phil d
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if you mean do they EVER stop phoning? then yes. But there is a way round it. Drop me a message and ill explain. |
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ladybug22396
|
YES!!!! I had a problem with Insurance misteriously appearing on my statement when I never authorized it....it put me over my limit therefor charging me an over the limit charge!!!! They did this to me about 3 times and finally I refused to pay them....account is in dispute right now with credit company.. |
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Robespierre
 |
No but a friend of mine told me to stay clear of them, that he owes them £10,000. (about $18000). And they are very awkward people to do business with. And he was............... |
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auntdeen06
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only problem I had with capital one was ,when I'm late,they charge a big fee. |
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alatoruk
|
All the answers that say "yes", it depends on your point of view. They were the only company that would give me a credit card after I came out of my bankruptcy, ok it only had a £200 limit, and it was guaranteed by a £200 deposit, but it was a card I could use.
So I paid for my petrol on it, paid it off religiously every month (the interest rate is a killer so I don't want to pay that) and now I have a decent credit rating.
They are however going to lose my business because they wont increase the credit limit. I now have a MasterCard with another bank with a decent limit on it, so don't need this £200 one and would rather have my deposit back.
So, in my experience, if you don't mess them about they don't mess you about.
however they did have some weird rules, i moved house during the application process and had to re-apply, apparently the address affects the credit rating (as if). They would not accept my arguement that the house was not applying, I was and I hadnt changed just because I was moving. same job, same credit history, same everything...... but apart from their little foilbles.. |
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Jessica
|
This is the one company I have not had a problem with... but then again I haven't been sent to collections so I dont know about that company debitas |
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Ms.Capulet
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Oh yeah!!!They would not lower intrest rates etc.. |
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jacqy
|
yeah, guy #2 is right. their APR's were too high, and credit limit is low |
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captain ron
|
yes they cut me for missing a payment |
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jimtheglassmaster
 |
yes, they wont lend me more than $1200.00 even though ive had the card for 3 years and have never missed a payment. |
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Lawyer
 |
Me personally no,but last year they claim that they haven't receive my hubby's payment from his debit card(as we went on a holiday),so when we came back he had to pay £150 late charges even though we sent them the statement with the payment on it |
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Vadalia
 |
The only problem I've had with them is that they don't report credit limits, which can hurt your score. |
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scallywag
 |
No. |
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waymuchmorebetter
|
no, except their APR's were too high, and credit limmit to low |
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jessica b.
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me |
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*****
|
I have a Capital One credit card, I never heard of Debitas. I haven't had any problems. |
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Cambria
 |
OMG!!!! Absolutely! They gave credit cards to my teenaged daughter... and when she was late would HOUND us at all hours of the day & night.
Even though she had moved out & had a new phone number.. they continued to harrass me. I'm not at ALL condoning my daughter's late payment..... but I shouldn't be the one to get the harrassing phone calls.
Plus the penalties are SKY HIGH. We helped her pay it off on the condition she CUT UP THE CARD. |
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Carrie H
|
I'm not familiar with Debitas, but No, I have not had problems with my Capital One accounts. |
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