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 How do you resolve a huge credit card debt?
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 Credit Card?
Hello. I got a question about credit card companys. Or why this is happening? My huband has had 3 loans. A truck loan which was a 3 yr loan that we paid of in 2. A personal line of credit that we ...


 My credit score is 490, i purchased a car which I'm paying monthly on, when will my credit score rise?
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 What happens if you haven't paid a credit card bill in 2 yrs?
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 Can I finance a car without giving a down payment.?
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 Can they leagally do this?
listen to how my freind caught me using his credit card first off he pissed me off because he did something cruel. i will not mention i then in hand stole and used his credit card he went to the ...


 Will we be able to get a mortgage, she has great credit, I don't?
My fiance and I are looking at the possiblity of getting a house. She has great credit (700-725 range) but a senior in college so not earning an income. I have a good income but my credit is, well, ...


 If you cancel one of your credit cards but have made every payment on time, would your credit score go down?
how long does it take for someone to have really good credit...do you need 2 buy a house or car or anything major like that to make it higher??...


 Why do people have poor credit history?
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 Can credit card companies put a lien on social security checks in Ohio?
I am on a small disability, can credit card companies take my checks each month, its the only income I have, I live in O...


 What credit card can you get with guaranteed approval with bad credit without having to make a deposit?
I just went through a nasty divorce my credit is all messed up. Just want a way for a fresh start....


 Buying a House with Bad Credit?
I am 27, i have been out of job for a year and now i'm back working at a new job and i live with my parents. I really want to buy a house, i have $30000 in student loans and i'll be adding ...


 Private loan (loan shark) in Nottingham?
Any ideas for £400 quid? Can't get payday loans!...


 Credit card limit increase?!?
Citi just increased my credit limit from 3K to 4.5K..

I always pay my bill in full and my credit card bill is generally only about 1 or less K per month and I always pay in full. Should I ...


 Should I threaten a collection agency?
I am a freelance writer who has worked for many years and always been paid appropriately. Recently, however, I had a client who has yet to pay me. It has been over a month and she keeps saying she&#...


 What's the chance of me getting a mortgage on 12k a year?
I earn approx 12k a year (this changes as it's commission based, but that's about the max). I want to start doing private tuition (music) and will be able to add around 5k approx to my ...


 What is a good way to get credit while i am in college?
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 What are legal ways to harrass a person that owes you money?

Additional Details
I am a small business and do not want to pay a lawyer for court and they owe me $3,000....


 My dad has REALLY bad credit, and he wants me to get a house under my name, and under my credit... should I???
PLEASE HELP!...


 When mailing in a payment, isn't the postmark date what counts, not arrival date?
I thought I learned that years ago in Business Law 1....



debbie p
Has anyone ever done a loan thru this company?
just want to know good bad and ugly i have seen several people taking about them on aol and here and others just wanting to know are they as good as everyone is saying
Additional Details
www.directlendingplanet.com
                     
 




wizjp
Rating
WHAT COMPANY???


John Loves Jenn
The 3 biggest sites to determine online scam status is: http://www.scam.com and http://www.ripoffreport.com & http://www.siteadvisor


money man
not me


Rob
What ever loan company it is, DO NOT GET A LOAN THAT FOLLOWS 'the rule of 78'. Any loan that makes you pay the majority of the interest payments up front...is a bad loan, because paying it off early is pointless. Interest rate and APR can be different depending on the type of loan. Ask the loan officer how the payments are being spit up. As in how much of the payment is going to interest and how much is going towards principle for the length of the loan(before you sign). Be very careful what you sign. Read every thing, take it home. If they say you can't take it home to read it. WALK OUT OR start reading it in front of them and tell them you don't sign until you read. Make them wait. They will try to make you feel bad b/c "you don't trust them". Screw them your the customer.
The ditec "smart loan" that LETS you pay intrest for the first 10 years. BAD STUPID LOAN. You want to avoid paying intrest not pay it upfront.


Penguin
Which company?


Jackson Mile
Rating
If you are serious about getting a reply, then you'll have to include the name of the company you are referring to in your question.


WJ
They are great..... Oh wait, what company are you talking about.


Amy lynn
What company are you referring too?


Sloe3D
Hmmm! I'd have to say no. I didn't know that ................ gave out loans. Sounds fishy to me.


beachlover
Rating
ok i generally dont rip anyone here but ROB L is nuts
ok most if not all loans are always with interest up front of the mortgage its how they are structured and how they have been for decades. this is how almost all loans are structured! this person has no clue. this person has no clue how loans are structured! this is not something new how long has it been known that for the first 10 years most of your payment is interest! there are ways to get around this and save big $$$

even and interest only loan is obviously interest first come on!
the trick is to pay a bit extra each month and put it toward the principle this is an easy thing to do and the best thing to do pay 100 each month seperately and put on check apply to principle and pay your loan off 10 years earlier. reason being you are paying the principle down thus paying less in interest. very simple formula

very few of us have cash to pay on a house.


fren c
i have a friend that has done a refinance thru them! she loved them and how low their rate and fees where! Its my understanding they are the cheapest and the lowest rates she could find. they also showed her how to get the seller to help pay closing costs and she could reach them on weekends and late at nite.
I've seen the website and like the articles. seeing what they tell you about banks and brokers. I'm sure the banks and brokers will have nothing good to say. they have things on the site I'm sure banks and brokers don't want anyone to know!


crey r
I decided to check this company out and went online and asked a few questions even asked them what my hme was worth aprox.

they returned my request by email and asked me to call or allow them to call me! they where right on with the value and sent me the value and told me what the houses around me sold for and when.
I have spoken to a rep there on phone and with my rate research in hand asked about thier best rate and they did come back alot less.
not a bad company and to be honest i kinda wish i refinanced with them a year ago their rate is lower than the one i have i have a apr 1% higher than my rate and even though he said i could have gotten aa better deal he told me with my penalty it was not a good time to refi.

I like them! they where fast answered my questions and told me not to refi


ted f
i have i got a quote from them 2 days ago so far they are great! they even answered my request for information late in the evening.
I know they are knew and i liked the information on the website.


phirephoto
Rating
Umm.. What is "this company"?

Ok....
Record created on 07-Apr-2007
Registrant:
natt grayson corp
323 linden dr
ellenton, FL 34222
US

Natt Grayson: No results in Yahoo.

Googling the address shows it's a HOUSE.
http://wibiti.com/HomePageView.aspx?v=v&c=0&HpID=%c2%bcY%5d%e2%80%a0

Domain created 4 months ago.

I'd say stay as far away as possible.

******UPDATE******
Beachlover sent me a private message, first suject was 'pin head', asking me if I knew anything about the company. I told him nothing other than the sketchy details, and I wouldn't touch the company with someone elses 10 foot pole. He then replied it's HIS company, and he's going to ask yahoo to remove my post because I posted 'public information'. (he's now going to change his whois data for his domain).

So if my post IS removed, this will only show this company is afraid of any negative posts.

What are the odds that someone in Yahoo Answers RANDOMLY asks about this domain, and then boom, 2 minutes later, the owner of the website is here in this thread?

I call shill / fake post to draw attention.

And my one thumbs down? One guess who that's from.

You asked for information on this company? There it is. Very sketchy details.


John
Rating
This is a new company and so it is not good.
It is difficult to get a loan with bad credit. you can try for loans online. Don't take loans from one man single private lenders or my emails.
Don't pay a single penny to get the loan. Try to apply online get the rate of interest compare and then go for one from a legitimate company.
To know more you can visit
http://www.badcrediteasyloans.blogspot.com


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