Regarding credit cards and credit scores? |
| I have no credit and no job. I keep getting these "pre-approved" cards in the mail. I want to build credit so this is my strategy. Buy three cards A,B,C card A I buy 700 bucks is consumer ... |
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What is a good website to get a payday loan? |
| I try to apply for one but it keep sending me to other loan pages.... |
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I've got $60,000, what to do? |
| I've got $60,000~, I'm a sophmore in college, but not interested in academics at all and would like to pursue other interests. Is there something I could do with that $$$? Finance my own ... |
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Question about credit card debt? |
Like many Americans these days I am having trouble paying my credit card debt.
The balance is $8,000 and I am having trouble making the monthly payments.
What is the best course ... |
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Credit Card Advice? |
I'm 18 years old and beginning as a freshman in college in the fall..
Is there anyone out there that could recommend a hassle free good first credit card.
I just want to start ... |
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Does it hurt my credit score to pay on my credit card more that 1 time every month? |
| I try to keep a zero balance. So, when I make a charge I pay it online usually the next day. Is this bad? Should I wait until the end of the month? --Thank You!... |
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Is there a website I can go to see all my outstanding debt? |
| I think I did this once but I can't really remember. Is there a (safe) website where I can input my information and see how much I owe and to who? I think I have most of it taken care of already ... |
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What is the best way to consolidate debt without using a line of credit? |
| I have only one negitive on my credit report, 90 day late payment on a student loan from 2003. The loan has been payed in full for over a year now. But, I am unable to get a line of credit to ... |
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My cousin has been trying to get a credit card for the past few months, only to get rejected....? |
| She has no credit history, so its not bad credit nor is it good credit. What is the best way she can obtain a credit card, where can build on her credit? I remember when I was in college, they had ... |
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I am in debt, should I ignore those creditor and collection calls; file bankruptcy; or try to repay the debt? |
| I am a 24 year old in California that is currently unemployed. I am a full-time student and have less than $1,000 coming in every month. I have around $15-$20k in unsecured credit card debts that I ... |
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What is the best company/solution to consolidate my credit card debt with? |
| If I do not have a perfect credit score and I am past due in some credit cards what is the best company to consolidate debt with so I can make one payment?... |
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How good does your credit score have to be...? |
| to get a $30,000 unsecured credit cosolidation loan with a decent interest rate? I dont want to start applying for loans if I dont have a chance.... |
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What other things might stop me from obtaining a credit card? |
I'm both upset and confused.
My credit score isn't bad.
I've not lost a days work in 8 years.
I'm pensioned from the military.
I own my own home.
I can... |
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My friend just turned 18 and wants to know how to get her own credit. how can she get her own credit? |
she wants to know how to get her own credit so she can get a new/used car and credit cards and such. Additional Details besides just getting a job ... |
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Can Creditor remove derogatory information from credit report if you make a deal with them to pay the balance? |
| I have an old balance not payed on an acount listed on my credit report. I'm willing to pay it only if the creditor will totally remove the derogatory information from my report. Is this even ... |
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How can i build up credit? can i get a credit card? |
| i started my credit with my cellphone but i've only had it for 6 months now and me and my husband are looking forward to buy a house but no one won't even rent us an apartment i was ... |
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dennis | Had anyone hear of this loan company? |
Hi,has anyone heard of a loan company called walker hammond,i applies for a loan from them but they said i had been accepted but needed a fee of £39.99....can anyone give me anysort of advise of what to do thanks in advance ...sallie Additional Details Thankyou everyone for your replies,you are all very helpful,i have decided not to go for it...thanks again you have all saved me £39.99....cheers sallie |
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fanella
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dont ever pay any fee up front you will be scammed |
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Curious
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I have never in my many years, heard of a loan company asking for a fee to loan you money. Sounds very much like a scam. |
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anitha b
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I don't know |
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iwannabe007
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its gotta be a con |
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MARTIN D
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Go to surefire finance they are brokers but dont charge any upfront fees. |
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Lisa
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don't do it
these are called loan brokers
basically they make you pay a fee to them, then they search all the loan companies on their books to find you a loan
the truth is 90% of the time you will be rejected for the loan and it takes 6 months to get your money back and a whole lot of letters!
If you read the small print it always says
'you have been PROVISIONALLY accepted'
This basically means you haven't been accepted at all, they just want a fee from you so they can search the loan market for you.
Then you must pass the credit check from the loan company that they find
It's not a scam as such, what they are doing is perfectly legal |
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Stephen A
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Yes , but they are not a loan company , they are a loan broker |
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MISSY G
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Why go to a loan company they are far to expensive, better off going to the bank. |
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lozkin
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don't go there they will take your money then say sorry we couldn't find you a loan and you don't get your money back |
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vivalvegas1
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dont do it, if they're asking for a fee just dont!!! |
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