 Why do so many people keep going into credit card debt? |
Question? What makes people keep using them when they see the destruction it is causing?
Many people, mostly younger folks and women, have so many credit cards they end up in severe debt ... |
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 Buying a home? |
| I was wondering if there is anyway to get a mortgage based solely on cedit score and not have to provide employment info?? (Wouldn't mind if rate might be higher) THANKS!!... |
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 How do I get my credit cards to lower their interest rates? |
| my APR is anywhere between 23 & 28%. Very high!! But, I pay all my bills on time and always pay more than the minimum... is it because I have more debt than capital? Is there a plan where I ... |
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 Paid online surveys? |
| Does anyone know any good sites were I can actually get paid for doing surveys?... |
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 Is it possible to use a Debit card in place of a Credit Card? |
I want sign up for officelive.com but don't have a credit card. Can I use a Debit Card... would it work?
What about other transactions on websites?? I wish we could use debit cards ... |
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 Bad credit score! how do i get it back up? |
| My credit score is very very very low. How do i get it back up? Should i file for bankruptcy? I have alot of credit card bills, hospital bills, child support, repo and a few other things. If you ... |
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 How Do I Repair Credit After 7 Years of Delinquency? How Long Does It Take? |
| I asked the question as part of my previous one, but I'm hoping ot get more responses please.... |
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 Can provident loans take me to court? |
| I had a provident loan of £400 (with interest it was around £600) I paid it for a bit now stopped it as I cant afford it. Its been over 2 years now and they are demanding the £450.00 left or take ... |
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 My sister used my credit card? What can I do? |
She owes about $15,000 and doesn't want to pay it. Is there anything I can do for her to pay it? Can I get the debt on her name?
I don't want to press charges because she is my sister ... |
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 Prepaid credit cards? |
| I am 17 years old. I want to buy things online but my parents would allow me to get a credit card. Is there such a thing as a prepaid card? Where I pay money and that money goes into the card. Is ... |
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 Help me understand mortgage refinancing? |
| We have about $30k in equity on our home, and currently have a 30 yr fixed at 6.9%. I'm not sure if refinancing will help or hurt us. My student loans are at 7.22, but I only owe another $3500,... |
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 How do I get out of a 3 yr contract with Ballys after 5 months without moving or medical reasons? |
| I only wanted to use their trainer but i was told to sign a 3 yr contract to do so. I was told I can cancel within 30 days but then I was told it was too late. When I called, they said then told me ... |
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 How do i rebuild my credit? |
| I am trying to rebuild my credit and i cant even get a loan.. i posted on here but something happend.. somone told me to email this guy that gives out loeans but i dont know if i should do it.. i ... |
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 How can I rebuild my credit? |
| I have a couple of credit card charge offs. How can I start to rebuild my credit? should I make a settlement on those credit cards, or should I pay off the entire balance? How will each affect my ... |
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 Is a pre paid credit card a real credit card? |
i keep seeing offers for them and i wanted to know if its like a regular credit card except u can add $
i am planning a trip and need to rent a car and i know most rental places only takes ... |
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Nickelkitten | Has anyone ever heard of this credit card? |
I recieved an email credit card offer for an Imagine Gold MasterCard...issued from 1st Bank of Delaware...has anyone ever heard of this card and if so can you please let me know.. |
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Doing the Right Thing
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i wouldn't accept any credit cards in your emails.
I would only accept it if they mail me information about their credit card to my home. |
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amason1226
 |
No way. I received an email that was phishing ..actually a couple..and they were even pretending to be companies I actually dealt with like Ebay and my bank. I would never ever suggest going thru an offer thru an email. EVER. It is wayyy too risky, if it happens to be a scam, then you have no idea who has your info and there is no way to hit the back button to get it back. If you are interested in a credit card, I found it was easiest to go thru Orchard Bank. I put in my info, and they actually showed me cards I qualified for. Rather than me playing the guessing game of which companies, and cards I'd actually get approved for. If your unsure of your credit, a secured card does wonders if you pay on it regularly. Plus the money you would pay to secure it, goes into a savings acct and will grow interest ..small amounts..but hey better than nothing! |
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Susie
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I've heard of the first bank of Delaware, but not the card - I would not trust it. |
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mrsdebra1966
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Delaware is mostly banks, it seems. Don't do it! |
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dixiegirl687
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never heard of it, but i wouldn't trust it |
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Millie
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I don't trust these things in emails. |
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doll_ofvoodoo
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I've never heard of it |
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noah buddy
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Email offer? Sounds like a phishing scam to me.
Never heard of them, do a search to see if the bank exists. |
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Karla
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never heard of it. |
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Dhiren B
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Never heard of this bank and the credit card |
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crutnacker
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Never respond to an e-mail credit card offer. The easiest way to check it is to go to a web service like Spam cop to see where it really came from. I'd say it's a scam. |
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