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 What is the easiest credit card to get if you have little or no credit?
I need to improve my credit so I need a credit card...but have no credit, just a car note....


 Where can I get a FREE CREDIT SCORE? every place I find, signs u up for a month trial or charges.?
every place I have found charges for a months trial or makes you pay. I thought it was obligated by law to give you your free credit score....


 What do you do when you've lost your debit card?
I can't find it anywhere. Do I call VISA to report it missing, or my bank? Is it a long process of cancelling one and getting another? Are there any fees?

Thank you....


 Does anyone know if i can purchase items without credit or debit card?
i only have cash card? as i can not get credit as i have cleared my debts.
Additional Details
inc. on the ...


 HELP!!! My delivery has not come after 25 days!?
I ordered a pool table on the 8th december from www.kvoot.com and i was told it would take between 1 and 10 days to arrive. It has now been 25 and I have already emailed them after 21 days with no ...


 Can a salary of 43k afford a 200k house?
...


 Does your credit score go down if you make a big purchase like a car?
I was told that since I made a big purchase..ie..my car and also co-signing for my daughter, my credit scores will go down..is this true??...


 Are postdated checks illegal?
...


 Can you use a home equity loan for something other than a home?
I need a loan & some people had suggested I look into this because of the lower interest rates, instead of using high interest (not to mention EVIL) credit cards. But it's not for a home &...


 Never ending credit card debt?
Been about 3-4 years of having credit cards and I spent a lot on getting my car fixed, college tuition, payments and what not. I have 4 now and a total credit limit of about 9000. I am maxed out on ...


 Someone stole my credit identity and got 500 Quid cash from my account. How do they do that?
I still have my card. Nobody apart from my card provider knows my PIN (not even me) as I never use this card for drawing cash. The cash was drawn from a town I have never visited.

I think I...


 Does exceeding your credit card limit go against you on your credit report?
...


 Reasons why to use cash instead of credit cards?
I have to write perswasive essay on why to use cash instead of credit cards. Please help and give me some ideas....


 I need help , I'm bankrupt!!!?
Ok I made a series of financial blunders. I earn around 30k, but I owe about $150k in student loans and a $50k mortgage, how do I get out of this jam?It seems at the end of the month I have nothing ...


 Why is there so much debt about these days?
Yes it would be nice to have a £35 grand bmw stood on my drive. But I cant afford one so I do without. Why does everyone seem to live beyond there means these days?
Additional Details
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 A question about a credit card payment?
I carry 1 Visa, which right now has about a $350 balance on it. I only make the minimum $10 a month payment on it, but it seems like the balance never goes down? I thought that you could continually ...


 Are prepaid Credit Cards a good way to begin to establish credit?
My friend has almost no credit history and was wondering where to begin....


 Credit score?
I just got my credit card about a 2 months ago, im 18 and dont EVER want to make a mistake . my max is $500 and ive been told that keeping it at half is good and not like use up most of it. well i ...


 How do i pay off my debt?
I have about 3000 in credit card debt (very high interest rates!) , and 8000 in car payments. What can i do? I hear loan consildation thrown around but i dont understand that. What are other ...


 If someone is refused credit for a credit card, and applies for credit for a laptop (on 0% finance for a year)
Is it likely they will get refused again for that? I mean, will it definitely happen?

Has anyone been refused credit for one thing then accepted for another soon after that?...



juanita c
Has anyone been approved or turned down by Amcapital Loans?
I have started a loan process with this company and I was hoping to have some feed back from someone that they've helped, either past or present.
                     
 




Lo Kee
Rating
I was approved by Amcapital ( Adam Goldstein) is my rep. I was told I needed to secure a payment of 500.00 which I did. I really wasn't sure if this company was legit or not. I couldn't find anything on BBB about this company.. The website looks legit. So I secured the payment, which I really couldn't afford.. But like others this is to good to be true, and who wouldn't pay 500 for 5000.00.. It has been 48hrs since i secured my payment and I have yet to receive my funds. I can't get a hold of anyone from Amcapital at this time.. So I will try to get a hold of them on Monday.. I am hoping that this company is legit.. I really didn't have the money to be scammed..


marvin l
I just got approved for a loan 2 weeks ago, i just secured my payment 4 days and recieived the funds within 48 hrs. I suggest that you use ths company if you have bad credit and i recommend using Adam Goldstein as your consultant. He's definately a godsent, he really helped me out. I even got my sister to apply yesterday.


CECE
I have just been approved for a loan through this company and also was a bit concerned about the validity of the company. I was really puzzled about the 10% down collateral. I do understand that, considering it is a high risk loan, but at the same time, I asked them, Isnt it evident that I dont have money....thats why Im requesting a loan. If anyone has information about a good or bad experience with this company, please let me know. I dont want to be scammed.


louierockyjim
Rating
I'm sorry: I havent heard of the company. =)


jjhat
Rating
I was recently approved for a 10,000 loan. They told me that since I was high risk that I needed to send in 10%. I don't mind doing that but I can't afford to be scammed. Does anyone know anything about this company? They look legit & say they have been in business for 16 yrs but I am not sure. If anyone knows anything please let me know before I try this...I mean who wouldn't send in 1000.00 to get 10,000. I dont have the 1000.00 to send in but could get it if this is a legit deal. PLEASE HELP!!!


tom b
I have been making my payments on-line and noticed your question. I have been approved with Amcapital Loans over 5 months ago. They helped me a great deal. I was a high risk because of over spending when I was young. Just last month I referred my sister and her husband. If they can help my family and I they can help you too.


Ms_AngieV
I just got off the phone with them. They said I was approved but then told me that I need to give $500 as a collateral and it would be given back in three months if may payments were up to date. I am not sure either, I also can't afford to be riped off.


huh
oh my god! i really hope this is for real, i just sent them $800.00 which i had to pay $64 in western union fees. if anyone had a good or bad experience with them please let us know. i borrowed that money! JUANITA, what was the outcome?


Tanya P
I just started the loan process also and in the same case having to put a 500$ deposit down thru moneygram but having read some of these answers i'm less worried about being ripped off... thanks


Stephanie W
Rating
I was just approved also, but had questions myself. I cannot seem to find them with the BBB. Anyone else out there know anything, we would like to know too.


Pamela N
Rating
I just applied for a loan with them and I thought it seemed too good to be true. They want me to pay an origination fee of $500 for a $5,000 loan. I just want to make sure this isn't a scam because no one else will give me credit, but they will give me $5,000. I can't afford to be ripped off.


igor p
I have noticed some people are iffy about their loans but to let you guys know. Amcapital took a chance on me a while back. I was an out of work and nearly broke electrician. I followed the steps to getting my loan and now I own my own small but successful business.


chelsea h
i thought it was a scam at first too but they did help me rebuild my credit. i was approved for a $10,000 loan a year ago. they returned my down payment but i used it towards my loan which gave me about 4 months of not having to make a payment. i am still making my payments each month.


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