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 If you wrote to creditors stating you were incapacitated or disabled and asked them to write off your debt as?
you are clearly not able to pay it off in the future, will they be likely to petition you for bankruptcy?...


 Fastest way to receive a payment online and ofcourse that is secure?
...


 Any serious advice would be appreciated??
Should I work with a debt councillor or should I file for bankruptsy??? Which is more beneficial??
Big time debt, credit cards at max and creditors hounding us and we never have time to do the ...


 Can you use a credit card to buy gift cards?
I was told that all gift card purchases must be in ...


 Can a recovery agency attach your wages for a 6 year old credit card debt?
I got a call from a recovery agancy about a credit debt and they said if it isnt paid they can attach my wages. My wages are already attached for child support, I thought only the goverment could ...


 Who pays credit card bills in case of a relative's death?
My great aunt pass away. She has no living husband or children. Who will have to pay her bills? She also had no will....


 How do you?
how do you build up your credit. I have no credit history and i have no clue about the whole credit thing. Can someone help me....


 Is there a reason for this if so what?
Hi,

I am trying to apply for a credit card and so far I have been refused!

I am 25 and work full time and rent a flat with my boyfriend. I did have some debt problems but got a ...


 Stolen credit card?
I had my credit card stolen this morning! I have cancelled the card but can anyone tell me - - I am going to New York in a few weeks and I booked tickets to see a show while im over there months ago....


 Where can I truly find my free credit report? everybody tells me its free if I sign up for a service.?
...


 Over Draft Fees?!!?
I just got back home from visiting my father in northern Michigan after haveing a heart attack. I come back home, check my debit card balance online and its -80.79!!!! all because a bill that I paid ...


 Is 660 a good credit score?
...


 Why don't free credit reports give you your credit score?
I've gone to get my credit report online through experian but its telling me I have to pay for the actual score. I don't understand why....


 I just got a credit card. should I pay it off right away or wait till I get a statement?
Im really new at this whole building credit thing. I Just got a credit card with Bank Of America and I have been paying it off as soon as the balance is posted. If not then I pay it off that week, ...


 Im $2000 in debt with a 673 Credit score making min. wage in NJ(7.15)*80hrs)? any advice?
Can i debt ...


 My boyfriend and I are trying to get a small personal loan to build up our credit?
We both have bad credit like in the lower 500 and high 400 but we want to build that up. We are trying to buy the house we are living in right now but can't. The lender informed us that we need ...


 Should I go Bankrupt with the new law???
Here is the situation...I owe 30,000...and I make 25,000 before taxes. I have a lawyer and she says with the new laws I would not be able to but with the old law no problem. I want to know what you ...


 What is the purpose of having a credit card?
...


 What can happen in court when being sued for credit card debt?
I am unemployed still and going to court over a wells fargo credit card debt of over $4000.00. can they lock me up?
BIG QUESTION #2 WHAT ABOUT COURT FEES+COSTS?
I really need some real ...


 What is a good free way to increase your credit rating?
If you want to secure a good credit rating, how is it best achieved?...



scarbx4
Has anyone ever used the Federal Debt Relief System?
I am possibly thinking about using this company to eliminate my debt. I am to a point that I want to be debt free and I have been researching this company. I just do not know if I should eliminate the debt myself or let this company help me. Any advice would be great!
                     
 




;)
I don't know anything about this particular company, but I do know that most of those types of companies that are supposed to 'work with your creditors and combine monthly payments" are hoaxes that steal your money. I have worked as a data intake worker for several vets or doctors. Lots of clients have come in with complaints that these bills were supposed to be "combined" and paid by some third person company that they contracted. We were never contacted or paid by any 3rd person agent. I do think that the states atty general here has even started to investigate some of them. So be careful. Check with your local State Atty General's office to see if there have been complaints about that company and check with the BBB. It would be tragic for you to loose money to a shyster.


DebtFree
Rating
most of these types of companies do little to pay off the debt. you can do that yourself. i'd avoid them. get on a plan. pay the debt off yourself.


lzc5wh
There is a great place to go with this. I was in a very similar situation.

This is getting help from real people without the use of banks or credit card companies. Good Luck!

http://www.prosper.com/join/lzc5wh


SPIFIMAN1
Rating
If you are going to go this route, please consider calling Consumer Credit Counseling Services at 1-800-388-2227.

They are the largest non-profit credit counseling service in the Country.

I used them several years ago and they worked with my creditors to lower both my monthly payments and my interest rate. I was debt free in 36-months.


mister ed
i would never pay anyone to help get out of debt -- i go there myself and i have (and you do to ) the brains will power to work throught this problem.


Michael T
I hate debt also. In fact, last year I decided to repair my bad credit (FICO Score = 540) and researched a lot of companies because my friends told me there were a lot of scams out there. I found a great site and they offer many solutions ( http://www.your-credit-solution.com/creditsolutions.htm ) and now my credit score is 746. I was able to accomplish this for less than $100.


david l
Rating
Hi, i've never heard of this company either, but you may want to try http://debt-relief-usa.info/ for info regarding bankrupcy... Its a hard decision, there are definitely options for you. A place like this you will most likely need to pay... never do that..


John
Don't know about this company. But before you go for one check if it is BBB online registered and also member of US chamber of commerce and then go for it.
To know more you can visit
http://www.debtconsolidationmanagement.blogspot.com


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