jannie
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check your account and see how much is in it first
if it's overdrawn you better put the extra cash back in to cover it |
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webworm90
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No, you are actual not liable if two 20 stuck together. However, the bank think you are. So to keep from getting a hassle give the extra back to them and they can not legally charge you an overdraft fee for the Atm mistake. I got an extra $100 from a teller and returned it. About a week later, they called an said there was no mistake and deposited into my account. If they find out if their is no mistake you will get the money back with-in a week if it is a local atm. Longer if it not your banks atm. |
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riommar73
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YOU are liable if you knowingly spend the money that youknow is not yours. It is not the banks role to "give you advice" o how to spend (or not spend) money. This situation is alot like writing a check knowing it will bounce. Just because the bank sisnt tell you it was wrong DOES NOT make it right. You as a consumer are responsible for "due dilligence". You can certainly spend the money but the bank has every right to assess you any overdraft fees that apply. |
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tina m
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They are going to come back to you for that money. |
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iritadragon
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You are only WITHIN THE LAW entitled to the amount of money in your account. Anything else is a form of theft. The bank did not CHOOSE to give you the money. The money was doled out because of a computer error, or some error with the bank machine itself. Since you say that you reported getting an incorrect amount from the machine (thereby acknowledging liability), what is the problem with paying back that incorrect amount? |
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Mofo21
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check the receipt, if it doesnt show you got more than you asked for...keep it. |
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Unique
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Leave the extra money in your count. They will request it back soon once they audit your account. |
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RayRay
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As an honsest person, you should return it. It is stealing to keep somthing you know you didn't pay for or earn. Their mistake doesn't get you off the hook. If more people where honset in things like this, we would pay a lot lessfor stuff! |
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~*Sarah*~
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its your responsibility to know how much money you have in your account. if you take out more than you have, regardless of what it lets you take out, then yes you are liable for any amount over your balance |
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Stacy W
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since you called them, now they know you have it. they are eventually going to want it back |
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Simple1
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No body! Its Gods good wheel...Just take it as a blessing |
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Jendralus
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maybe you won xtra cash, sometimes banks have tht offer.
Maybe the note just slipped out of the money box, they wont come back for it....keep it, as you report it already and no one cares, stop being gandhi and spend tht money. Think of it as its from god to u. |
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col
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You should have checked your balance first . the bank could charge you with overdrawing from your account. Sorry |
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Tones
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You shouldn't have reported it. You are liable for theft. Give it back to the bank to avoid the bank filing criminal charges on you. |
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bmwdriver11
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Yes, technically you owe them the money. However, it may be a small enough amount that it isnt worth their time pissing you off trying to get it back. I would recommend holding onto the money for the next several months, if you dont hear anything from them, then I guess the ATM Gods were smiling upon you that day. |
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kittyluver
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No one is really liable for the extra. (I'm assuming the extra came out of your account, so it's your money right?) If not, then you must have just spoken with someone who didn't understand/care b/c they would certainly want their money back. Whether you give it back or not if it isn't yours is just a question of your morals. |
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carolinagrl
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You are absolutely liable. It is considered theft if you keep the money. I had a situation years ago when I deposited a paycheck and asked for $500 cash back. I was on my phone, in my car, in the drive-thru and didn't pay any attention when I received the cash envelope, just tossing it on the passenger seat. I counted it at the grocery store, and there was $3000! I immediately took the $$ to the main bank branch uptown and explained what had happened. They were extremely grateful. When I got home, I had probably twenty messages from the bank I received the cash from, and soon there after, a police officer arrived at my home. Of course I invited him in and we called the gentleman that I gave the cash to, to confirm their receipt of the money. Everything was good. Point is, they knew I got the money, and they WILL get it back! They did not expect me to return the money, so they immediately took steps to recover it via law enforcement. |
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Golden
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you are liable if you received the money. it will register on your statement as an overdraft. you are also liable for the NSF fees if applicable. |
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haha
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Usually, if a bank messes up on your account in your favor, they will come after you for the money.
I once saw that my bank account had over 800% of what should have been in there. Thinking I had hit the jackpot, I emptied my account, and stashed the cash at my house. Then I got a letter from the bank, stating their error, and that I had a short period of time to return the money.
So, if they let you go, consider yourself lucky, but more likely than not, they'll either demand it back, or withdraw it from your account.
Good luck though! |
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manundso
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I would check your account. If they gave you too much money the chances are they took the money out of your account so you may have a negative balance. I would deposit the money into whatever account you withdrew it from. that way if it becomes an issue you can give it right back, if they never figure it out then you have some extra cash but give them a few weeks to figure it out. |
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Bobby D
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As tempting at it sounds to keep it, you should give it back. You have to ask yourself, is my integrity only worth a handful of money? Money can be spent and reearned easily, but integrity is much harder to get back. |
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Art L
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It is your problem, but answer above mine (jannie) is dumb, don't listen to her. |
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FozzieBear
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It is your responsibility to know how much money you have in your account. If there are any penalties for overdrawing your account, you are liable.
If the machine simply gave you more money than it should have, that is their problem, and, if they charge you any fines, fight it. |
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HE'S NOT INTO ME
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You're stupid. It just means you over drew on your account cuz you asked for more money out of the machine than you had in your account. So you now are short that cash AND an overdraft fee. |
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rebecca_farber68
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i would give it back because it shows up on your card . |
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