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 Car Credit Problems?
I have bad credit history
I need a car for work
What are recommendations on how or where to obtain car financing ?

thank ...


 Help me choose a credit card!?
Hi, I'm a teen looking to improve my credit and have a little more financial flexibility. What credit cards do you think would be good for someone with no credit?

Note: I'd love ...


 Can I cash my stimulus check at Wal-Mart for free without buying that lame prepaid debit card?
I can't get a straight answer. I mean I'm gonna spend money there anyways but I don't want that lame prepaid debit card since I already have one >.<...


 Visa gift cards?
I got this 50 dollar visa gift card for x mas and i tried to buy something online with it at americaneagle.com and i entered the number in and it said ERROR: the number you entered is not valid.
...


 Credit card debt scenario..need some advice.?
So, I have about $4400 in debt, which I have to payoff completely, but I am not sure the best way to help repair and save money now. I have one card that has $1200 and the limit is $1300. I have one ...


 I received an email from Paypal stating I had placed an order from icdmonitorsppd and would be charged .?
I have never placed an order with that company. What shall I do?...


 $1200 loan with bad credit?
I found an apartment and he needs security deposit of $1200. Anyone know where i can get a loan with bad credit that is not a scam???
Thanks....


 Am I really in debt?
My credit score sucks (514-experian)... But there isn't really that much stuff on my credit report... and the stuff added together doesn't even come close to $10,000.. Would I be considered ...


 How do i clear my credit?
can i do it myself what are the steps....


 What is the best credit card for a college student?
also any tips?...


 Credit Company harassment, My rights?
ive had a 3rd party collections company calling me 6-10 times a day asking for me to put money on my account. I tell them i will put $100 on it on thursday. This shuts them up for the rest of the day....


 What boosts a credit score faster: Paying bills on time or paying deliquent(sp?) bills all at once?
...


 If an elder parent has credit card debt and then die, would anyone be responsible?
What happens if there isn't enough money left to pay off credit card debt from one's estate once they have passed away. Would a family member, i.e., an adult child be responsible....


 Can you use a pre-paid debit card on online?
i am tryin to purchase something online.. but i am not sure if i am allow to use prepaid debit card .. will it be ok to use them??...


 Chapter 13, Bankruptcy?
Is there no such thing as being forgiven for your debts and you get a second chance....


 Why do people not understand the difference between debit and credit use?
I worked retail and at some points our pin pad would be down so as long as the customers card said Visa or Mcard we could run it as credit ,,but it only takes it from you checking just as if we ran a ...


 I received a check from Imperial Foundation Lotto, and now the bank told me that their check bounced.......?
It bounced and now I have to pay the bank every penny of it. I tried calling their number and it's the wrong number. I feel very devastated and don't know what to ...


 Co-signing for a car?
I have an odd situation my mom and dad aren't kicking me out but I cannot bare to live with my dad anymore, we aregue all the time and I just feel like he doesn't want me there. I'm ...


 Credit cards?!?
I need to build up my credit, because i have basically none!

and today i was talking to a lady at my bank and she said to apply for a credit card

my question is, if you have one ...


 652 credit score, is it good?
just checked my credit score. it was 652 is this a good score? could I get a home loan with this?...



Alicia H
Goodwill letters to old credit card companies in hopes of improving credit score?
I was thinking about writing goodwill letters to CC companies that has impacted my credit score in a negative way. I was delinquent on these accounts and that's what has hurt my score. I'm not even sure if they would still have my information but i have my credit card number on my credit report. So before i go thru all the trouble in contacting these places, is it going to be worth it?
                     
 




mister ed
if you do not owe than anything it can not hurt and the most it will cost you is 41 cents!!!


onandonandonanon
What do you mean by goodwill letters? If you mean paying the bill, yes, it will be worth it. If you mean saying hi and I'm sorry I didn't pay you, forget it! All they care about is getting paid, and yes, they WILL have all your info!!!


SlimMick
No...don't waste the time...In a different time and place....like a country bank in America in the 1950s....such an effort might have been worth it....Now it's all by the numbers...


dutchfam7
Rating
It isn't going to be worth it. Once the information is on there it stays for up to 7 years. They will just look at the letter and toss it out. They may look into your account to make sure you don't owe anymore and that could open up a whole can of worms.


Diogene&#39;s Dog
Rating
Save your energy for making money and taking care of your current business. The credit reporting company will expunge your data after a time and any correspondence to the debt holding company will only reset the time of last correspondence. After 3 years or so they will be back to you with new offers of credit. After 7 years your old record will be cleared.

Let sleeping dogs . . . sleep.


src50
Rating
What exactly do you mean by a "goodwill letter"?


superunknown
don't even mess with them unless you plan to pay. you need to read about how to deal with collection agencies and credit card companies - a lot of info online.


J I H
I wouldn't waste your money on a stamp because credit companies are run by accountants that have no souls and would probably have a good laugh before consigning your letter to the nearest shredder.


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