 How to remove old negative account from my credit? |
| me and my husband are trying to buy a house but his credit is showing allot of old negative things like his bankruptcy that was discharged 4 years ago and old medical bills. what can we do to clear ... |
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 Can anybody tell me how can i find out what is affecting my credit record? |
I have recieve just denials from the creditors I apply. They say that I have a Collection, to which I honestly ignore what could it be, since I make all my payments on time.
Can i avoid paying ... |
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 Loaning money and want it repaid back? |
Hi all,
I have a dilema with an ex. Last year I lent her money for her to pay a cell phone bill (twice I might add), since then she claims that it was something I wanted to give to her, ... |
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 Will having multiple credit cards increase my credit score faster? |
| I'm currently 18, so Im new to credit and would like to build credit. I have a decent part time job and am currently a student and will be a student in college in the fall. I have applied for ... |
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 I have a credit card question.? |
| I am getting ready to start looking at houses to buy and I am wondering will the credit cards that I have out effect my loan? All my credit cards are paid off and I have good credit. But will they ... |
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 Credit card advice? |
| Does anyone have any advice on the best credit card on the market. I at this time have never had one. I want to have only one credit card for emergency purposes only. but I dont want to pick a bad ... |
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 If I transfer my credit cards onto my boyfriends will I still be the one getting the credit history? |
| I have 19% apr on my 2 credit cards he only has 4% it makes sence to transfer the balance on to his but will I still be building up good credit and credit history?... |
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 Is it okay to cancel credit cards that you no longer want? |
| My friend told me that if you close a credit card account that you no longer use that it looks bad on your credit. Is this true? For example I just applied for a United Airlines Visa card that is ... |
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 Are capitol one credit cards really better? |
| I had this card for about a year, I paid 100$ this month i bought about 70$ worth of stuff, even with a zero balance I would still have around 20$ , 10$ for charges, well i checked my statment and ... |
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 How quickly can a credit score go from 400 to 700? |
| lets say i start making regular payments on a condo.. car.. credit cards... phone bill.. electric bill.. cable.. car insurance.. over a 6 month period of time... would it go up 200 points?... |
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 Close Accounts? |
Hi, I have the following accounts:
Mastercard- $0 balance/ limit $700 opened 8/1/05
Cap 1 Visa- $0 balance/ $500 Limit opened 11/1/06
Dell Acct- $0 balance/ $2000 Limit opened 10/1/06<... |
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 If credit card debt comes off of your credit report in 7 years anyway why should i try to pay it? |
| I am in debt from when I was on maternity leave and I did not have a paycheck for 6 weeks. I am still having money problems and I can't pay the credit comp. all of the money they want, most won&#... |
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 Advice for Cleaning up Bad Credit? |
| Hi, I have pretty bad credit and want to clean it up but dont know where to begin (besides obviously paying off debts etc.). Is there a good online service that can provide you guidance on what steps ... |
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dee_windy | Has anyone claimed for their bank charges back? |
obviously someone has, just wondered how long they took to do it, Abbey are stalling with me and causing me all kinds of problems in life *sigh* |
 |
 
Worked
|
I am currently waiting for Abbey to respond to my complaint about Bank Charges, and also to respond to my wider concerns about the way they have changed, varied, maladministered the charges since the Banco Santander takeover, having promised more simplicity when they changed their logo to a soft Abbey that would turn banking on its head. I also have complaints about the lack of reasoning and the varied expressions they use to describe these charges or fees, and also the lack of warning in buying the product that has meant I have not had reasonable certainty about what the bank can and cannot do.
They must work quicker. I think there are policy meetings going on and, it is inevtiable, I think, that the bank will be changing procedures in a defensive manner to protect their own interests very soon indeed. If any one works in Abbey Head Quarters in London I'd be grateful for some internal information. |
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claimbankchargesback
 |
Yes, I claimed over £1000 from HSBC and users of my site have claimed back thousands more!
Unfortunately, since the bank charge revolution began, claims have gone from an average of 3 months to around 6 months due to the number of people claiming. The banks are overrun and are slower to respond, and the courts are full of claims so it takes a lot longer to get a hearing date.
The banks do try and stall as much as possible, which is stupid really, as they always have to pay out in the end. It actually costs them more money by stalling than if they just paid out!
Have a look at my site below which has detailed step by step guides to claiming, the latest bank charge news and developments, and forums for one to one help and support throughout your claim. If you want to post about the problems you are having, myself and others should be able to help you.
The site is free to use! |
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b97st
 |
Yes. I had no problems with Halifax. In fact, they were rather nice about it. It took about 6 weeks. |
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george
|
I am banking with abbey as well and, to be honest with you, it is a bit of a headache: they always charge you when you go overdraft. However, I've always been able to get them around in this sense and have them pay my money back. I guess it all depends on whether it is your fault or theirs. I remember one day I had given out a posted check for £160 and they charged me with £50 even though it was not my fault: the check I had given out was for a day after they had cleared it. In the end I was finally able to get my money back, but I doubt I would have got any money paid in case I had not notice the overdraft amount. |
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mrbatfink
 |
I got from Natwest.
We are looking into your claim, i am sure you can appreciate this is not a simple matter. You should get a response within 6 weeks.
They got 1 week left before i take them to court! |
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dundeedee
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Seems to be a typical tactic with banks these days..threaten them with their ombudsman that will hopefully give them a shake. |
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Python
 |
this is a tricky option, yes you can claim back unfair bank charges, however some banks are being bitchy about it & my mate had a mortgage & overdraft when he claimed back the charges they Cancelled his Overdraft & ordered him to pay off his Mortgage.
check the link below |
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StephE
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I did with the Halifax all it took was one letter, threatening to withdraw my business, and it worked. Good luck x |
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galas
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Can anyone claim
Whats the worst that can happen |
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