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 Whats your credit card limit?
At the moment mine is £10.000 but ive never used it and they keep upping the limit.
Don't they get the message I DON'T WANT IT.
I never even applyed for it in the 1st place.Are ...


 I just got married 2 months ago. Am I responsible for my spouses past debt? Need help NYC?
I recently married and now I am being tagged for my spouses past debts. Is this legal? My name is not on any of the cards and I never signed anything....


 How do people use credit cards?
It's not like they don't have to pay back the money of what they purchase if they use the card right?...


 What is the best credit card for my S.O. who has no credit and really bad spending habits?
she wants to build credit and says she will only make one small purchase a month and pay it off in its entirety but i just KNOW she will get carried away.. whats the best credit card she can get with ...


 $7000 Credit Card Debt At Age 19?
Is this normal? Is this bad? I really don't know what to do; I feel like I've gone way over my head. I have like 7 credit cards and it's hard to keep up with the minimum payment ...


 What is the best way to establish credit for my start up business?
My company is a start up sales and marketing business specializing in vitamins and natural health products.

I know I need to get a tax id number. Then what?...


 What is the difference between a credit card and a debit card?
...


 Credit card balance? when/how to pay?
my recent credit card statement came through the post last week. i have a balance of £314.00 to pay. it says on the statement payment to reach us by 7th november 08.

if i pay the balance ...


 Why do people give such crappy advice?
Some people who answer questions on here give the WORST advice. Seriously, you'd think they were just making it up on the spot.
ESPECIALLY when it comes to answering credit questions.
...


 Why credit deliquency still appear on credit agency,when its been discharged 4 yrs ago,its should be clear?
...


 Can I have some money?
...


 How to get auto loan with no credit history and no employer?
...


 What is a credit card that symbolizes that you have excellent credit?
...


 If you found out that a credit card issuer made a huge mistake that worked to your advantage would you?
take the money and run or let them know? Does the company have any recourse to reclaim their money if they find the mistake? Think about how much money you're giving the card companies before ...


 How to Kill A CREDIT CARD? SAFELY?
Killing a credit card is big process because banks are there to save them. Still so many people are having problems because of credit cards & so called charges which banks will take from your ...


 Can i cancel a direct debit for a debt if i believe ive paid it off but they still keep taking the money?
I have been paying HFO services £5 per week for the last 2 years,if not more, for a Barclaycard debt of £420.surely its paid off by now!!!!!Do i have the right to cancel my direct debit and how do ...


 Why am I not approved for a credit card?
I am currently a 21 year old college student. I applied for a credit card twice, but got rejected. It stated I had insufficient credit history and housing. What exactly does that mean? Anyone have ...


 Why are credit cards bad?
'm doing homework on Credit cards and I need help figuring out why they are bad and why people shouldn't get it.
I need only bad reasons, so no answers with why you should get one. T...


 Where can i get a loan,I have bad credit and i dont have a bank account!!But i need a personal loan!!!help?
Loan sharks,any one help!!!!...


 Do verbal contracts stand up in court?
i have agreed to something over the phone which they said was recorded and i cancelled about two weeks later,they kind of tricked me saying i had spoken to them before and i got a bit flustered ...



foshizz
Has anybody got this email about getting a credit check?
You may be eligible to receive a benefit from a class-action settlement if you purchased and paid for a credit score or credit monitoring from ConsumerInfo.com or an Experian Entity between June 17, 1998 and December 27, 2006. A federal court has directed that this notice be sent to inform you of a proposed class-action settlement. Records show that you entered into an agreement over the Internet with ConsumerInfo.com or an Experian Entity to purchase any Credit Check or Credit Check Monitoring (which were formerly known as CreditCheck® Monitoring Service), Credit Manager (including Yahoo! Credit Manager), Triple Alert, or Triple Advantage credit-monitoring product, or you paid for a credit score sold on a website that also sold one of these credit-monitoring products, between June 17, 1998 and December 27, 2006. If so, you may be eligible to receive a benefit under the proposed settlement.

The website is www.browningsettlement.com I think this may be a scam.
                     
 




FoRkEr_671
I got this email too and did a search and found this website: http://www.browningsettlement.com/privacy.html

Here is a clipping from the website: "ConsumerInfo.com, Inc. is a licensee of the TRUSTe Privacy Program. TRUSTe is an independent, non-profit organization whose mission is to enable individuals and organizations to establish trusting relationships based on respect for personal identity and information by promoting the use of fair information practices. This privacy notice covers the websites www.ExperianDirect.com, www.ConsumerInfo.com, www.FreeCreditReport.com, and www.qspace.iplace.com (“Site” or “Sites”). Because these Sites want to demonstrate our commitment to our users’ privacy, we have agreed to disclose our information practices and have our privacy practices reviewed for compliance by TRUSTe."

This tells you that browningsettlement.com is ConsumerInfo.com SCAM SCAM SCAM

I hope this helps.


roxiecat4200
Rating
You should check with the credit monitoring service and ask them if they are involved in a class action suit against them...they should be able to tell you if it is a legitimate suit or not.


They are claiming to be a part of "The Garden City Group" which is legitamate. However on the GCG website I can find nothing that connects them with Browning Settlement. Her is the GCG website http://www.gardencitygroup.com/index.html please contact them to find out if this is a scam.


najaca
I believe this to be a scam. I just received the same email and I believe I received it because I recently cancelled my freecreditreport.com account, after I found out that they charge $12 a month for absolutely nothing. I had to pull teeth to get a refund, and I'm positive that freecreditreport.com or consumerinfo.com is behind ANOTHER scam. If they can't get 12 dollars, they'll try to get you at 10 dollars a month. As a law student (who made a stupid mistake using them), most class action suits are taken up by law firms that ONLY receive payment for their services UNTIL THEY WIN THE CASE. This is a scam, and I speculate that it is a retaliation for for knowing exactly what they are up too. There was a settlement a couple years ago, involving the federal trade comission-that one was legitimate. My opinion is that this one is absolutely not.


Mr.Robot
Rating
Well the first thing you need to ask yourself is...did I pay for a credit check from this company?

If so...then look into it. As long as they aren't asking for personal info like a bank account or address or anything like that.

If not...i think you know the answer.


?
Rating
Yes, I received the above notice.


nwaizuzupeter
Rating
The email is correct and very real. I was on the phone a minute ago talking to the lawyers. There is a part of the contract you signed with experian that is not being upheld. Some group of shrewd lawyers are taking advantage of that to make some quick money. This is America and there are million of ways to make money. Law suit is one of them. The point remains that once any company lower his guard and leave his face uncovered, he is prone to a sucker punch by some eagle-eyed lawyers. that is what being a capitalist society is all about


Chris H
Rating
It looks legit to me.

http://whois.domaintools.com/browningsettlement.com


oldskoolmaniak
I just got it as well... the first thing I did was to search, as it looks like it could be a scam. I doubt that I would see any great benefit from a class action lawsuit like this, so I think it's probably better to play it safe and ignore it. The time I would have to put in to finding out if it was legit or not would probably cost me more than the law suit award.


Thea K
I got this email. It sounds like there would actually have been a lawsuit, because yes, I got the credit report between those dates, and they ended up charging my bank account for something I never signed up for. It was a huge pain the *** to get my $12 back. But the thing with the email is, it says the benefit you would be recieving as part of the lawsuit is.. uh.. another membership that will charge you if you don't opt out. It's bullsh*t. Totally a scam and someone should report. I'm not sure who I would report it to, but I'm going to look it up right now.


S V
After doing some checking it appears to be on the level. If you search "browning settlement experian" you'll find this result which leads to the Experiangroup.com website:

"With the exception of the Browning case, as to which it has. preliminarily agreed to settlement, Experian intends to defend each of these cases vigorously. ..."

Two consumer credit sites are reporting the settlement. One has the same email posted. If it's a scam, looks like they were taken in as well. Also, the cure may be worse than the disease. It seems you can choose between getting a free score or two months of the same credit monitoring service that caused all the problems in the first place.


am l
Yeah, I got this email this morning. I think this is a scam. The "registration form" asks for all of your personal information on an unsecured webpage. I have been part of class action settlements in the past and they never ask for your SSN or really anything. They usually send you a disclosure via mail and if the case settles, they send you a check (for practically nothing). I've never had to send in a registration form. I wouldn't do it if I were you.


Dec08Mommy
Rating
I just got this email today and then did a web search on it because it just screams "SCAM"..So many people are going to jump right in and plug their DOB and SS # to get into the wrong hands. Too much of this stuff going around lately. Can anyone "confirm" that it's a scam?


idaholonewolf91
Yeah, I got the same email and yes I was suckered in to that Freecreditreport crap they're referring to. I was billed for several months, something around $13.00 per month, for a "Free" credit report. I finally called the dang 1-800 # to get it cancelled and just about had to yell at the guy to get them to cancel it. Oh, and by the way, it was like the 2nd or 3rd day of the month when I did call so I was billed for that month too. I looked around on the internet to see if it was a scam and many answers to the question came back as probably a legit law suit, but the lawyers are probably sending the emails out to get the $$$ backing to pursue the case. One of them probably got suckered too and got pissed.....and now wants to do something about it. Hope that helps a bit.


S J
I did a Google search for www.browningsettlement.com and this came up: "Click here! Cheapest pills! Viagra, Cialis & more!" Sounds bogus to me...


Renaett
Appears to be legit.

I received this same email just moments ago and was a little skeptical. I think that it is the soon-to-be-lawyer in me.

Anyway, I researched the issue (just a little) to see if it is legit. I learned that there is a case involving the credit/consumer issues described in the email in the United States District Court, Northern District of California, captioned Browning v. Yahoo! Inc. Having said that, I only gave a cursory review of some of the pleadings to determine the issues in the case (the case is posted on Westlaw).

In addition, I have not completely reviewed the documents to ensure that they comport with those posted on the "browningsettlement" website. Therefore, as a fellow consumer, I would suggest that anyone considering responding to the email to conduct your own research to ensure that your privacy will be protected and that participation in the class will meet your expectations.

Information is powerful and we should be careful on how it is used - that's what started this mess in the first place!


jp
Rating
I got this E-mail too.How can we tell if this is really real or fake?? what will happen to us if we ignore this? Asking for your social security # and D.O.B. Hmm based on this and everything said here in this discussion..... Methinks personally its a scam. I too was a member of FCR.com and went through the same (said) actions. I dont have the time OR the patience to deal with **** like this. Forums ive run into on this subject like this all offer the same point of view on the subject... some think its real while a majority say its a scam . I want to believe the latter but how would we know exactly. and I havent seen it anywhere in the news ( thank you very much anna nicole smith). Wouldn't they also tell us about this as well?


as_mail
I just got the same email and did a Google search on the website they tell you to visit. I think it is legit, but the consumer will not benefit. Take a look at this link for more info:

GuardMyCreditFile: ConsumerInfo Class Action Settlement – A ...To read the entire settlement proposal, you can visit www.browningsettlement.com. The website contains complete information about how to exclude yourself ...
www.guardmycreditfile.org/index.php/co... - 35k - Cached - Similar pages


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