 Knowing that bad debts on your credit report don't come off for 7 years..? |
| I have heard that collection agencies can renew you're debt to credit bureus so that, essentially, what should come off after 7 years can never come off if the agency continues to renew it ... |
|
 I was pre- approved for tribute credit card? |
| is it possible i will recieved it. it was telling me in the letter how much i will get once i recieve the credit card. and once i get it i would have to send a $20 fee. my mom said its very possible ... |
|
 Can someone recommend a debt consolidation agency to help me with my credit? |
| I have a dept of no more than $3K --- should I go to a debt consolidator? If so, please recommend one...... |
|
 I have really bad credit and need a $7000 loan to pay my debts? |
| i am only on centerlinc payments about $840 a fortnight so ineed low repayments i only want australian loans ... |
|
 You know those blank checks you sometimes get with credit card promotions? |
| I did some grocery shopping for a lady I clean for and she reimbursed me with one of those checks. I told her it was a bad idea, but she doesn't have the money in her bank account to pay me back.... |
|
 Is postdating a check illegal? |
| I live in the state of Wisconsin. This is my first time postdating a check. I didn't have money in my checking account due to me having to withdraw it to pay a hospital bill. I knew I got paid ... |
|
 Will marrying someone with bad credit effect my credit? |
| My boyfriend and I are talking about marriage. I have a good credit score. Never late on payments, usually always pay off loans early. His credit is not so good. He was in a car wreck and basically ... |
|
 Is this a scam, cuz it sounds too strange!? |
| a company called "american shopping center" just called me telling me that i won a free camera and vacation, n that in order to get the package i would have to pay the shipping and ... |
|
 What to do with bonus- pay the credit cards or make an investment? |
| we never live with credit cards before. and now we have 5000$ on our credit cards that we cant close . we are doing a min paymant every month and trying to pay more than that. we will have a bonuce 7... |
|
 Does anyone know if there is a time limit on credit card companies demanding there money back? |
ex wife ran bill up, know i'm left to pay it but at time because i didn't know due to moving and thinking i had paid it off,
now 7 years after apparently defaulting i have been ... |
|
 Loans with bad credit, no car/house in CANADA? |
| Does anyone know where I can get a loan with very poor credit. No house/car. Fast? No payday loans please.... |
|
 What happens when your credit score goes down? What is a credit score? |
| How can it go up? Will it effect which job I can get, the college I can go to, the house I can buy? What else can it effect, and what is it really? How important is a credit score in your life? What ... |
|
|  |
spud | Has anyone, in a bid to get rid of their debt, applied for an 0% balance transfer credit card? |
If so, which one. Are there still some good deals? |
 |
 
LA3
 |
You have to be disciplined to use these cards. Even though you are not responsible for paying the interest for the promotional period, your account will still accrue interest as normal.
At the end of the promotion, if you are not done paying the balance, you are responsible for all of the interest that accumulated. If you pay before the deadline, you don't have to pay that interest.
Make sure there are no annual fees and no transfer fees with the promotion and you should be ok.
If you just want to pay down your debt, also look into a personal loan that guarantees you will be done paying in a fixed term as long as you make your scheduled minimum payments. |
|
Richard W
|
i did it, it was the biggest mistake i ever made, cause when i got it i relaxed, and gave a big sigh of relief and ended up running up both my credit cards, 7 years later i owe nearly 6k.
my advice, don't do it, you will regret it |
|
Lily B Talus
 |
yes, but they are stricter on lending...I've got an excellent credit rating and have been turned down |
|
kalsflick
|
i am a original credit card tart! all my card have 0% balance transferes
and yes there are good deals out there however now you get charged for the Transfer but still it's better than paying all that percentage each month at least you have a chance to pay off your debt.
if you have not finished your debt by the time it ends the just change it to another card but you have to remember not to spend on the card or you are back to square one again |
|
saboerseun
 |
I have Virgin is good
but self discipline is very important
18months 0% interest |
|
Nick R
|
Make sure that the card you are transferring to has a better rate obviously, and don't get lax. Pay off as much as you can as fast as you can. |
|
ANNE-MARIE A
|
Yes, my husband did. It's a good idea if you are disciplined.
But there is one thing you need to watch. With some deals, your balance transfer is at 0%, but any subsequent purchases have interest charged on them. If you put your debt onto the card (say £3000) and then buy some things with the card (say £200-worth), the small print may indicate that the £3000 must be paid off first.
In other words, you will be charged interest on the £200 every month until the £3000 has been paid off.
|
|
Meena
|
Virgin Money always gets a mention in the 'best buy' tables. |
|
deja1436
 |
I managed to get rid of my credit card and personal loan debt by getting it cancelled. If it was taken out before 1 April 2007 get help at this website. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 26 minutes(s) ago
| | | |
9 | 56 minutes(s) ago
| | | |
9 | 1 hour(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 4 hour(s) ago
| | | |
9 | 7 hour(s) ago
| | | |
4 | 8 hour(s) ago
| | | |
8 | 10 hour(s) ago
| | | |
3 | 2 day(s) ago
| | | |
10 | 3 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
