 Do I get charged by the credit card company if I dont use the card? |
| I was going to get a credit card for emergencies only...I would not normally use it. What I want to know is would the credit card company charge me for just having the card, even if I dont use it?... |
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 Is debt really cancelled after 5 years?? |
| read a question earlier and it was mentioned ..... |
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 How can build credit when i dont have enough credit to get a credit card??? |
| im 19 and i'm just now starting to build my credit.the only credit i have is from paying my cell phone bill.im trying to get an apartment but i dont have enough credit.its not that its bad i ... |
|
 HELP! I'm in $15,000 in debt? What should I do? |
| I'm in $15,000 in credit card debt ( mostly from putting my college bills on there and spending carelessly) What is the fastest way to pay it off? Should i take out a loan? should i go to credit ... |
|
 How can a single person ever make or save enough to buy a home? |
| how do people make it in the world today,it seems to pay your basics is quite an ... |
|
 What is the best way to handle a credit card I don't intend to use? |
| When I made a large purchase at a department store, I applied for their card in order to get the discount they offered. But I have no intent to ever use the card. Should I officially close the ... |
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 Can a department store, K Mart, refuse to accept payment in cash and demand that Sears credit card be used? |
| My purchase was @29.99, tendered a $20.00 Reward Certificate good at any Sears or K Mart. They accepted the certificate and refused to take cash for the difference, insisted it must be charged to the ... |
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 Credit card payment, which card do I pay? |
| I owe 4K on one card and 20K on another. I can payoff the 4K card now and pay a small amount on the 20K. Does it make sense to do that or evenly split the payment? What will help me with my credit ... |
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 Very bad credit rating? |
| my friend wants to get a mortage but has bad credit, shes pays her money to a debt management company which then pay of her creditors a certain amount each month would she be able to get a mortage ... |
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 Does how many credit cards I have affect my overall credit score? I.e. more cards = lower score? |
| Does how many credit cards I have affect my overall credit score? I.e. the more credit cards I get, the lower my score goes? I have 4 now, and thinking about getting a 5th, but I'm not really ... |
|
 Can a 14 year old get a loan? |
| I am 14 and I want to get a loan for $3000 for a 4 wheeler.... I can pay it off in 2 years.. I don't work..... |
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 HElp!!!with something i bough on ebay!!? |
| ok so i bought a thing on e-bay nut at one point i decided to read all the description and i found out that it wasen't exactly what i wanted but i had already click on buy now and i want to know ... |
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 Can my 20 yr old son buy a car without me as a co-signer? |
| He has worked at Walmart for a year and has a down payment. He drives a junk truck to work every day and needs to buy a car soon. I can co sign, but would rather he do the purchasing on his own. He ... |
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 Why are you crazy people so terrified of credit cards? |
Every answer in credit seems to say credit cards are bad.
They can be used to get interest free money, to earn points, to defer payment so money remains invested, to improve security (sect 75 ... |
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 I need some financial help big time? |
| My checking account is overdrawn and I am behind on everything. I know that if I could just get caught up I could get back on my budget and start getting things paid off. Any suggestions.... |
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 I need a loan? |
| whats up. i want this truck right. it's 10,000 plus ttl. will 1500 be a sufficient down payment??... |
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DADDYDREAD © | HOW DO I DODGE DEBT COLECTORS AND NOT HAVE TO PAY credit cards? |
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 |
 
firebobby
 |
Leave the country. |
|
JILL F
 |
Don't get into debt!!!! |
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Beverly S
 |
Not possible- they will hunt you down! They will call your family, friends, neighbors, work etc. You owe the money- you will end up getting sued & having your wages garnished & your credit trashed. Pay your bills!!!! |
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Janet W
 |
if you are in debt you should still try to pay something off even if you can only pay a token amount most companies will accept this until you are in a better financial position. please telephone the consumer credit councilling service. this is a free service and you will feel much better afterwards. they will be able to speak with your creditors. dont ignore the situation it will only get worse. good luck |
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Hartster
|
Pay what you owe. |
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Finally Going Insane :-)
 |
i worked for a collection agency, they have those things to track EVERYTHING that you do. if you have a cell phone they will get the number...even if you change it all the time. they have a special department to get ahold of you. they will find a way....better file for bankruptsy buddy :-) |
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Mel C
 |
Change your name address job and country of residence. |
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leah
 |
File for bankruptcy. |
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Knownow't
|
Insure your life for £250,000, buy a Kayak canoe, take it to the seaside, smash it up, and then go and hide in Panama for five years, but don't have your photo taken whilst you are there. |
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danadeville
|
Go bankrupt. But then you will have to pay a lawyer to do that. Since you aren't paying your credit cards you should have the money to do that.
You can't run from the bill collectors. They will find you everytime. |
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coleblondehead
|
Get a prepaid phone for a while. But you
wont be able to get credit for a while
anywhere. Usually these debt collection
companies sell your debt ahead to
somebody else. I dont know how much
you owe or how many creditcards you
have but it has to be worth their while
$$$$ of debt for them to hire a lawyer
to sue you and I dont think 1k or 2k is
enough. Now if you do come into some
money soon, call them & tell them thats
what you have, but if not prepare to lay
low for a couple of years.
I lived in Mexico for a couple of years
with family when I came back my
credit was 0 again but I didnt pay back
anything, now I know alot of people here
lay it thick on how oh well its your debt,
jpay your bills, bla,bla, they dont know
your situation, people come into very
difficult times sometimes. |
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Jasmine H
|
Avoid running up debts in the first place!
I know how to do this but as I pay my bills, I don't see why anyone else should dodge paying back what they owe. |
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PATRICK L
|
If you owe the money - pay up! Then be a lot more careful in the future. |
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Dont_taze_me_bro
|
amazing |
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Crazyjester9
|
It really depends on the amount of debt owed. If you owe any creditor over $1000 it gets harder, as they generally will not bother trying to sue you for anything smaller.
Also, each state has a statue of limitations, so if you can avoid a lawsuit until the SoL expires you will no longer have a legal obligation to repay them. |
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mondo82
|
you can dodge the baillifs but you still have to pay up
i got this advice from the citezens advice beurue
baillifs cant legally enter your house unless you invite them in or they walk in wen you open the door
keep your windows and doors locked and dont answer the door to them
in the end they will pass the debt back to the creditiors and then you work out a payment plan with them
peice a piss |
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mark t
|
Move, change your name or run like the wind ! |
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andrea b
|
so that's why you asked about cyanide!!!!!!!!!! |
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esmerelda v
 |
Go bankrupt |
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Bob
|
You don't have to move. Just do not answer their calls. This has to go on for seven (7) years. After that, the debt "falls off" your credit report. Essentially disappears. |
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