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Sammy1 | HELP! Bad Credit!? |
I have bad credit from earlier in life, and I am not at a point where I can start paying it off. I would like to get a loan, to pay everything off, and have one payment per month. However, my credit is bad, and the banks will not give me a loan. It is the run around! Does anyone have suggestions of what to do? |
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www.christians4worship.com
 |
Don't borrow money from anyone!!!!! You need to contact a non-profit organization that deals with debt consolidation: Christian Credit Counselors 1-877-348-3733 this is a good place to start. They will add up all your debt and consolidate it into one monthly payment. Usually they can get some of the debt removed too! Good luck, i know it's hard but it's not impossilbe.....GOD BLESS YOU!
p.s. DON"T GET A LOAN!!!! the last thing you need is to owe more money,,, PLEASE CALL THAT NUMBER BEFORE YOU DECIDE ANYTHING ELSE! They will contact all your creditors and negotiate on your behalf.... don't use credit to pay off credit!!!
www.christians4worship.com |
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dance4praise
|
Try lexington law(lexingtonlaw.com). They helped my husband and I tremendously!!! Also, try getting a firstpremier master card(for people with bad credit) and pay it off(in FULL) every month.
*Once you pay it, wait until your statement closes before you charge it again.
This will bump your score up quite a bit on the 6th month!!!!
Seriouslly, I went from 491 to 640 in 6mos!
In my opinion, the whole credit scoring system sucks, but anyhoo
Good Luck!! |
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JesJ
|
Well, the most important thing is to look at what you can do, not at what you can't do...
Figure out what all your minimum payments are and what total amount you can afford to pay off on these loans.
Pick one credit card or loan that you owe the least to, send this one as much money above the minimum payment as you can and send only minimum payments to all the other cards.
Once you have this card paid off, take the amount you were paying that card or loan and the minimum you were already sending to next smallest one and so on down the line.
The important thing is to make sure you stop using your loans and credit cards that you are working on paying off and have paid off.
Make sure you make your payments on time...This is the most important thing for your credit score!
Best of luck to you!! |
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sexytrojan
 |
www.CashCall.com |
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gabriel jones
|
Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
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Alex K
|
Try the below company: |
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Mike
|
Hi,
it's not always easy to find the right companies. I've done some research and found two which are reputable and trusted with no credit checks and even if you have bad credit. You might check them out and then choose one which best suits you:
http://www.usefulresources.info/online-payday-az.html
http://www.usefulresources.info/cash-advance-cj.html
Hope that helps. Wish you all the best!
Mike |
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leo sgo
 |
no clue |
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Mr Chris Peters
|
Hello there, I am Mr chris peter.A legit loan lender.Are you into debts? Do you have a bad credit?Are you financialy down.I give out loans at low interest rate of 3%.I give out loan to Business,Auto and personal loan to Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US and SGD the maximum I give is 5,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ and SGD so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem and for your information if you should more loan like $10,000,000m I can give only if you are one of these cartigories: Manager of a company A private Holder A broker in banks A director in any office or company A high investor of and compay If you are one of the following you can get $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon. NAME:............................ PHONE:........................... COUNTRY:......................... LOAN AMOUNT NEEDED.....................sen... these info it is important. Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at cpc_consultant@yahoo.com |
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