 $1600 Credit Card Debt.... help please? |
Alright, so I've been bad with my credit since the beginning of my last relationship. Brainfart.
Anyways, so my credit is fairly bad and I really want to get myself out of debt but ... |
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 Getting paid? |
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 If i leave the country with debts can i still be chased abroad. can i leave debts here and start fresh.? |
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 I never had a credit card.? |
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 Bankrupt! Need a debit card!? |
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 Why does PayPal require a Social Security # to receive more then $500 a month? |
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 Why do credit card companies give out rewards? |
Is it because more people are likely to get into debt, or because those companies want to dominate financial transactions?
Additional Details
Please, look at this from the perspective of ... |
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 Is it bad too have a lot of credit cards? |
Additional Details
I have two regular credit cards and two department store credit cards. I want to make sure that I dont get myself in trouble. I have never left a balance on any of ... |
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 How to get creditors off your back? |
Do I need to call them all and set up a payment plan?
Ignore them until I have enough to pay them one at a time?
Yell them out until they give up on me?
I just dont know how to ... |
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 Paypal Problem! SCAM?????? |
My Paypal Account says i need to verify my address, so i did....by phone! but they said it didn't work, so they are now asking me to send documents and statements to verify my address!!!
... |
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 Your card will not be charged until merchandise has shipped.? |
Your card will not be charged until merchandise has shipped.
Does this mean..
A) My card will be charged whenever my items are ready for shipping
or
B) My ... |
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 How can I get out of debt and repair my credit while unemployed? |
| I'm 30-something, have been unemployed for 4 months, ran out of money and am close to being booted onto the streets. By trade I'm in IT/Customer Service but am having a hard time finding a ... |
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 Can a debit card be used in paypal? |
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gails_gails | Has anyone heard of or dealt with Eric Smith (eric_loan)001@yahoo.com? |
I am thinking about applying for a loan from Eric Smith. He is asking for a non-collateral deposit of 2.1% of the principal loan amount and states that this is legal as stated in the Amended Constitution Act 2004, Lending Policy 174/Ur.
Any information that anyone can give me regarding this would be greatly appreciated. |
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Wayne Z
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Two things stand out:
1) Yahoo! email address. Scammers always use Yahoo! (or gmail or Hotmail) for their email as you can use whatever name you want. As soon as Yahoo! cancels the account, he comes back with eric_loan002@yahoo and then eric_loan003@ yahoo and so on and so on.
2) Asking for money upfront is a sure sign of a scammer. If he were legit, he would just take it out of the proceeds of the loan.
Delete the email and move on. This is a SCAMMER! |
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wizjp
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total ****. 2.1% upfront? C'mon. You know better than this. |
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Stuck in the middle of nowhere
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You must be awfully desperate to actually believe this person. |
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DonsGirl
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DON'T and I repeat DON'T
get a loan through a da*n email address. |
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LabRat
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You're putting somebody's guts/email on something like YA for a crazy loan?
Whoa.
Board yourself up so you don't do anyone (or yourself) harm. |
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Rafael P
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I want to be clear on what you are saying.. are you saying that he is asking you to deposit 2.1% of the amount you want to borrow into some account? He is asking you to send him money? If he is legit, he will take it from the loan proceeds, and not need to collect it up front. |
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purplesometimes
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NOOOOOOOOO! DO NOT pay for a loan up front, ever! Especially not someone who has just a yahoo address. I could be that person. Or I could sign up as another loan officer and tell you I'd just take 1.1%.
I'd ask your state attorney general's office about this, and also inquire of your local banks. You might also Google the Amended Constitution Act 2004, Lending Policy 174/Ur. I just did and found nothing. Searching just the Amended Constitution Act 2004 gave me some hits on the Irish Parlimentary Constitution.
This guy is BOGUS. |
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SPIFIMAN1
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Anyone I repeat anyone that uses a Yahoo e-mail address for a loan company and asks for money up front is a scam.
I have reported him and several others so many times I can't count them but some how they keep getting back in. |
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jcurrieii
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Any offer of money or anything else you find on-line, assume is fraudulent until proven otherwise.
Whether or not it is legal, I don't know, since I don't know that law - which is presumably a US law. However, if you want to know if it IS legal...talk to a lawyer (most will give free consults). However, $21 interest on a $1000 loan does seem pretty decent. But, since you have to send him the $21 before he cuts you a cheque for $1000, he would likely be scamming you. There is a reason why the banking industry in most countries are so strongly regulated.
In any case...if he is legit, make sure you have some iron clad paper in your favour in case he tries to screw you over. |
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Teri W
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SCAM. |
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dave49310
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go with your gut on this one. gl |
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