 Is it a good idea to get an unecured loan to pay off credit cards? |
| So I've got some credit card debt - not a lot, but enough that I want to pay it off ASAP. Is it better to get a lower-interest unsecured loan to pay off my higher interest cards? What does doing ... |
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 Collection Agency Phone Disconnected? |
| I have a medical collections account from 2002. Today I tried to call the collection agency to set up a pay for deletion agreement. The phone number is disconnected. I tried to google the company but ... |
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 Question about overdraft fees on checking account? Please help answer? |
| I was told that I didn't have enough money in my checking account by my bank, but before I knew this, I used my card to purchase things. I looked at my statment, and I spent 4 dollars on ... |
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 Does Anyone know about pass due bills, what I mean is I heard after 7 years they are cleared, is it true? |
| I'am asking for a friend, she's a big fan of Susie Ormen I think that's her name she's a Financal adviser, well I just want to know is it true.... |
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 Is this a violation of the Fair Debt Collection Practices Act? |
| I made arrangements with a debt collector to pay off a balance in 3 monthly installments. The arrangement was sent to me in writing by fax. All payments were to be taken out of my checking account ... |
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 How do i get a credit card? |
| how do i get a credit card like mastercard visa and ... |
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 Crdit report? |
| Where can I get a copy of my credit report on line that is really FREE?????... |
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 Visa gift card??? |
| i bought one, used it, and dont know how to discard it? there is no more money on it jus want 2 kno how to get rid of it.... |
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 Can anyone help me or tell me where i can get a bad credit loan with out first paying money up front? |
| I borrowed money to get a loan for a friend who needed medical care,i became ill myself got behind on my payments,not hard to catch up.... |
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 Is this a high interest rate on credit? |
16.24% variable APR, on an Amazon card.
Is this really high?
We have no credit cards but we are shopping around right now.
Thanks
Additional Details
Can you suggest a ... |
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 Bad checks? |
| my mom has some bad checks out how do i pick them ... |
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 Getting out of debt? |
| I have a serious ongoing problem. I am a single mom that owes probably $4000 in unpaid bills. now one of my credit card companies turned me over for collection, and they want either a reduced ... |
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 My credit is good but im late for my payment every month? |
| i have a loan with citi financial and im late every month im really busy .. and i always end up paying late,.. but my credit has never been affected someone said its cuz i pay before 30 days?... |
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| Should I apply for a fixed rate loan to pay off credit cards? |
| I have $25,000 in total credit card debt (3 cards). Interest rates are 4.99, 5.99 and 11.74. The card with the highest balance is also the highest interest rate. According to a debt calculator I used,... |
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 Credit card transaction question? |
I purchased a doll for my daughter on October 23rd. I wanted to use my debit card to pay for it but the store only took credit cards, so they ran it through as a credit card.
I never ... |
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 Credit card interest rate of 29%. Isn't this usury? |
| I understand interest rates, but good grief, that is just outrageous. The mortgage on my house is only 5.75%. This can't be legal.... |
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 What can I do if my friend doesnt want to pay me back my money?? |
| Ok I have a friend that I let her borrow my credit card because she had an emergency I have a $8,000 credit limit she use it all and now she doesnt want to pay me back that money! She runs away from ... |
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JCD | Good first credit card? |
Apart from capital one, which i already have, whats a good first does anyone know of a good first credit card for building credit?
(I don't have bad credit, just limited and am trying to build it up) |
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Wipe Me
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you dont need credit cards just get store card and mobile on contract dont go over drawn on your account and show that you can save money.
The more cards you have the more likely you spend money |
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Natty
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Building (establishing) your credit takes time not quantity. Carrying a balance and making payments on time is favorable to creditors because they make money off you (interest) and you demonstrate that you are low risk because you make payments steadily and on time.
You should request Capital One to increase your limit. If they do not and you are maxed out; you have exceeded your earning/debt ratio. |
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Jason S
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Citi Platinum mastercard. Great for building credit and also easy to get accepted with. If you have a cap. one you will def. be accepted to this citi card. You can view it at http://creditcardwarehouseonline.com on the front bottom of the page. |
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blogger
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citibank and discover are good options, check out www.fastcreditcardapprovals.com and compare them all side by side on rates, fees and rewards.
http://fastcreditcardapprovals.com/ |
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Lord drydreamer of that ilk
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There is no such thing as a good credit card once you reach £10000 you will be paying it of for the rest of your life |
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Mr Abba
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I started off with capital one too. I think the virgin credit card was my second one. |
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Ben N
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Some retail and gasoline credit cards are not revolving (do not carry a monthly balance) and sometimes are easier to obtain than regular cards. Over time they can help establish history. If you don't have a checking account, open one. You have very little credibility with lenders if you don't have at least a checking account and preferably a savings account as well. Just as importantly, be sure not to overdraw your bank account. Bouncing checks sends a signal to potential lenders that you can't manage your daily finances and are therefore not a good credit risk.
With careful planning and a little knowledge of how lenders issue credit, you CAN establish a credit history fairly painlessly. There are many businesses waiting in line to take advantage of you by charging exorbitant fees or interest rates, so be careful out there.
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http://www.bestcreditrates.net |
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Brad D
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http://credcards.maclenet.com - try this one. I personally use their card for ebay and shopping in Internet. |
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