can use to get correct information off your credit report.
No credit repair company can do anything you can't do for yourself. It is impossible for a third party to make changes in your file if the facts have been correctly reported. |
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Stephen P
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write to the agency and ask them to be removed. They shoulkd do this for you |
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Deliah
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There are statutes of limitation for it remaining on your credit report 7 years from date of deliquency, there are state statute of limitations depending on the type of debt for collecting on the debt.
A judgment will remain much longer and from memory is about 15 years and CAN be renewed.
If the information is good then you most assuredly do not want to have it removed. If negative the contact each of the bureaus that are still reporting the info after 7 years of time. |
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TomHyberger
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the 7 year rule is from the date of chargeoff so if you stopped paying 6 years ago on an account opened 9 years ago it would still be being reported.
Run a credit report online at one of the maor credit companies and it will tell you when the item is scheduled to be deleted. |
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Michael T
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You can send them a letter and ask that it be removed. Be sure to send it by certified mail. You can get a free sample credit repair letter at http://www.your-credit-solution.com . They also offer many proven solutions for repairing credit. |
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stephen l
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I would try credit repair. |
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likepepsi
 |
Here's a no-spam, serious answer. There are specific techniques which can be used in cleaning up a credit report, and the proper technique for a particular situation depends on a number of factors - whether the derogatory item is accurate, whether it even belongs to you, whether it's beyond the legal statute of limitations for the particular debt, how it is reporting on your credit report. If you want to be successful, you should do some research first so you can plan properly.
Don't do anything until you research, or you could make things worse by doing the wrong thing. Chances are your situation is fairly simple, but make sure first before taking any action. Go to creditboards.com and study the information there. I've given you the link to the thread where you can start. Based on what you said, look especially at the information related to cleaning up items which are beyond the statute of limitations (often abbreviated on creditboards as "SOL").
Good luck to you! |
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CCW
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There are different types of things. If you are talking about unpaid debt, the statutes are different in every state, and none exceed seven years (Inactivity: payments are activity). There is legislation entitled “Fairness Collection Act of 1996” that is very helpful in this.
If this is active accounts then, I cannot think of anything that would affect you that is this old if it has not been active this long. I do know that there are a lot of unethical agencies that are taking advantage of people with issues in their reports. I have had to fight these predators in the past with my credit, because I have a very common name. You are welcome to using my icon to emailing me if you like. I have no problems taking a few moment to tell you what direction you may want to go. Hope this helps. |
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beauty s
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u have to pay them. lost of people think after seven years that it will be removed.. this is not true.. |
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MATT K
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Go to this website... www.bendover.com It's a nationally known guy, Ben Dover, who knows all about fixing these problems. And it's free. Funny name, serious answers to important issues on credit repair. |
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