 My pay is being garnished for a student loan.Now the bank is too because of a auto loan.Is this legal? |
| I get garnished for 500.00 a month.My car was reposed and I am already being garnished for a student loan 160.00 every two weeks.Now the bank that financed the car is garnishing my 100.00 every pay ... |
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 Credit problem....???? |
| I have no credit and I am trying to build some...I applied for some credit cards but can't seem to get any. If my boyfriend gets a credit card and puts me as a second card holder, will that help ... |
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 How will this effect my credit? |
| Last year I had to make some emergency expenditures and racked up a few thousand in credit card debt. I have been shifting this debt from card to card to take advantage of the low initial rate on ... |
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 I'm broke living in london help!? |
| as soon as i get paid i pay off last months debts. how can i make a fast buck. open to all suggestions, would prefer legal ones!... |
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 Why do you have to PAY for a FREE credit report? |
| Every credit website I've been to wants me to subscribe to a monthly plan....what happened to my FREE credit report!!!!?????? How do I actually get a free report without paying....?... |
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 I need to get a loan for college in a quicky does anyone have any ideas of how I can go about it with out? |
| I need to get a loan for college in a quicky does anyone have any ideas of how I can go about it with out a good credit, must not be federal, no co signer, and nothing that is silly. I need a ... |
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 Is it illegal for a company to ask for your s.s.n when applying for a credit app.? |
| I work for a company that offers credit card to there customers. I had a lady tell me the other day when she wanted to apply for a credit card that it was illegal for us to ask for her social ... |
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 How can I build credit if no one will give me a credit card? |
| I am 24 years old and have lived on my own and within my means since I was 18. I work in Commercial Real Estate and do fairly well. I pay my rent and all my bills on time (or within 2 days of on ... |
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 If I get a credit card, and pay it off every month before interest is added is it just like using a debit card |
| I mean, if I get the card, then pay off my bills by the due date..I won't have to pay any interest correct? I want a credit card to build up my credit but want to be extremely careful doing ... |
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 Closing a store credit card account? |
| I have a credit account to Best Buy, the electronic store, if i close this account while still having a balance, will it be worse than if i just waited to pay it off than close it?... |
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 Why is child support showing up on my Equifax credit report as a 'collection account'?!? |
This has to be killing my score.....and whats worse is the fact that I am timely on all payments.
It even has a notation that Im past due $1032, when I just called the office Friday and ... |
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 Does anyone know how long a credit card or collection company can come after you before they stop? |
| I've heard that after so many years, depending on the state you live in, you can get rid of your debt with out paying anything. Basically i'm trying to find away to get my debt cleared. It&#... |
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 What number = "bad" credit score? |
| OK, so what is the real deal on what number your FICO score has to be to be considered "bad credit" or "good credit"?... |
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 Please how can i check my balance inquiry from my credit cards both visa and master.? |
| i mean how much i have left in my credit card?just describe it for me step by step.i use visa and master ... |
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 Could i go to jail if i dont pay my debt? |
| I currently owe about 8 - 10 k in debt and i am currently unemployed for the last 4 months. If i cant pay it until i find a job can they sew me or put me in jail? Any answere willl be great. Thank ... |
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 Advise on collections, whether or not to pay a bill.? |
| I have a bill which I have not paid on in years. So far, the only thing that the collections people have been able to do is call me and send me mail. Big deal, I say to that. So, my question is, &#... |
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 Is it bad.....? |
| that i want to have the lowest points possible?... |
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hatchysrock | Has ANYONE ever opened a bank account over the PHONE? |
I've been wanting to try but I'm afraid that they'd reject me. Has anyone ever been turned down for a bank account and if so, why? |
 |
 
Angela
|
lol...thats so funny...i did it on the phone for the same reason...its easy and I got approved...Just takes a little longer becuase they have to send you something in the mail...but thats it...I was turned down before for a bounced check... |
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Amanda H
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As long as YOU all THEM and you know you've got a correct number, it should be fine-- assuming the bank does it that way. |
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chona a
 |
it's too risky to open a bank account over the phone...i still opt for opening it personally.... |
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J0506
|
Not me it'd feel dangerous. |
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Lianne
|
I've heard of bank accounts that you can open by mail. Are you opening it with a reputable well known bank such as Citibank or something like that, and what security precautions are they taking? You give pretty much the same info to open a creidt card over the phone so I don't think it's THAT bad. How are you gonna make a deposit through, through an existing account? |
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Helene
 |
no never do that it could be a fraud because this is how identity theft happens!!!!!!!!!!!!!!!! |
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jannie
|
most banks have a call center where you can open new accounts or apply for credit or whatever
a lot of people use this service so I think it's quite safe
but I definitely wouldn't use any online services like this |
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♥╦╩╔╩╦ ♥MiBi♥╔╩╦╠â•â™¥
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No I would never do that crap. |
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so_purrfect_24
 |
that's all so not true. you open a bank account wtih bank of america without ever going in. i did. i opened one online.
not every bank in america requires you go in lol. that's ridiculus. if you dont believe me go to www.bankofamerica.com and see for yourself. |
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UrbanMan USA
 |
One, be sure you are phoning a real bank, don't assume a phone number contained in an online solicitation (email or popup window) is legit.
It's not true that you have to go into a branch. I have opened several accounts over the phone. Be sure you have your driver's license handy - for ID purposes. Also have your check book for the account from which you are going to provide funding, as in most cases they will want to set up an etransfer of funds. Finallly, know what email address you wish to use for correspondence with the bank.
As far as ID is concerned, in most situations, they required that I follow up either by fax, mail or email with a copy of my driver's license, and/or SS card, as proof of ID.
They could reject you if your credit rating is bad. Some online banks are targeting people who they hope have money, so they are not interested in those who have lousy credit ratings. |
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jamesPurple
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I did it twice, and I'll do it anytime again. (Scotia Bank and ING)
In fact, it's the best experience I got with a bank.
but make sure you're doing business with a well-known bank. |
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Andre
|
All banks in the US require you to physically go into the branch to open a new account. This is obviously for security reasons, since they need your proof of identity (Driver's license or government issued ID).
Also, they might run your social security number through Check Systems (or another verification company) to see if you have ever closed a bank account with a negative balance. |
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GreenEnergynetwork.info
|
Can you tell us =
Which " Bank " allows you to open, an account over the phone..??
Its necessary to show - proof - of I.D.
Shouldn't be allowed, for your own, "security" with personal info details ..etc. |
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